Nidaros Sparebank (NISB) — Financial Flexibility Index
Nidaros Sparebank (NISB) has a Financial Flexibility Index of 0.02x as of December 2024. Free cash flow of Nkr87.31 Million (operating CF Nkr71.20 Million minus capex Nkr16.11 Million) represents 0% of total liabilities (Nkr4.15 Billion). Check NISB cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Nidaros Sparebank Financial Flexibility Index (2016–2024)
Historical Financial Flexibility Index trend for Nidaros Sparebank across 9 annual periods. For the full cash flow conversion analysis, see NISB cash flow metrics.
Annual Financial Flexibility Index for Nidaros Sparebank (2016–2024)
Year-by-year free cash flow to debt coverage for Nidaros Sparebank. Explore Nidaros Sparebank cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | Nkr87.31 Million | Nkr71.20 Million | Nkr4.15 Billion | ▲ +141.7% |
| 2023 | 0.01x | Nkr34.65 Million | Nkr34.65 Million | Nkr3.98 Billion | ▼ -66.7% |
| 2022 | 0.03x | Nkr99.93 Million | Nkr99.19 Million | Nkr3.82 Billion | ▲ +190.2% |
| 2021 | -0.03x | Nkr-109.21 Million | Nkr-109.95 Million | Nkr3.77 Billion | ▼ -188.3% |
| 2020 | 0.03x | Nkr119.73 Million | Nkr119.63 Million | Nkr3.65 Billion | ▲ +203.9% |
| 2019 | -0.03x | Nkr-111.19 Million | Nkr-111.29 Million | Nkr3.52 Billion | ▼ -337.1% |
| 2018 | 0.01x | Nkr43.90 Million | Nkr43.68 Million | Nkr3.29 Billion | ▲ +115.3% |
| 2017 | -0.09x | Nkr-256.37 Million | Nkr-257.65 Million | Nkr2.93 Billion | ▼ -2863.1% |
| 2016 | 0.00x | Nkr8.38 Million | Nkr8.22 Million | Nkr2.65 Billion | — |