Phoenix Group Holdings PLC (PHNX) — Financial Flexibility Index
Phoenix Group Holdings PLC (PHNX) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of GBX3.77 Billion (operating CF GBX3.77 Billion minus capex GBX0.00) represents 0% of total liabilities (GBX331.44 Billion). Check PHNX capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Phoenix Group Holdings PLC Financial Flexibility Index (2009–2025)
Historical Financial Flexibility Index trend for Phoenix Group Holdings PLC across 17 annual periods. See Phoenix Group Holdings PLC (PHNX) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Phoenix Group Holdings PLC (2009–2025)
Year-by-year free cash flow to debt coverage for Phoenix Group Holdings PLC. For the full company profile including market capitalisation, see market value of Phoenix Group Holdings PLC.
| Year | Flexibility Index | Free Cash Flow (GBX) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | GBX3.86 Billion | GBX3.85 Billion | GBX331.44 Billion | ▲ +4.5% |
| 2024 | 0.01x | GBX3.40 Billion | GBX3.37 Billion | GBX305.61 Billion | ▲ +481.4% |
| 2023 | 0.00x | GBX-863.00 Million | GBX-863.00 Million | GBX295.77 Billion | ▼ -192.4% |
| 2022 | 0.00x | GBX866.00 Million | GBX866.00 Million | GBX274.33 Billion | ▲ +198.7% |
| 2021 | 0.00x | GBX-1.02 Billion | GBX-1.02 Billion | GBX318.94 Billion | ▼ -115.0% |
| 2020 | 0.02x | GBX6.75 Billion | GBX6.75 Billion | GBX317.40 Billion | ▲ +7105.2% |
| 2019 | 0.00x | GBX68.00 Million | GBX68.00 Million | GBX230.25 Billion | ▲ +118.7% |
| 2018 | 0.00x | GBX-353.00 Million | GBX-353.00 Million | GBX224.03 Billion | ▼ -111.3% |
| 2017 | 0.01x | GBX1.12 Billion | GBX1.12 Billion | GBX80.29 Billion | ▲ +160.8% |
| 2016 | -0.02x | GBX-1.90 Billion | GBX-1.90 Billion | GBX82.67 Billion | ▼ -105.8% |
| 2015 | -0.01x | GBX-686.00 Million | GBX-686.00 Million | GBX61.51 Billion | ▲ +80.6% |
| 2014 | -0.06x | GBX-3.77 Billion | GBX-3.77 Billion | GBX65.53 Billion | ▼ -508.1% |
| 2013 | 0.01x | GBX1.01 Billion | GBX1.01 Billion | GBX71.78 Billion | ▲ +150.0% |
| 2012 | -0.03x | GBX-2.36 Billion | GBX-2.36 Billion | GBX83.71 Billion | ▼ -166.7% |
| 2011 | 0.04x | GBX3.68 Billion | GBX3.68 Billion | GBX87.14 Billion | ▲ +1.1% |
| 2010 | 0.04x | GBX3.40 Billion | GBX3.40 Billion | GBX81.26 Billion | ▲ +1077.4% |
| 2009 | 0.00x | GBX-320.00 Million | GBX-320.00 Million | GBX74.80 Billion | — |