Nedbank Group Ltd (NED) — Financial Flexibility Index
Nedbank Group Ltd (NED) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of ZAC10.84 Billion (operating CF ZAC10.48 Billion minus capex ZAC361.00 Million) represents 0% of total liabilities (ZAC1.35 Trillion). Check NED cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Nedbank Group Ltd Financial Flexibility Index (2002–2025)
Historical Financial Flexibility Index trend for Nedbank Group Ltd across 24 annual periods. For the full cash flow conversion analysis, see how efficiently does Nedbank Group Ltd generate cash.
Annual Financial Flexibility Index for Nedbank Group Ltd (2002–2025)
Year-by-year free cash flow to debt coverage for Nedbank Group Ltd. Explore Nedbank Group Ltd debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (ZAC) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | ZAC28.33 Billion | ZAC25.52 Billion | ZAC1.35 Trillion | ▲ +15.3% |
| 2024 | 0.02x | ZAC23.43 Billion | ZAC18.81 Billion | ZAC1.29 Trillion | ▲ +264.5% |
| 2023 | -0.01x | ZAC-13.14 Billion | ZAC-17.02 Billion | ZAC1.19 Trillion | ▼ -156.9% |
| 2022 | 0.02x | ZAC22.03 Billion | ZAC18.85 Billion | ZAC1.14 Trillion | ▲ +38.1% |
| 2021 | 0.01x | ZAC15.59 Billion | ZAC12.14 Billion | ZAC1.11 Trillion | ▼ -10.3% |
| 2020 | 0.02x | ZAC17.64 Billion | ZAC13.33 Billion | ZAC1.13 Trillion | ▼ -16.0% |
| 2019 | 0.02x | ZAC19.47 Billion | ZAC14.78 Billion | ZAC1.04 Trillion | ▲ +25.3% |
| 2018 | 0.01x | ZAC14.17 Billion | ZAC9.92 Billion | ZAC952.64 Billion | ▲ +104.4% |
| 2017 | 0.01x | ZAC6.51 Billion | ZAC3.21 Billion | ZAC894.77 Billion | ▼ -20.9% |
| 2016 | 0.01x | ZAC8.13 Billion | ZAC4.29 Billion | ZAC884.31 Billion | ▲ +6.4% |
| 2015 | 0.01x | ZAC7.32 Billion | ZAC4.45 Billion | ZAC846.98 Billion | ▼ -23.1% |
| 2014 | 0.01x | ZAC8.30 Billion | ZAC5.82 Billion | ZAC738.40 Billion | ▼ -48.7% |
| 2013 | 0.02x | ZAC15.02 Billion | ZAC12.16 Billion | ZAC685.26 Billion | ▲ +28.3% |
| 2012 | 0.02x | ZAC10.69 Billion | ZAC8.94 Billion | ZAC625.58 Billion | ▼ -3.6% |
| 2011 | 0.02x | ZAC10.56 Billion | ZAC8.86 Billion | ZAC595.77 Billion | ▲ +330.8% |
| 2010 | 0.00x | ZAC2.31 Billion | ZAC304.00 Million | ZAC560.90 Billion | ▲ +284.9% |
| 2009 | 0.00x | ZAC562.00 Million | ZAC-2.01 Billion | ZAC525.72 Billion | ▼ -82.4% |
| 2008 | 0.01x | ZAC3.20 Billion | ZAC1.65 Billion | ZAC526.95 Billion | ▲ +620.6% |
| 2007 | 0.00x | ZAC382.00 Million | ZAC-657.00 Million | ZAC453.73 Billion | ▼ -94.2% |
| 2006 | 0.01x | ZAC5.70 Billion | ZAC4.61 Billion | ZAC395.52 Billion | ▼ -46.7% |
| 2005 | 0.03x | ZAC8.82 Billion | ZAC8.07 Billion | ZAC325.95 Billion | ▲ +189.3% |
| 2004 | 0.01x | ZAC2.86 Billion | ZAC1.91 Billion | ZAC306.05 Billion | ▼ -86.8% |
| 2003 | 0.07x | ZAC21.14 Billion | ZAC20.13 Billion | ZAC298.01 Billion | ▲ +3.9% |
| 2002 | 0.07x | ZAC20.84 Billion | ZAC18.89 Billion | ZAC305.23 Billion | — |