Vietnam Prosperity Joint Stock Commercial Bank (VPB) — Financial Flexibility Index

Latest as of March 2026: 0.01x

Vietnam Prosperity Joint Stock Commercial Bank (VPB) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of ₫12.17 Trillion (operating CF ₫12.15 Trillion minus capex ₫21.73 Billion) represents 0% of total liabilities (₫1185.41 Trillion). Check Vietnam Prosperity Joint Stock Commercia (VPB) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

₫12.17 Trillion
Operating CF − Capex

Total Liabilities

₫1185.41 Trillion
VND

Capital Expenditures

₫21.73 Billion
VND

Vietnam Prosperity Joint Stock Commercial Bank Financial Flexibility Index (2019–2025)

Historical Financial Flexibility Index trend for Vietnam Prosperity Joint Stock Commercial Bank across 7 annual periods. For the full cash flow conversion analysis, see Vietnam Prosperity Joint Stock Commercia cash conversion from operations.

Annual Financial Flexibility Index for Vietnam Prosperity Joint Stock Commercial Bank (2019–2025)

Year-by-year free cash flow to debt coverage for Vietnam Prosperity Joint Stock Commercial Bank. Explore VPB debt coverage from operations to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (VND) Operating CF Total Liabilities YoY Change
2025 0.04x ₫44.67 Trillion ₫44.53 Trillion ₫1079.87 Trillion ▼ -44.0%
2024 0.07x ₫57.38 Trillion ₫57.32 Trillion ₫776.57 Trillion ▼ -13.7%
2023 0.09x ₫58.02 Trillion ₫57.93 Trillion ₫677.77 Trillion ▲ +152.4%
2022 -0.16x ₫-86.15 Trillion ₫-86.25 Trillion ₫527.51 Trillion ▼ -22.7%
2021 -0.13x ₫-61.36 Trillion ₫-61.40 Trillion ₫461.13 Trillion ▼ -105.0%
2020 -0.06x ₫-23.78 Trillion ₫-23.80 Trillion ₫366.23 Trillion ▲ +49.3%
2019 -0.13x ₫-42.85 Trillion ₫-42.90 Trillion ₫334.99 Trillion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities