Accord Financial Corp. (ACD) — Financial Flexibility Index

Latest as of December 2025: 0.18x

Accord Financial Corp. (ACD) has a Financial Flexibility Index of 0.18x as of December 2025. Free cash flow of CA$53.15 Million (operating CF CA$53.13 Million minus capex CA$14.00K) represents 0% of total liabilities (CA$302.87 Million). Also explore net asset growth rate of Accord Financial Corp. to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.18x
Free Cash Flow / Total Liabilities

Free Cash Flow

CA$53.15 Million
Operating CF − Capex

Total Liabilities

CA$302.87 Million
CAD

Capital Expenditures

CA$14.00K
CAD

Accord Financial Corp. Financial Flexibility Index (1995–2025)

Historical Financial Flexibility Index trend for Accord Financial Corp. across 31 annual periods. Check Accord Financial Corp. strategic capital allocation to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Accord Financial Corp. (1995–2025)

Year-by-year free cash flow to debt coverage for Accord Financial Corp.. For the full company profile including market capitalisation, see Accord Financial Corp. (ACD) market capitalisation.

Year Flexibility Index Free Cash Flow (CAD) Operating CF Total Liabilities YoY Change
2025 0.02x CA$5.94 Million CA$5.91 Million CA$302.87 Million ▼ -89.5%
2024 0.19x CA$60.96 Million CA$60.56 Million CA$327.20 Million ▲ +255.6%
2023 -0.12x CA$-50.88 Million CA$-51.12 Million CA$424.82 Million ▼ -245.6%
2022 0.08x CA$31.68 Million CA$31.51 Million CA$385.15 Million ▲ +133.7%
2021 -0.24x CA$-101.56 Million CA$-101.65 Million CA$416.15 Million ▼ -403.5%
2020 0.08x CA$23.41 Million CA$23.37 Million CA$291.15 Million ▲ +152.6%
2019 -0.15x CA$-47.38 Million CA$-47.56 Million CA$309.85 Million ▲ +54.6%
2018 -0.34x CA$-93.84 Million CA$-94.34 Million CA$278.60 Million ▲ +23.1%
2017 -0.44x CA$-74.85 Million CA$-75.26 Million CA$170.89 Million ▼ -988.0%
2016 -0.04x CA$-3.34 Million CA$-3.50 Million CA$82.88 Million ▼ -112.6%
2015 0.32x CA$26.09 Million CA$25.99 Million CA$81.49 Million ▲ +570.7%
2014 -0.07x CA$-6.35 Million CA$-6.54 Million CA$93.29 Million ▼ -154.3%
2013 0.13x CA$8.44 Million CA$8.40 Million CA$67.38 Million ▲ +168.1%
2012 -0.18x CA$-14.20 Million CA$-14.25 Million CA$77.20 Million ▼ -148.4%
2011 0.38x CA$19.25 Million CA$19.11 Million CA$50.64 Million ▲ +1222.8%
2010 -0.03x CA$-2.32 Million CA$-2.40 Million CA$68.56 Million ▼ -160.8%
2009 0.06x CA$3.04 Million CA$2.96 Million CA$54.58 Million ▼ -78.3%
2008 0.26x CA$14.23 Million CA$14.01 Million CA$55.32 Million ▲ +186.6%
2007 -0.30x CA$-20.18 Million CA$-20.27 Million CA$67.94 Million ▼ -219.9%
2006 0.25x CA$11.14 Million CA$11.02 Million CA$44.96 Million ▲ +287.3%
2005 -0.13x CA$-6.82 Million CA$-7.06 Million CA$51.54 Million ▼ -147.7%
2004 0.28x CA$10.84 Million CA$10.53 Million CA$39.05 Million ▲ +381.7%
2003 -0.10x CA$-3.02 Million CA$-3.56 Million CA$30.68 Million ▼ -144.1%
2002 0.22x CA$5.91 Million CA$5.50 Million CA$26.44 Million ▼ -72.5%
2001 0.81x CA$20.55 Million CA$20.26 Million CA$25.27 Million ▲ +597.0%
2000 -0.16x CA$-6.67 Million CA$-7.18 Million CA$40.77 Million ▲ +34.8%
1999 -0.25x CA$-7.70 Million CA$-8.00 Million CA$30.70 Million ▼ -143.1%
1998 0.58x CA$9.60 Million CA$2.60 Million CA$16.50 Million ▼ -61.7%
1997 1.52x CA$11.10 Million CA$10.10 Million CA$7.30 Million ▲ +343.5%
1996 0.34x CA$4.80 Million CA$1.30 Million CA$14.00 Million ▼ -22.5%
1995 0.44x CA$5.40 Million CA$4.80 Million CA$12.20 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities