Íslandsbanki hf. (ISB) — Financial Flexibility Index
Íslandsbanki hf. (ISB) has a Financial Flexibility Index of 0.01x as of June 2025. Free cash flow of Ikr17.93 Billion (operating CF Ikr17.70 Billion minus capex Ikr240.00 Million) represents 0% of total liabilities (Ikr1.47 Trillion). Check cash flow reinvestment rate of Íslandsbanki hf. to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Íslandsbanki hf. Financial Flexibility Index (2017–2024)
Historical Financial Flexibility Index trend for Íslandsbanki hf. across 8 annual periods. For the full cash flow conversion analysis, see Íslandsbanki hf. (ISB) cash flow conversion.
Annual Financial Flexibility Index for Íslandsbanki hf. (2017–2024)
Year-by-year free cash flow to debt coverage for Íslandsbanki hf.. Explore ISB operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (ISK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | Ikr32.97 Billion | Ikr32.04 Billion | Ikr1.38 Trillion | ▲ +19.7% |
| 2023 | 0.02x | Ikr27.10 Billion | Ikr26.22 Billion | Ikr1.36 Trillion | ▲ +132.9% |
| 2022 | -0.06x | Ikr-81.76 Billion | Ikr-82.03 Billion | Ikr1.35 Trillion | ▼ -39.5% |
| 2021 | -0.04x | Ikr-53.30 Billion | Ikr-53.51 Billion | Ikr1.23 Trillion | ▲ +64.0% |
| 2020 | -0.12x | Ikr-139.87 Billion | Ikr-140.42 Billion | Ikr1.16 Trillion | ▼ -259.5% |
| 2019 | -0.03x | Ikr-34.25 Billion | Ikr-34.58 Billion | Ikr1.02 Trillion | ▲ +70.7% |
| 2018 | -0.11x | Ikr-109.33 Billion | Ikr-109.94 Billion | Ikr954.09 Billion | ▼ -248.6% |
| 2017 | -0.03x | Ikr-28.10 Billion | Ikr-29.48 Billion | Ikr854.78 Billion | — |