Victoria Insurance Tbk PT (VINS) — Financial Flexibility Index
Victoria Insurance Tbk PT (VINS) has a Financial Flexibility Index of -0.12x as of June 2025. Free cash flow of Rp-7.20 Billion (operating CF Rp-8.08 Billion minus capex Rp876.22 Million) represents 0% of total liabilities (Rp62.26 Billion). Check VINS total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Victoria Insurance Tbk PT Financial Flexibility Index (2012–2024)
Historical Financial Flexibility Index trend for Victoria Insurance Tbk PT across 13 annual periods. For the full cash flow conversion analysis, see how efficiently does Victoria Insurance Tbk PT generate cash.
Annual Financial Flexibility Index for Victoria Insurance Tbk PT (2012–2024)
Year-by-year free cash flow to debt coverage for Victoria Insurance Tbk PT. Explore Victoria Insurance Tbk PT (VINS) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.24x | Rp11.74 Billion | Rp11.68 Billion | Rp49.51 Billion | ▲ +419.3% |
| 2023 | -0.07x | Rp-3.17 Billion | Rp-3.26 Billion | Rp42.71 Billion | ▼ -116.4% |
| 2022 | 0.45x | Rp23.07 Billion | Rp23.00 Billion | Rp50.78 Billion | ▲ +54.2% |
| 2021 | 0.29x | Rp15.22 Billion | Rp14.26 Billion | Rp51.68 Billion | ▲ +1688.1% |
| 2020 | 0.02x | Rp1.16 Billion | Rp505.18 Million | Rp70.69 Billion | ▲ +113.5% |
| 2019 | -0.12x | Rp-4.60 Billion | Rp-5.90 Billion | Rp37.73 Billion | ▼ -151.8% |
| 2018 | 0.24x | Rp8.07 Billion | Rp7.64 Billion | Rp34.28 Billion | ▼ -33.5% |
| 2017 | 0.35x | Rp14.60 Billion | Rp14.19 Billion | Rp41.28 Billion | ▲ +74.1% |
| 2016 | 0.20x | Rp9.34 Billion | Rp8.60 Billion | Rp45.94 Billion | ▲ +132.6% |
| 2015 | -0.62x | Rp-1.72 Billion | Rp-1.76 Billion | Rp2.76 Billion | ▼ -126.7% |
| 2014 | 2.33x | Rp3.67 Billion | Rp3.50 Billion | Rp1.57 Billion | ▲ +193.8% |
| 2013 | -2.49x | Rp-2.61 Billion | Rp-3.57 Billion | Rp1.05 Billion | ▲ +43.2% |
| 2012 | -4.38x | Rp-2.65 Billion | Rp-2.69 Billion | Rp604.87 Million | — |