Sparebanken Møre (MORG) — Financial Flexibility Index

Latest as of June 2026: -0.03x

Sparebanken Møre (MORG) has a Financial Flexibility Index of -0.03x as of June 2026. Free cash flow of Nkr-3.20 Billion (operating CF Nkr-3.27 Billion minus capex Nkr64.00 Million) represents 0% of total liabilities (Nkr103.49 Billion). Check cash flow reinvestment rate of Sparebanken Møre to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

Nkr-3.20 Billion
Operating CF − Capex

Total Liabilities

Nkr103.49 Billion
NOK

Capital Expenditures

Nkr64.00 Million
NOK

Sparebanken Møre Financial Flexibility Index (2005–2025)

Historical Financial Flexibility Index trend for Sparebanken Møre across 21 annual periods. For the full cash flow conversion analysis, see Sparebanken Møre cash conversion from operations.

Annual Financial Flexibility Index for Sparebanken Møre (2005–2025)

Year-by-year free cash flow to debt coverage for Sparebanken Møre. Explore MORG cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (NOK) Operating CF Total Liabilities YoY Change
2025 -0.02x Nkr-2.32 Billion Nkr-2.50 Billion Nkr100.04 Billion ▲ +3.6%
2024 -0.02x Nkr-2.25 Billion Nkr-2.32 Billion Nkr93.31 Billion ▼ -109.1%
2023 -0.01x Nkr-1.01 Billion Nkr-1.05 Billion Nkr88.06 Billion ▲ +71.3%
2022 -0.04x Nkr-3.26 Billion Nkr-3.30 Billion Nkr81.40 Billion ▼ -403.8%
2021 0.01x Nkr993.00 Million Nkr976.00 Million Nkr75.23 Billion ▲ +268.4%
2020 0.00x Nkr259.00 Million Nkr222.00 Million Nkr72.28 Billion ▲ +2.7%
2019 0.00x Nkr237.00 Million Nkr204.00 Million Nkr67.91 Billion ▲ +125.6%
2018 -0.01x Nkr-883.00 Million Nkr-906.00 Million Nkr64.68 Billion ▲ +77.1%
2017 -0.06x Nkr-3.61 Billion Nkr-3.63 Billion Nkr60.41 Billion ▼ -205.3%
2016 0.06x Nkr3.18 Billion Nkr3.16 Billion Nkr56.15 Billion ▲ +659.8%
2015 -0.01x Nkr-557.00 Million Nkr-600.00 Million Nkr55.01 Billion ▲ +78.9%
2014 -0.05x Nkr-2.46 Billion Nkr-2.50 Billion Nkr51.46 Billion ▲ +9.3%
2013 -0.05x Nkr-2.65 Billion Nkr-2.66 Billion Nkr50.14 Billion ▼ -14.5%
2012 -0.05x Nkr-2.21 Billion Nkr-2.27 Billion Nkr47.87 Billion ▲ +14.5%
2011 -0.05x Nkr-2.43 Billion Nkr-2.51 Billion Nkr44.99 Billion ▼ -66.7%
2010 -0.03x Nkr-1.33 Billion Nkr-1.37 Billion Nkr41.19 Billion ▼ -5310.2%
2009 0.00x Nkr-23.00 Million Nkr-49.00 Million Nkr38.45 Billion ▲ +99.4%
2008 -0.10x Nkr-3.94 Billion Nkr-3.96 Billion Nkr38.17 Billion ▼ -837.9%
2007 0.01x Nkr464.00 Million Nkr419.00 Million Nkr33.21 Billion ▲ +57.1%
2006 0.01x Nkr263.00 Million Nkr223.00 Million Nkr29.57 Billion ▼ -18.6%
2005 0.01x Nkr271.00 Million Nkr251.00 Million Nkr24.78 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities