Pensionbee Group PLC (PBEE) — Financial Flexibility Index

Latest as of June 2026: -0.21x

Pensionbee Group PLC (PBEE) has a Financial Flexibility Index of -0.21x as of June 2026. Free cash flow of GBX-1.17 Million (operating CF GBX-1.26 Million minus capex GBX90.00K) represents 0% of total liabilities (GBX5.54 Million). Check total reinvestment intensity of Pensionbee Group PLC to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.21x
Free Cash Flow / Total Liabilities

Free Cash Flow

GBX-1.17 Million
Operating CF − Capex

Total Liabilities

GBX5.54 Million
GBX

Capital Expenditures

GBX90.00K
GBX

Pensionbee Group PLC Financial Flexibility Index (2018–2025)

Historical Financial Flexibility Index trend for Pensionbee Group PLC across 8 annual periods. For the full cash flow conversion analysis, see PBEE cash flow conversion.

Annual Financial Flexibility Index for Pensionbee Group PLC (2018–2025)

Year-by-year free cash flow to debt coverage for Pensionbee Group PLC. Explore Pensionbee Group PLC cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (GBX) Operating CF Total Liabilities YoY Change
2025 -0.33x GBX-1.40 Million GBX-1.58 Million GBX4.20 Million ▼ -156.0%
2024 0.60x GBX4.13 Million GBX4.02 Million GBX6.92 Million ▲ +115.6%
2023 -3.83x GBX-8.73 Million GBX-8.82 Million GBX2.28 Million ▲ +62.1%
2022 -10.09x GBX-21.31 Million GBX-21.68 Million GBX2.11 Million ▼ -92.3%
2021 -5.25x GBX-19.56 Million GBX-19.64 Million GBX3.73 Million ▼ -6.3%
2020 -4.94x GBX-10.37 Million GBX-10.44 Million GBX2.10 Million ▼ -43.9%
2019 -3.43x GBX-4.92 Million GBX-5.16 Million GBX1.44 Million ▲ +74.0%
2018 -13.19x GBX-3.39 Million GBX-3.46 Million GBX257.00K
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities