Bank Multiarta Sentosa PT (MASB) — Financial Flexibility Index

Latest as of March 2026: 0.01x

Bank Multiarta Sentosa PT (MASB) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of Rp162.65 Billion (operating CF Rp138.19 Billion minus capex Rp24.46 Billion) represents 0% of total liabilities (Rp29.98 Trillion). Check Bank Multiarta Sentosa PT strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp162.65 Billion
Operating CF − Capex

Total Liabilities

Rp29.98 Trillion
IDR

Capital Expenditures

Rp24.46 Billion
IDR

Bank Multiarta Sentosa PT Financial Flexibility Index (2015–2025)

Historical Financial Flexibility Index trend for Bank Multiarta Sentosa PT across 11 annual periods. See Bank Multiarta Sentosa PT (MASB) working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Bank Multiarta Sentosa PT (2015–2025)

Year-by-year free cash flow to debt coverage for Bank Multiarta Sentosa PT. For the full company profile including market capitalisation, see market cap of Bank Multiarta Sentosa PT.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2025 0.03x Rp739.65 Billion Rp702.47 Billion Rp29.00 Trillion ▲ +169.7%
2024 -0.04x Rp-915.06 Billion Rp-942.27 Billion Rp24.99 Trillion ▼ -272.1%
2023 0.02x Rp504.27 Billion Rp493.93 Billion Rp23.70 Trillion ▲ +112.4%
2022 -0.17x Rp-3.05 Trillion Rp-3.10 Trillion Rp17.85 Trillion ▼ -582.7%
2021 0.04x Rp726.79 Billion Rp723.12 Billion Rp20.50 Trillion ▼ -90.3%
2020 0.37x Rp7.21 Trillion Rp7.21 Trillion Rp19.65 Trillion ▲ +81.1%
2019 0.20x Rp2.58 Trillion Rp2.58 Trillion Rp12.75 Trillion ▲ +245.0%
2018 -0.14x Rp-1.34 Trillion Rp-1.36 Trillion Rp9.59 Trillion ▼ -1353.4%
2017 0.01x Rp103.39 Billion Rp94.63 Billion Rp9.27 Trillion ▼ -21.0%
2016 0.01x Rp82.54 Billion Rp78.52 Billion Rp5.85 Trillion ▼ -18.1%
2015 0.02x Rp62.18 Billion Rp57.25 Billion Rp3.61 Trillion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities