Accord Financial Corp. (ACD) — Financial Flexibility Index
Accord Financial Corp. (ACD) has a Financial Flexibility Index of 0.36x as of March 2026. Free cash flow of CA$50.60 Million (operating CF CA$50.60 Million minus capex CA$0.00) represents 0% of total liabilities (CA$140.57 Million). Check Accord Financial Corp. (ACD) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Accord Financial Corp. Financial Flexibility Index (1995–2025)
Historical Financial Flexibility Index trend for Accord Financial Corp. across 31 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Accord Financial Corp..
Annual Financial Flexibility Index for Accord Financial Corp. (1995–2025)
Year-by-year free cash flow to debt coverage for Accord Financial Corp.. Explore debt repayment capacity of Accord Financial Corp. to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (CAD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | CA$5.94 Million | CA$5.91 Million | CA$302.87 Million | ▼ -89.5% |
| 2024 | 0.19x | CA$60.96 Million | CA$60.56 Million | CA$327.20 Million | ▲ +255.6% |
| 2023 | -0.12x | CA$-50.88 Million | CA$-51.12 Million | CA$424.82 Million | ▼ -245.6% |
| 2022 | 0.08x | CA$31.68 Million | CA$31.51 Million | CA$385.15 Million | ▲ +133.7% |
| 2021 | -0.24x | CA$-101.56 Million | CA$-101.65 Million | CA$416.15 Million | ▼ -403.5% |
| 2020 | 0.08x | CA$23.41 Million | CA$23.37 Million | CA$291.15 Million | ▲ +152.6% |
| 2019 | -0.15x | CA$-47.38 Million | CA$-47.56 Million | CA$309.85 Million | ▲ +54.6% |
| 2018 | -0.34x | CA$-93.84 Million | CA$-94.34 Million | CA$278.60 Million | ▲ +23.1% |
| 2017 | -0.44x | CA$-74.85 Million | CA$-75.26 Million | CA$170.89 Million | ▼ -988.0% |
| 2016 | -0.04x | CA$-3.34 Million | CA$-3.50 Million | CA$82.88 Million | ▼ -112.6% |
| 2015 | 0.32x | CA$26.09 Million | CA$25.99 Million | CA$81.49 Million | ▲ +570.7% |
| 2014 | -0.07x | CA$-6.35 Million | CA$-6.54 Million | CA$93.29 Million | ▼ -154.3% |
| 2013 | 0.13x | CA$8.44 Million | CA$8.40 Million | CA$67.38 Million | ▲ +168.1% |
| 2012 | -0.18x | CA$-14.20 Million | CA$-14.25 Million | CA$77.20 Million | ▼ -148.4% |
| 2011 | 0.38x | CA$19.25 Million | CA$19.11 Million | CA$50.64 Million | ▲ +1222.8% |
| 2010 | -0.03x | CA$-2.32 Million | CA$-2.40 Million | CA$68.56 Million | ▼ -160.8% |
| 2009 | 0.06x | CA$3.04 Million | CA$2.96 Million | CA$54.58 Million | ▼ -78.3% |
| 2008 | 0.26x | CA$14.23 Million | CA$14.01 Million | CA$55.32 Million | ▲ +186.6% |
| 2007 | -0.30x | CA$-20.18 Million | CA$-20.27 Million | CA$67.94 Million | ▼ -219.9% |
| 2006 | 0.25x | CA$11.14 Million | CA$11.02 Million | CA$44.96 Million | ▲ +287.3% |
| 2005 | -0.13x | CA$-6.82 Million | CA$-7.06 Million | CA$51.54 Million | ▼ -147.7% |
| 2004 | 0.28x | CA$10.84 Million | CA$10.53 Million | CA$39.05 Million | ▲ +381.7% |
| 2003 | -0.10x | CA$-3.02 Million | CA$-3.56 Million | CA$30.68 Million | ▼ -144.1% |
| 2002 | 0.22x | CA$5.91 Million | CA$5.50 Million | CA$26.44 Million | ▼ -72.5% |
| 2001 | 0.81x | CA$20.55 Million | CA$20.26 Million | CA$25.27 Million | ▲ +597.0% |
| 2000 | -0.16x | CA$-6.67 Million | CA$-7.18 Million | CA$40.77 Million | ▲ +34.8% |
| 1999 | -0.25x | CA$-7.70 Million | CA$-8.00 Million | CA$30.70 Million | ▼ -143.1% |
| 1998 | 0.58x | CA$9.60 Million | CA$2.60 Million | CA$16.50 Million | ▼ -61.7% |
| 1997 | 1.52x | CA$11.10 Million | CA$10.10 Million | CA$7.30 Million | ▲ +343.5% |
| 1996 | 0.34x | CA$4.80 Million | CA$1.30 Million | CA$14.00 Million | ▼ -22.5% |
| 1995 | 0.44x | CA$5.40 Million | CA$4.80 Million | CA$12.20 Million | — |