SunCar Technology Group Inc. (SDA) — Financial Flexibility Index

Latest as of March 2026: 0.10x

SunCar Technology Group Inc. (SDA) has a Financial Flexibility Index of 0.10x as of March 2026. Free cash flow of $16.91 Million (operating CF $16.79 Million minus capex $124.00K) represents 0% of total liabilities ($162.51 Million). Check how aggressively does SunCar Technology Group Inc. reinvest cash to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.10x
Free Cash Flow / Total Liabilities

Free Cash Flow

$16.91 Million
Operating CF − Capex

Total Liabilities

$162.51 Million
USD

Capital Expenditures

$124.00K
USD

SunCar Technology Group Inc. Financial Flexibility Index (2019–2025)

Historical Financial Flexibility Index trend for SunCar Technology Group Inc. across 7 annual periods. For the full cash flow conversion analysis, see SunCar Technology Group Inc. (SDA) cash flow conversion.

Annual Financial Flexibility Index for SunCar Technology Group Inc. (2019–2025)

Year-by-year free cash flow to debt coverage for SunCar Technology Group Inc.. Explore SDA operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.04x $6.10 Million $5.72 Million $162.51 Million ▼ -45.5%
2024 0.07x $12.43 Million $11.84 Million $180.49 Million ▲ +147.0%
2023 -0.15x $-22.72 Million $-27.65 Million $155.25 Million ▼ -92.6%
2022 -0.08x $-11.79 Million $-16.14 Million $155.19 Million ▲ +98.9%
2021 -6.90x $-24.28 Million $-25.57 Million $3.52 Million ▼ -169.7%
2020 9.90x $28.12 Million $18.63 Million $2.84 Million ▲ +3116.0%
2019 -0.33x $-28.21K $-28.21K $85.94K
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities