Firstrand Ltd (FSR) — Financial Flexibility Index
Firstrand Ltd (FSR) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of ZAC50.67 Billion (operating CF ZAC42.71 Billion minus capex ZAC7.96 Billion) represents 0% of total liabilities (ZAC2.45 Trillion). Check cash flow reinvestment rate of Firstrand Ltd to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Firstrand Ltd Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for Firstrand Ltd across 22 annual periods. For the full cash flow conversion analysis, see FSR operating cash flow.
Annual Financial Flexibility Index for Firstrand Ltd (2004–2025)
Year-by-year free cash flow to debt coverage for Firstrand Ltd. Explore FSR operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (ZAC) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.05x | ZAC-114.01 Billion | ZAC-119.32 Billion | ZAC2.35 Trillion | ▼ -517.5% |
| 2024 | 0.01x | ZAC25.05 Billion | ZAC18.69 Billion | ZAC2.15 Trillion | ▼ -53.7% |
| 2023 | 0.03x | ZAC52.84 Billion | ZAC47.66 Billion | ZAC2.10 Trillion | ▲ +194.5% |
| 2022 | -0.03x | ZAC-48.59 Billion | ZAC-51.85 Billion | ZAC1.82 Trillion | ▲ +34.9% |
| 2021 | -0.04x | ZAC-70.36 Billion | ZAC-73.53 Billion | ZAC1.72 Trillion | ▼ -258.6% |
| 2020 | 0.03x | ZAC45.82 Billion | ZAC39.85 Billion | ZAC1.77 Trillion | ▲ +230.3% |
| 2019 | 0.01x | ZAC11.92 Billion | ZAC7.73 Billion | ZAC1.52 Trillion | ▼ -67.1% |
| 2018 | 0.02x | ZAC33.34 Billion | ZAC29.18 Billion | ZAC1.40 Trillion | ▲ +90.6% |
| 2017 | 0.01x | ZAC13.73 Billion | ZAC8.72 Billion | ZAC1.10 Trillion | ▲ +505.5% |
| 2016 | 0.00x | ZAC-3.20 Billion | ZAC-7.63 Billion | ZAC1.04 Trillion | ▼ -133.1% |
| 2015 | 0.01x | ZAC8.92 Billion | ZAC4.40 Billion | ZAC960.66 Billion | ▼ -50.2% |
| 2014 | 0.02x | ZAC15.99 Billion | ZAC11.88 Billion | ZAC857.32 Billion | ▼ -19.9% |
| 2013 | 0.02x | ZAC18.40 Billion | ZAC13.84 Billion | ZAC790.04 Billion | ▲ +87.4% |
| 2012 | 0.01x | ZAC8.70 Billion | ZAC4.24 Billion | ZAC699.96 Billion | ▼ -48.0% |
| 2011 | 0.02x | ZAC15.14 Billion | ZAC12.15 Billion | ZAC633.71 Billion | ▲ +58.6% |
| 2010 | 0.02x | ZAC11.85 Billion | ZAC9.65 Billion | ZAC786.28 Billion | ▼ -22.4% |
| 2009 | 0.02x | ZAC14.72 Billion | ZAC9.76 Billion | ZAC757.75 Billion | ▲ +26.0% |
| 2008 | 0.02x | ZAC11.85 Billion | ZAC7.12 Billion | ZAC768.99 Billion | ▼ -11.3% |
| 2007 | 0.02x | ZAC11.71 Billion | ZAC9.37 Billion | ZAC674.34 Billion | ▲ +126.8% |
| 2006 | 0.01x | ZAC4.14 Billion | ZAC2.88 Billion | ZAC540.28 Billion | ▼ -76.8% |
| 2005 | 0.03x | ZAC14.22 Billion | ZAC13.59 Billion | ZAC430.08 Billion | ▲ +493.2% |
| 2004 | 0.01x | ZAC1.69 Billion | ZAC30.00 Million | ZAC302.90 Billion | — |