Pensionbee Group PLC (PBEE) — Financial Flexibility Index

Latest as of December 2025: -0.29x

Pensionbee Group PLC (PBEE) has a Financial Flexibility Index of -0.29x as of December 2025. Free cash flow of GBX-1.24 Million (operating CF GBX-1.31 Million minus capex GBX73.00K) represents 0% of total liabilities (GBX4.20 Million). Check PBEE strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

-0.29x
Free Cash Flow / Total Liabilities

Free Cash Flow

GBX-1.24 Million
Operating CF − Capex

Total Liabilities

GBX4.20 Million
GBX

Capital Expenditures

GBX73.00K
GBX

Pensionbee Group PLC Financial Flexibility Index (2018–2025)

Historical Financial Flexibility Index trend for Pensionbee Group PLC across 8 annual periods. See PBEE net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Pensionbee Group PLC (2018–2025)

Year-by-year free cash flow to debt coverage for Pensionbee Group PLC. For the full company profile including market capitalisation, see PBEE market cap.

Year Flexibility Index Free Cash Flow (GBX) Operating CF Total Liabilities YoY Change
2025 -0.33x GBX-1.40 Million GBX-1.58 Million GBX4.20 Million ▼ -156.0%
2024 0.60x GBX4.13 Million GBX4.02 Million GBX6.92 Million ▲ +115.6%
2023 -3.83x GBX-8.73 Million GBX-8.82 Million GBX2.28 Million ▲ +62.1%
2022 -10.09x GBX-21.31 Million GBX-21.68 Million GBX2.11 Million ▼ -92.3%
2021 -5.25x GBX-19.56 Million GBX-19.64 Million GBX3.73 Million ▼ -6.3%
2020 -4.94x GBX-10.37 Million GBX-10.44 Million GBX2.10 Million ▼ -43.9%
2019 -3.43x GBX-4.92 Million GBX-5.16 Million GBX1.44 Million ▲ +74.0%
2018 -13.19x GBX-3.39 Million GBX-3.46 Million GBX257.00K
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities