Ryvyl Inc (RVYL) — Financial Flexibility Index
Ryvyl Inc (RVYL) has a Financial Flexibility Index of -0.07x as of September 2025. Free cash flow of $-1.82 Million (operating CF $-3.05 Million minus capex $1.23 Million) represents 0% of total liabilities ($26.64 Million). Check Ryvyl Inc total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Ryvyl Inc Financial Flexibility Index (2008–2024)
Historical Financial Flexibility Index trend for Ryvyl Inc across 17 annual periods. For the full cash flow conversion analysis, see Ryvyl Inc cash conversion from operations.
Annual Financial Flexibility Index for Ryvyl Inc (2008–2024)
Year-by-year free cash flow to debt coverage for Ryvyl Inc. Explore Ryvyl Inc (RVYL) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.17x | $21.24 Million | $21.19 Million | $123.77 Million | ▼ -45.8% |
| 2023 | 0.32x | $33.27 Million | $33.16 Million | $105.17 Million | ▲ +443.1% |
| 2022 | -0.09x | $-9.18 Million | $-9.34 Million | $99.58 Million | ▲ +71.1% |
| 2021 | -0.32x | $-27.01 Million | $-27.17 Million | $84.58 Million | ▲ +8.7% |
| 2020 | -0.35x | $-4.15 Million | $-4.16 Million | $11.88 Million | ▼ -5702.0% |
| 2019 | -0.01x | $-106.95K | $-156.74K | $17.74 Million | ▼ -104.5% |
| 2018 | 0.13x | $123.72K | $92.46K | $919.06K | ▼ -79.7% |
| 2017 | 0.66x | $474.56K | $467.32K | $714.31K | ▲ +1004.6% |
| 2016 | -0.07x | $-54.12K | $-57.77K | $736.90K | ▼ -122.5% |
| 2015 | 0.33x | $289.15K | $261.61K | $885.61K | ▼ -4.2% |
| 2014 | 0.34x | $349.07K | $334.23K | $1.02 Million | ▼ -35.3% |
| 2013 | 0.53x | $635.58K | $635.58K | $1.21 Million | ▲ +186.4% |
| 2012 | 0.18x | $331.63K | $331.63K | $1.80 Million | ▲ +277.9% |
| 2011 | -0.10x | $-204.59K | $-204.59K | $1.98 Million | ▲ +42.0% |
| 2010 | -0.18x | $-395.00K | $-395.00K | $2.21 Million | ▼ -195.4% |
| 2009 | 0.19x | $315.62K | $315.62K | $1.69 Million | ▲ +240.0% |
| 2008 | -0.13x | $-178.78K | $-178.78K | $1.34 Million | — |