Terns Pharmaceuticals Inc (TERN) — Financial Flexibility Index

Latest as of September 2025: -1.12x

Terns Pharmaceuticals Inc (TERN) has a Financial Flexibility Index of -1.12x as of September 2025. Free cash flow of $-19.77 Million (operating CF $-19.77 Million minus capex $0.00) represents -1% of total liabilities ($17.59 Million). Check Terns Pharmaceuticals Inc (TERN) tangible net worth to evaluate the tangible quality of the company's equity base.

Financial Flexibility Index

-1.12x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-19.77 Million
Operating CF − Capex

Total Liabilities

$17.59 Million
USD

Capital Expenditures

$0.00
USD

Terns Pharmaceuticals Inc Financial Flexibility Index (2018–2024)

Historical Financial Flexibility Index trend for Terns Pharmaceuticals Inc across 7 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Terns Pharmaceuticals Inc.

Annual Financial Flexibility Index for Terns Pharmaceuticals Inc (2018–2024)

Year-by-year free cash flow to debt coverage for Terns Pharmaceuticals Inc. Explore TERN cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 -3.87x $-69.97 Million $-70.02 Million $18.06 Million ▲ +24.3%
2023 -5.12x $-67.34 Million $-67.39 Million $13.15 Million ▼ -5.7%
2022 -4.84x $-48.83 Million $-49.11 Million $10.08 Million ▲ +9.3%
2021 -5.34x $-41.49 Million $-41.83 Million $7.77 Million ▼ -333.1%
2020 -1.23x $-29.23 Million $-29.81 Million $23.70 Million ▲ +89.5%
2019 -11.71x $-65.32 Million $-66.22 Million $5.58 Million ▼ -1006.0%
2018 -1.06x $-17.83 Million $-18.07 Million $16.84 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities