Joint Stock Commercial Bank for Investment and Development of Vietnam (BID) — Financial Flexibility Index

Latest as of December 2025: 0.03x

Joint Stock Commercial Bank for Investment and Development of Vietnam (BID) has a Financial Flexibility Index of 0.03x as of December 2025. Free cash flow of ₫81.52 Trillion (operating CF ₫81.12 Trillion minus capex ₫406.91 Billion) represents 0% of total liabilities (₫3157.29 Trillion). Check Joint Stock Commercial Bank for Investme investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

₫81.52 Trillion
Operating CF − Capex

Total Liabilities

₫3157.29 Trillion
VND

Capital Expenditures

₫406.91 Billion
VND

Joint Stock Commercial Bank for Investment and Development of Vietnam Financial Flexibility Index (2019–2025)

Historical Financial Flexibility Index trend for Joint Stock Commercial Bank for Investment and Development of Vietnam across 7 annual periods. For the full cash flow conversion analysis, see Joint Stock Commercial Bank for Investme (BID) cash conversion ratio.

Annual Financial Flexibility Index for Joint Stock Commercial Bank for Investment and Development of Vietnam (2019–2025)

Year-by-year free cash flow to debt coverage for Joint Stock Commercial Bank for Investment and Development of Vietnam. Explore Joint Stock Commercial Bank for Investme debt service capacity to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (VND) Operating CF Total Liabilities YoY Change
2025 0.06x ₫194.78 Trillion ₫192.96 Trillion ₫3157.29 Trillion ▲ +61.2%
2024 0.04x ₫100.09 Trillion ₫98.85 Trillion ₫2615.88 Trillion ▲ +248.1%
2023 -0.03x ₫-56.29 Trillion ₫-57.98 Trillion ₫2178.00 Trillion ▲ +69.1%
2022 -0.08x ₫-168.64 Trillion ₫-169.67 Trillion ₫2016.42 Trillion ▼ -358.7%
2021 0.03x ₫54.16 Trillion ₫53.14 Trillion ₫1675.37 Trillion ▲ +164.1%
2020 -0.05x ₫-72.43 Trillion ₫-73.49 Trillion ₫1437.04 Trillion ▲ +33.0%
2019 -0.08x ₫-106.21 Trillion ₫-106.64 Trillion ₫1412.30 Trillion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities