HomesToLife Ltd (HTLM) — Financial Flexibility Index

Latest as of December 2025: 0.08x

HomesToLife Ltd (HTLM) has a Financial Flexibility Index of 0.08x as of December 2025. Free cash flow of $7.09 Million (operating CF $6.22 Million minus capex $870.59K) represents 0% of total liabilities ($86.58 Million). Also explore how fast is HomesToLife Ltd growing its equity to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.08x
Free Cash Flow / Total Liabilities

Free Cash Flow

$7.09 Million
Operating CF − Capex

Total Liabilities

$86.58 Million
USD

Capital Expenditures

$870.59K
USD

HomesToLife Ltd Financial Flexibility Index (2021–2025)

Historical Financial Flexibility Index trend for HomesToLife Ltd across 5 annual periods. Check HomesToLife Ltd (HTLM) liquid assets ratio to evaluate the company's liquid asset resilience ratio.

Annual Financial Flexibility Index for HomesToLife Ltd (2021–2025)

Year-by-year free cash flow to debt coverage for HomesToLife Ltd. For the full company profile including market capitalisation, see how much is HomesToLife Ltd worth.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.13x $11.19 Million $10.32 Million $86.58 Million ▲ +174.5%
2024 -0.17x $-897.68K $-1.02 Million $5.17 Million ▼ -183.8%
2023 0.21x $1.14 Million $894.78K $5.52 Million ▼ -51.2%
2022 0.42x $1.75 Million $1.73 Million $4.13 Million ▼ -24.7%
2021 0.56x $1.97 Million $1.95 Million $3.50 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities