Bank Maspion Indonesia PT (BMAS) — Financial Flexibility Index

Latest as of March 2026: 0.01x

Bank Maspion Indonesia PT (BMAS) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of Rp100.70 Billion (operating CF Rp99.97 Billion minus capex Rp735.48 Million) represents 0% of total liabilities (Rp18.62 Trillion). Check cash flow reinvestment rate of Bank Maspion Indonesia PT to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp100.70 Billion
Operating CF − Capex

Total Liabilities

Rp18.62 Trillion
IDR

Capital Expenditures

Rp735.48 Million
IDR

Bank Maspion Indonesia PT Financial Flexibility Index (2012–2025)

Historical Financial Flexibility Index trend for Bank Maspion Indonesia PT across 14 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Bank Maspion Indonesia PT.

Annual Financial Flexibility Index for Bank Maspion Indonesia PT (2012–2025)

Year-by-year free cash flow to debt coverage for Bank Maspion Indonesia PT. Explore Bank Maspion Indonesia PT cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2025 0.00x Rp18.66 Billion Rp14.06 Billion Rp15.91 Trillion ▲ +106.6%
2024 -0.02x Rp-282.11 Billion Rp-302.10 Billion Rp15.84 Trillion ▲ +92.7%
2023 -0.25x Rp-3.18 Trillion Rp-3.19 Trillion Rp12.94 Trillion ▼ -94.2%
2022 -0.13x Rp-1.49 Trillion Rp-1.52 Trillion Rp11.80 Trillion ▼ -162.0%
2021 0.20x Rp2.63 Trillion Rp2.63 Trillion Rp12.90 Trillion ▲ +106.9%
2020 0.10x Rp869.59 Billion Rp861.39 Billion Rp8.83 Trillion ▲ +315.9%
2019 0.02x Rp150.21 Billion Rp142.28 Billion Rp6.34 Trillion ▼ -64.6%
2018 0.07x Rp367.94 Billion Rp363.17 Billion Rp5.49 Trillion ▲ +111.1%
2017 0.03x Rp155.21 Billion Rp-30.54 Billion Rp4.89 Trillion ▲ +176.0%
2016 -0.04x Rp-182.34 Billion Rp-188.37 Billion Rp4.37 Trillion ▲ +66.1%
2015 -0.12x Rp-553.62 Billion Rp-565.34 Billion Rp4.50 Trillion ▼ -210.9%
2014 0.11x Rp464.50 Billion Rp435.40 Billion Rp4.18 Trillion ▲ +41.1%
2013 0.08x Rp278.16 Billion Rp266.90 Billion Rp3.53 Trillion ▲ +4527.4%
2012 0.00x Rp5.16 Billion Rp-18.80 Billion Rp3.03 Trillion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities