Bank Agris Tbk (AGRS) — Financial Flexibility Index
Bank Agris Tbk (AGRS) has a Financial Flexibility Index of 0.01x as of June 2025. Free cash flow of Rp168.77 Billion (operating CF Rp157.31 Billion minus capex Rp11.46 Billion) represents 0% of total liabilities (Rp16.02 Trillion). Check cash flow reinvestment rate of Bank Agris Tbk to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Agris Tbk Financial Flexibility Index (2014–2024)
Historical Financial Flexibility Index trend for Bank Agris Tbk across 11 annual periods. For the full cash flow conversion analysis, see AGRS cash generation efficiency.
Annual Financial Flexibility Index for Bank Agris Tbk (2014–2024)
Year-by-year free cash flow to debt coverage for Bank Agris Tbk. Explore Bank Agris Tbk cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | -0.05x | Rp-680.97 Billion | Rp-725.16 Billion | Rp14.48 Trillion | ▲ +67.1% |
| 2023 | -0.14x | Rp-2.00 Trillion | Rp-2.04 Trillion | Rp14.01 Trillion | ▼ -718.9% |
| 2022 | -0.02x | Rp-247.06 Billion | Rp-279.38 Billion | Rp14.14 Trillion | ▲ +85.1% |
| 2021 | -0.12x | Rp-1.32 Trillion | Rp-1.34 Trillion | Rp11.29 Trillion | ▲ +61.1% |
| 2020 | -0.30x | Rp-2.40 Trillion | Rp-2.43 Trillion | Rp7.95 Trillion | ▲ +98.9% |
| 2019 | -26.41x | Rp-508.76 Billion | Rp-669.29 Billion | Rp19.26 Billion | ▼ -77882.8% |
| 2018 | 0.03x | Rp122.86 Billion | Rp121.17 Billion | Rp3.62 Trillion | ▲ +369.7% |
| 2017 | 0.01x | Rp24.06 Billion | Rp16.76 Billion | Rp3.33 Trillion | ▲ +108.4% |
| 2016 | -0.09x | Rp-299.74 Billion | Rp-306.15 Billion | Rp3.49 Trillion | ▲ +37.0% |
| 2015 | -0.14x | Rp-497.67 Billion | Rp-511.25 Billion | Rp3.65 Trillion | ▼ -167.2% |
| 2014 | 0.20x | Rp738.01 Billion | Rp728.05 Billion | Rp3.64 Trillion | — |