Asuransi Jiwa Sinarmas Msig PT (LIFE) — Financial Flexibility Index

Latest as of June 2025: 0.03x

Asuransi Jiwa Sinarmas Msig PT (LIFE) has a Financial Flexibility Index of 0.03x as of June 2025. Free cash flow of Rp189.61 Billion (operating CF Rp189.54 Billion minus capex Rp73.00 Million) represents 0% of total liabilities (Rp6.71 Trillion). Check Asuransi Jiwa Sinarmas Msig PT (LIFE) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp189.61 Billion
Operating CF − Capex

Total Liabilities

Rp6.71 Trillion
IDR

Capital Expenditures

Rp73.00 Million
IDR

Asuransi Jiwa Sinarmas Msig PT Financial Flexibility Index (2015–2024)

Historical Financial Flexibility Index trend for Asuransi Jiwa Sinarmas Msig PT across 10 annual periods. For the full cash flow conversion analysis, see LIFE operating cash flow.

Annual Financial Flexibility Index for Asuransi Jiwa Sinarmas Msig PT (2015–2024)

Year-by-year free cash flow to debt coverage for Asuransi Jiwa Sinarmas Msig PT. Explore Asuransi Jiwa Sinarmas Msig PT cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2024 -0.08x Rp-587.22 Billion Rp-603.93 Billion Rp6.94 Trillion ▲ +27.6%
2023 -0.12x Rp-872.91 Billion Rp-875.05 Billion Rp7.46 Trillion ▲ +29.9%
2022 -0.17x Rp-1.31 Trillion Rp-1.32 Trillion Rp7.85 Trillion ▼ -259.1%
2021 0.10x Rp920.32 Billion Rp899.83 Billion Rp8.78 Trillion ▲ +200.4%
2020 -0.10x Rp-814.71 Billion Rp-820.35 Billion Rp7.80 Trillion ▼ -147.1%
2019 -0.04x Rp-357.94 Billion Rp-365.68 Billion Rp8.47 Trillion ▼ -193.9%
2018 0.04x Rp375.60 Billion Rp366.07 Billion Rp8.35 Trillion ▼ -30.1%
2017 0.06x Rp519.69 Billion Rp479.75 Billion Rp8.07 Trillion ▲ +13.9%
2016 0.06x Rp482.47 Billion Rp447.61 Billion Rp8.54 Trillion ▲ +151.0%
2015 -0.11x Rp-917.75 Billion Rp-952.61 Billion Rp8.28 Trillion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities