Nidaros Sparebank Financial Flexibility Index
Nidaros Sparebank financial flexibility index. Nidaros Sparebank (NISB) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of Nkr93.00 Million (operating CF Nkr92.81 Million minus capex Nkr189.00K) represents 0% of total liabilities (Nkr4.70 Billion). See NISB cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Nidaros Sparebank (2016–2025)
Financial flexibility index of Nidaros Sparebank from 2016 to 2025. Historical Financial Flexibility Index trend for Nidaros Sparebank across 10 annual periods. Check NISB operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
Nidaros Sparebank Financial Flexibility Index by Year (2016–2025)
Nidaros Sparebank financial flexibility index by year from 2016 to 2025. Year-by-year free cash flow to debt coverage for Nidaros Sparebank. For the full cash flow conversion analysis, see NISB cash generation efficiency.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | Nkr93.00 Million | Nkr92.81 Million | Nkr4.70 Billion | ▼ -6.0% |
| 2024 | 0.02x | Nkr87.31 Million | Nkr71.20 Million | Nkr4.15 Billion | ▲ +141.7% |
| 2023 | 0.01x | Nkr34.65 Million | Nkr34.65 Million | Nkr3.98 Billion | ▼ -66.7% |
| 2022 | 0.03x | Nkr99.93 Million | Nkr99.19 Million | Nkr3.82 Billion | ▲ +190.2% |
| 2021 | -0.03x | Nkr-109.21 Million | Nkr-109.95 Million | Nkr3.77 Billion | ▼ -188.3% |
| 2020 | 0.03x | Nkr119.73 Million | Nkr119.63 Million | Nkr3.65 Billion | ▲ +203.9% |
| 2019 | -0.03x | Nkr-111.19 Million | Nkr-111.29 Million | Nkr3.52 Billion | ▼ -337.1% |
| 2018 | 0.01x | Nkr43.90 Million | Nkr43.68 Million | Nkr3.29 Billion | ▲ +115.3% |
| 2017 | -0.09x | Nkr-256.37 Million | Nkr-257.65 Million | Nkr2.93 Billion | ▼ -2863.1% |
| 2016 | 0.00x | Nkr8.38 Million | Nkr8.22 Million | Nkr2.65 Billion | — |