Bank BRISyariah Tbk PT (BRIS) — Financial Flexibility Index

Latest as of December 2025: 0.05x

Bank BRISyariah Tbk PT (BRIS) has a Financial Flexibility Index of 0.05x as of December 2025. Free cash flow of Rp20.85 Trillion (operating CF Rp19.93 Trillion minus capex Rp918.42 Billion) represents 0% of total liabilities (Rp404.24 Trillion). Check total reinvestment intensity of Bank BRISyariah Tbk PT to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.05x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp20.85 Trillion
Operating CF − Capex

Total Liabilities

Rp404.24 Trillion
IDR

Capital Expenditures

Rp918.42 Billion
IDR

Bank BRISyariah Tbk PT Financial Flexibility Index (2011–2025)

Historical Financial Flexibility Index trend for Bank BRISyariah Tbk PT across 15 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Bank BRISyariah Tbk PT.

Annual Financial Flexibility Index for Bank BRISyariah Tbk PT (2011–2025)

Year-by-year free cash flow to debt coverage for Bank BRISyariah Tbk PT. Explore Bank BRISyariah Tbk PT cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2025 0.12x Rp46.51 Trillion Rp44.31 Trillion Rp404.24 Trillion ▲ +284.0%
2024 0.03x Rp10.89 Trillion Rp6.81 Trillion Rp363.57 Trillion ▲ +144.5%
2023 0.01x Rp3.86 Trillion Rp2.04 Trillion Rp314.89 Trillion ▼ -15.1%
2022 0.01x Rp3.93 Trillion Rp1.89 Trillion Rp272.22 Trillion ▼ -80.2%
2021 0.07x Rp17.48 Trillion Rp16.70 Trillion Rp240.28 Trillion ▲ +19.4%
2020 0.06x Rp13.28 Trillion Rp12.19 Trillion Rp217.84 Trillion ▲ +1396.1%
2019 0.00x Rp-178.91 Billion Rp-200.22 Billion Rp38.04 Trillion ▼ -121.9%
2018 0.02x Rp706.98 Billion Rp644.98 Billion Rp32.89 Trillion ▼ -84.7%
2017 0.14x Rp4.06 Trillion Rp3.99 Trillion Rp28.94 Trillion ▲ +424.4%
2016 0.03x Rp673.33 Billion Rp652.13 Billion Rp25.18 Trillion ▼ -77.0%
2015 0.12x Rp2.55 Trillion Rp2.50 Trillion Rp21.89 Trillion ▲ +66.3%
2014 0.07x Rp1.30 Trillion Rp1.26 Trillion Rp18.64 Trillion ▲ +721.0%
2013 -0.01x Rp-176.85 Billion Rp-273.85 Billion Rp15.70 Trillion ▼ -124.2%
2012 0.05x Rp606.50 Billion Rp563.25 Billion Rp13.02 Trillion ▲ +3.7%
2011 0.04x Rp459.58 Billion Rp391.34 Billion Rp10.23 Trillion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities