Repay Holdings Corp (RPAY) — Financial Flexibility Index

Latest as of March 2026: 0.08x

Repay Holdings Corp (RPAY) has a Financial Flexibility Index of 0.08x as of March 2026. Free cash flow of $50.77 Million (operating CF $16.82 Million minus capex $33.95 Million) represents 0% of total liabilities ($665.54 Million). Check cash flow reinvestment rate of Repay Holdings Corp to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.08x
Free Cash Flow / Total Liabilities

Free Cash Flow

$50.77 Million
Operating CF − Capex

Total Liabilities

$665.54 Million
USD

Capital Expenditures

$33.95 Million
USD

Repay Holdings Corp Financial Flexibility Index (2016–2025)

Historical Financial Flexibility Index trend for Repay Holdings Corp across 10 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Repay Holdings Corp.

Annual Financial Flexibility Index for Repay Holdings Corp (2016–2025)

Year-by-year free cash flow to debt coverage for Repay Holdings Corp. Explore Repay Holdings Corp (RPAY) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.13x $91.40 Million $91.11 Million $717.97 Million ▼ -47.8%
2024 0.24x $194.94 Million $150.09 Million $798.74 Million ▲ +0.1%
2023 0.24x $167.97 Million $103.61 Million $689.04 Million ▲ +49.7%
2022 0.16x $113.76 Million $74.22 Million $698.51 Million ▲ +63.8%
2021 0.10x $76.84 Million $53.33 Million $772.80 Million ▲ +4.4%
2020 0.10x $52.76 Million $28.49 Million $553.80 Million ▼ -94.1%
2019 1.62x $519.80 Million $21.29 Million $321.53 Million ▲ +234.6%
2018 0.48x $4.84 Million $-961.10K $10.01 Million ▼ -99.7%
2017 156.96x $24.58 Million $21.14 Million $156.60K ▲ +326963.3%
2016 0.05x $3.12 Million $2.80 Million $64.97 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities