ATIF Holdings Limited (ZBAI) — Financial Flexibility Index

Latest as of July 2025: -0.42x

ATIF Holdings Limited (ZBAI) has a Financial Flexibility Index of -0.42x as of July 2025. Free cash flow of $-322.63K (operating CF $-322.63K minus capex $0.00) represents 0% of total liabilities ($775.94K). Check ZBAI cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.42x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-322.63K
Operating CF − Capex

Total Liabilities

$775.94K
USD

Capital Expenditures

$0.00
USD

ATIF Holdings Limited Financial Flexibility Index (2017–2025)

Historical Financial Flexibility Index trend for ATIF Holdings Limited across 9 annual periods. For the full cash flow conversion analysis, see cash flow conversion of ATIF Holdings Limited.

Annual Financial Flexibility Index for ATIF Holdings Limited (2017–2025)

Year-by-year free cash flow to debt coverage for ATIF Holdings Limited. Explore cash flow to debt ratio of ATIF Holdings Limited to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 -3.17x $-2.46 Million $-2.46 Million $775.94K ▼ -3369.7%
2024 -0.09x $-114.91K $-120.00K $1.26 Million ▲ +91.3%
2023 -1.05x $-2.33 Million $-2.33 Million $2.23 Million ▼ -8700.3%
2022 -0.01x $-44.99K $-146.94K $3.78 Million ▲ +99.2%
2021 -1.49x $-2.56 Million $-2.67 Million $1.71 Million ▼ -232.4%
2020 -0.45x $-5.02 Million $-5.89 Million $11.17 Million ▲ +77.6%
2019 -2.01x $-2.29 Million $-3.02 Million $1.14 Million ▼ -268.6%
2018 1.19x $2.06 Million $2.04 Million $1.73 Million ▲ +1204.1%
2017 0.09x $168.68K $153.72K $1.85 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities