Bank Bumi Arta Tbk (BNBA) — Financial Flexibility Index

Latest as of September 2025: -0.14x

Bank Bumi Arta Tbk (BNBA) has a Financial Flexibility Index of -0.14x as of September 2025. Free cash flow of Rp-725.64 Billion (operating CF Rp-730.05 Billion minus capex Rp4.41 Billion) represents 0% of total liabilities (Rp5.12 Trillion). Check Bank Bumi Arta Tbk investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.14x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp-725.64 Billion
Operating CF − Capex

Total Liabilities

Rp5.12 Trillion
IDR

Capital Expenditures

Rp4.41 Billion
IDR

Bank Bumi Arta Tbk Financial Flexibility Index (2012–2024)

Historical Financial Flexibility Index trend for Bank Bumi Arta Tbk across 13 annual periods. For the full cash flow conversion analysis, see how efficiently does Bank Bumi Arta Tbk generate cash.

Annual Financial Flexibility Index for Bank Bumi Arta Tbk (2012–2024)

Year-by-year free cash flow to debt coverage for Bank Bumi Arta Tbk. Explore Bank Bumi Arta Tbk (BNBA) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2024 -0.07x Rp-328.69 Billion Rp-347.78 Billion Rp4.99 Trillion ▼ -45.4%
2023 -0.05x Rp-220.62 Billion Rp-237.81 Billion Rp4.87 Trillion ▲ +77.6%
2022 -0.20x Rp-1.04 Trillion Rp-1.07 Trillion Rp5.13 Trillion ▼ -228.7%
2021 0.16x Rp1.01 Trillion Rp993.01 Billion Rp6.43 Trillion ▲ +44.0%
2020 0.11x Rp667.10 Billion Rp642.43 Billion Rp6.13 Trillion ▲ +103.2%
2019 -3.42x Rp-60.56 Billion Rp-71.21 Billion Rp17.69 Billion ▼ -1320334.6%
2018 0.00x Rp-1.50 Billion Rp-9.16 Billion Rp5.80 Trillion ▲ +98.6%
2017 -0.02x Rp-104.47 Billion Rp-116.87 Billion Rp5.65 Trillion ▼ -125.9%
2016 0.07x Rp415.47 Billion Rp410.44 Billion Rp5.82 Trillion ▲ +394.4%
2015 0.01x Rp76.94 Billion Rp70.24 Billion Rp5.33 Trillion ▼ -85.3%
2014 0.10x Rp447.54 Billion Rp438.31 Billion Rp4.55 Trillion ▲ +100.4%
2013 -26.95x Rp-523.26 Billion Rp-531.22 Billion Rp19.41 Billion ▲ +41.8%
2012 -46.30x Rp-518.96 Billion Rp-545.59 Billion Rp11.21 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities