Phoenix Group Holdings PLC (PHNX) — Financial Flexibility Index

Latest as of December 2025: 0.01x

Phoenix Group Holdings PLC (PHNX) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of GBX3.77 Billion (operating CF GBX3.77 Billion minus capex GBX0.00) represents 0% of total liabilities (GBX331.44 Billion). Check PHNX cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

GBX3.77 Billion
Operating CF − Capex

Total Liabilities

GBX331.44 Billion
GBX

Capital Expenditures

GBX0.00
GBX

Phoenix Group Holdings PLC Financial Flexibility Index (2009–2025)

Historical Financial Flexibility Index trend for Phoenix Group Holdings PLC across 17 annual periods. For the full cash flow conversion analysis, see Phoenix Group Holdings PLC (PHNX) cash flow conversion.

Annual Financial Flexibility Index for Phoenix Group Holdings PLC (2009–2025)

Year-by-year free cash flow to debt coverage for Phoenix Group Holdings PLC. Explore Phoenix Group Holdings PLC cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (GBX) Operating CF Total Liabilities YoY Change
2025 0.01x GBX3.86 Billion GBX3.85 Billion GBX331.44 Billion ▲ +4.5%
2024 0.01x GBX3.40 Billion GBX3.37 Billion GBX305.61 Billion ▲ +481.4%
2023 0.00x GBX-863.00 Million GBX-863.00 Million GBX295.77 Billion ▼ -192.4%
2022 0.00x GBX866.00 Million GBX866.00 Million GBX274.33 Billion ▲ +198.7%
2021 0.00x GBX-1.02 Billion GBX-1.02 Billion GBX318.94 Billion ▼ -115.0%
2020 0.02x GBX6.75 Billion GBX6.75 Billion GBX317.40 Billion ▲ +7105.2%
2019 0.00x GBX68.00 Million GBX68.00 Million GBX230.25 Billion ▲ +118.7%
2018 0.00x GBX-353.00 Million GBX-353.00 Million GBX224.03 Billion ▼ -111.3%
2017 0.01x GBX1.12 Billion GBX1.12 Billion GBX80.29 Billion ▲ +160.8%
2016 -0.02x GBX-1.90 Billion GBX-1.90 Billion GBX82.67 Billion ▼ -105.8%
2015 -0.01x GBX-686.00 Million GBX-686.00 Million GBX61.51 Billion ▲ +80.6%
2014 -0.06x GBX-3.77 Billion GBX-3.77 Billion GBX65.53 Billion ▼ -508.1%
2013 0.01x GBX1.01 Billion GBX1.01 Billion GBX71.78 Billion ▲ +150.0%
2012 -0.03x GBX-2.36 Billion GBX-2.36 Billion GBX83.71 Billion ▼ -166.7%
2011 0.04x GBX3.68 Billion GBX3.68 Billion GBX87.14 Billion ▲ +1.1%
2010 0.04x GBX3.40 Billion GBX3.40 Billion GBX81.26 Billion ▲ +1077.4%
2009 0.00x GBX-320.00 Million GBX-320.00 Million GBX74.80 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities