Nedbank Group Ltd (NED) — Financial Flexibility Index
Nedbank Group Ltd (NED) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of ZAC10.84 Billion (operating CF ZAC10.48 Billion minus capex ZAC361.00 Million) represents 0% of total liabilities (ZAC1.35 Trillion). Check NED strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Nedbank Group Ltd Financial Flexibility Index (2002–2025)
Historical Financial Flexibility Index trend for Nedbank Group Ltd across 24 annual periods. See Nedbank Group Ltd (NED) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Nedbank Group Ltd (2002–2025)
Year-by-year free cash flow to debt coverage for Nedbank Group Ltd. For the full company profile including market capitalisation, see Nedbank Group Ltd (NED) total market value.
| Year | Flexibility Index | Free Cash Flow (ZAC) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | ZAC28.33 Billion | ZAC25.52 Billion | ZAC1.35 Trillion | ▲ +15.3% |
| 2024 | 0.02x | ZAC23.43 Billion | ZAC18.81 Billion | ZAC1.29 Trillion | ▲ +264.5% |
| 2023 | -0.01x | ZAC-13.14 Billion | ZAC-17.02 Billion | ZAC1.19 Trillion | ▼ -156.9% |
| 2022 | 0.02x | ZAC22.03 Billion | ZAC18.85 Billion | ZAC1.14 Trillion | ▲ +38.1% |
| 2021 | 0.01x | ZAC15.59 Billion | ZAC12.14 Billion | ZAC1.11 Trillion | ▼ -10.3% |
| 2020 | 0.02x | ZAC17.64 Billion | ZAC13.33 Billion | ZAC1.13 Trillion | ▼ -16.0% |
| 2019 | 0.02x | ZAC19.47 Billion | ZAC14.78 Billion | ZAC1.04 Trillion | ▲ +25.3% |
| 2018 | 0.01x | ZAC14.17 Billion | ZAC9.92 Billion | ZAC952.64 Billion | ▲ +104.4% |
| 2017 | 0.01x | ZAC6.51 Billion | ZAC3.21 Billion | ZAC894.77 Billion | ▼ -20.9% |
| 2016 | 0.01x | ZAC8.13 Billion | ZAC4.29 Billion | ZAC884.31 Billion | ▲ +6.4% |
| 2015 | 0.01x | ZAC7.32 Billion | ZAC4.45 Billion | ZAC846.98 Billion | ▼ -23.1% |
| 2014 | 0.01x | ZAC8.30 Billion | ZAC5.82 Billion | ZAC738.40 Billion | ▼ -48.7% |
| 2013 | 0.02x | ZAC15.02 Billion | ZAC12.16 Billion | ZAC685.26 Billion | ▲ +28.3% |
| 2012 | 0.02x | ZAC10.69 Billion | ZAC8.94 Billion | ZAC625.58 Billion | ▼ -3.6% |
| 2011 | 0.02x | ZAC10.56 Billion | ZAC8.86 Billion | ZAC595.77 Billion | ▲ +330.8% |
| 2010 | 0.00x | ZAC2.31 Billion | ZAC304.00 Million | ZAC560.90 Billion | ▲ +284.9% |
| 2009 | 0.00x | ZAC562.00 Million | ZAC-2.01 Billion | ZAC525.72 Billion | ▼ -82.4% |
| 2008 | 0.01x | ZAC3.20 Billion | ZAC1.65 Billion | ZAC526.95 Billion | ▲ +620.6% |
| 2007 | 0.00x | ZAC382.00 Million | ZAC-657.00 Million | ZAC453.73 Billion | ▼ -94.2% |
| 2006 | 0.01x | ZAC5.70 Billion | ZAC4.61 Billion | ZAC395.52 Billion | ▼ -46.7% |
| 2005 | 0.03x | ZAC8.82 Billion | ZAC8.07 Billion | ZAC325.95 Billion | ▲ +189.3% |
| 2004 | 0.01x | ZAC2.86 Billion | ZAC1.91 Billion | ZAC306.05 Billion | ▼ -86.8% |
| 2003 | 0.07x | ZAC21.14 Billion | ZAC20.13 Billion | ZAC298.01 Billion | ▲ +3.9% |
| 2002 | 0.07x | ZAC20.84 Billion | ZAC18.89 Billion | ZAC305.23 Billion | — |