RFG Holdings Ltd (RFG) — Financial Flexibility Index

Latest as of September 2025: 0.32x

RFG Holdings Ltd (RFG) has a Financial Flexibility Index of 0.32x as of September 2025. Free cash flow of ZAC679.62 Million (operating CF ZAC471.95 Million minus capex ZAC207.67 Million) represents 0% of total liabilities (ZAC2.14 Billion). Check RFG Holdings Ltd total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.32x
Free Cash Flow / Total Liabilities

Free Cash Flow

ZAC679.62 Million
Operating CF − Capex

Total Liabilities

ZAC2.14 Billion
ZAC

Capital Expenditures

ZAC207.67 Million
ZAC

RFG Holdings Ltd Financial Flexibility Index (2013–2025)

Historical Financial Flexibility Index trend for RFG Holdings Ltd across 13 annual periods. For the full cash flow conversion analysis, see cash flow conversion of RFG Holdings Ltd.

Annual Financial Flexibility Index for RFG Holdings Ltd (2013–2025)

Year-by-year free cash flow to debt coverage for RFG Holdings Ltd. Explore RFG cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (ZAC) Operating CF Total Liabilities YoY Change
2025 0.48x ZAC1.03 Billion ZAC655.35 Million ZAC2.14 Billion ▼ -6.3%
2024 0.51x ZAC1.12 Billion ZAC792.01 Million ZAC2.17 Billion ▲ +0.8%
2023 0.51x ZAC1.09 Billion ZAC804.57 Million ZAC2.14 Billion ▲ +77.4%
2022 0.29x ZAC687.37 Million ZAC427.37 Million ZAC2.39 Billion ▲ +19.5%
2021 0.24x ZAC569.47 Million ZAC347.66 Million ZAC2.37 Billion ▼ -16.2%
2020 0.29x ZAC656.86 Million ZAC497.25 Million ZAC2.29 Billion ▼ -2.7%
2019 0.30x ZAC659.83 Million ZAC398.34 Million ZAC2.24 Billion ▼ -20.8%
2018 0.37x ZAC844.56 Million ZAC365.00 Million ZAC2.27 Billion ▲ +14.7%
2017 0.32x ZAC608.89 Million ZAC121.94 Million ZAC1.87 Billion ▲ +63.1%
2016 0.20x ZAC368.81 Million ZAC140.25 Million ZAC1.85 Billion ▲ +27.9%
2015 0.16x ZAC227.30 Million ZAC51.42 Million ZAC1.46 Billion ▲ +24.8%
2014 0.12x ZAC175.55 Million ZAC87.78 Million ZAC1.41 Billion ▼ -21.0%
2013 0.16x ZAC202.74 Million ZAC151.35 Million ZAC1.28 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities