Ryvyl Inc (RVYL) — Financial Flexibility Index

Latest as of September 2025: -0.07x

Ryvyl Inc (RVYL) has a Financial Flexibility Index of -0.07x as of September 2025. Free cash flow of $-1.82 Million (operating CF $-3.05 Million minus capex $1.23 Million) represents 0% of total liabilities ($26.64 Million). Also explore Ryvyl Inc (RVYL) net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.07x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-1.82 Million
Operating CF − Capex

Total Liabilities

$26.64 Million
USD

Capital Expenditures

$1.23 Million
USD

Ryvyl Inc Financial Flexibility Index (2008–2024)

Historical Financial Flexibility Index trend for Ryvyl Inc across 17 annual periods. Check Ryvyl Inc (RVYL) strategic investment index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Ryvyl Inc (2008–2024)

Year-by-year free cash flow to debt coverage for Ryvyl Inc. For the full company profile including market capitalisation, see RVYL company net worth.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.17x $21.24 Million $21.19 Million $123.77 Million ▼ -45.8%
2023 0.32x $33.27 Million $33.16 Million $105.17 Million ▲ +443.1%
2022 -0.09x $-9.18 Million $-9.34 Million $99.58 Million ▲ +71.1%
2021 -0.32x $-27.01 Million $-27.17 Million $84.58 Million ▲ +8.7%
2020 -0.35x $-4.15 Million $-4.16 Million $11.88 Million ▼ -5702.0%
2019 -0.01x $-106.95K $-156.74K $17.74 Million ▼ -104.5%
2018 0.13x $123.72K $92.46K $919.06K ▼ -79.7%
2017 0.66x $474.56K $467.32K $714.31K ▲ +1004.6%
2016 -0.07x $-54.12K $-57.77K $736.90K ▼ -122.5%
2015 0.33x $289.15K $261.61K $885.61K ▼ -4.2%
2014 0.34x $349.07K $334.23K $1.02 Million ▼ -35.3%
2013 0.53x $635.58K $635.58K $1.21 Million ▲ +186.4%
2012 0.18x $331.63K $331.63K $1.80 Million ▲ +277.9%
2011 -0.10x $-204.59K $-204.59K $1.98 Million ▲ +42.0%
2010 -0.18x $-395.00K $-395.00K $2.21 Million ▼ -195.4%
2009 0.19x $315.62K $315.62K $1.69 Million ▲ +240.0%
2008 -0.13x $-178.78K $-178.78K $1.34 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities