Profile Systems & Software SA (PROF) - Net Assets
Based on the latest financial reports, Profile Systems & Software SA (PROF) has net assets worth €38.27 Million EUR (≈ $44.75 Million USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€74.34 Million ≈ $86.92 Million USD) and total liabilities (€36.07 Million ≈ $42.17 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Profile Systems & Software SA liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €38.27 Million |
| % of Total Assets | 51.48% |
| Annual Growth Rate | 8.72% |
| 5-Year Change | 65.32% |
| 10-Year Change | 117.43% |
| Growth Volatility | 4.36 |
Profile Systems & Software SA - Net Assets Trend (2014–2024)
This chart illustrates how Profile Systems & Software SA's net assets have evolved over time, based on quarterly financial data. Also explore Profile Systems & Software SA total assets for the complete picture of this company's asset base.
Annual Net Assets for Profile Systems & Software SA (2014–2024)
The table below shows the annual net assets of Profile Systems & Software SA from 2014 to 2024. For live valuation and market cap data, see market value of Profile Systems & Software SA.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €36.29 Million ≈ $42.42 Million |
+13.80% |
| 2023-12-31 | €31.89 Million ≈ $37.28 Million |
+13.95% |
| 2022-12-31 | €27.98 Million ≈ $32.71 Million |
+12.19% |
| 2021-12-31 | €24.94 Million ≈ $29.16 Million |
+13.64% |
| 2020-12-31 | €21.95 Million ≈ $25.66 Million |
+11.25% |
| 2019-12-31 | €19.73 Million ≈ $23.07 Million |
+6.22% |
| 2018-12-31 | €18.58 Million ≈ $21.72 Million |
+2.32% |
| 2017-12-31 | €18.15 Million ≈ $21.22 Million |
+5.09% |
| 2016-12-31 | €17.27 Million ≈ $20.20 Million |
+3.51% |
| 2015-12-31 | €16.69 Million ≈ $19.51 Million |
+6.13% |
| 2014-12-31 | €15.72 Million ≈ $18.38 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Profile Systems & Software SA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 75.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €12.97 Million | 35.62% |
| Other Components | €23.43 Million | 64.38% |
| Total Equity | €36.40 Million | 100.00% |
Profile Systems & Software SA Competitors by Market Cap
The table below lists competitors of Profile Systems & Software SA ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Surgical Science Sweden AB
ST:SUS
|
$180.22 Million |
|
Spurcorp
JSE:SUR
|
$180.26 Million |
|
McKinley Acquisition Corporation Class A Ordinary Shares
NASDAQ:MKLY
|
$180.33 Million |
|
M-tron Industries, Inc.
NYSE MKT:MPTI
|
$180.42 Million |
|
Bougainville Copper Ltd
AU:BOC
|
$180.20 Million |
|
GENOR BIOPHARMA DL-00002
F:67N0
|
$180.12 Million |
|
Stereotaxis Inc
NYSE MKT:STXS
|
$180.12 Million |
|
Koenig & Bauer AG
XETRA:SKB
|
$180.06 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Profile Systems & Software SA's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 31,994,677 to 36,395,345, a change of 4,400,668 (13.8%).
- Net income of 5,588,185 contributed positively to equity growth.
- Dividend payments of 1,199,985 reduced retained earnings.
- Share repurchases of 558,169 reduced equity.
- New share issuances of 135,565 increased equity.
- Other factors increased equity by 435,072.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €5.59 Million | +15.35% |
| Dividends Paid | €1.20 Million | -3.3% |
| Share Repurchases | €558.17K | -1.53% |
| Share Issuances | €135.56K | +0.37% |
| Other Changes | €435.07K | +1.2% |
| Total Change | €- | 13.75% |
Book Value vs Market Value Analysis
This analysis compares Profile Systems & Software SA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 5.09x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 9.22x to 5.09x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2018-12-31 | €0.82 | €7.54 | x |
| 2019-12-31 | €0.88 | €7.54 | x |
| 2020-12-31 | €0.94 | €7.54 | x |
| 2021-12-31 | €1.04 | €7.54 | x |
| 2022-12-31 | €1.17 | €7.54 | x |
| 2023-12-31 | €1.31 | €7.54 | x |
| 2024-12-31 | €1.48 | €7.54 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Profile Systems & Software SA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.35%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 13.94%
- • Asset Turnover: 0.59x
- • Equity Multiplier: 1.86x
- Recent ROE (15.35%) is above the historical average (8.31%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 5.57% | 9.13% | 0.35x | 1.77x | €-700.03K |
| 2015 | 5.47% | 9.77% | 0.31x | 1.78x | €-760.79K |
| 2016 | 3.23% | 6.04% | 0.25x | 2.13x | €-1.17 Million |
| 2017 | 5.60% | 8.83% | 0.31x | 2.04x | €-802.80K |
| 2018 | 6.76% | 9.12% | 0.39x | 1.92x | €-604.31K |
| 2019 | 8.91% | 11.21% | 0.44x | 1.82x | €-216.05K |
| 2020 | 4.11% | 6.03% | 0.40x | 1.69x | €-1.30 Million |
| 2021 | 8.80% | 10.96% | 0.46x | 1.73x | €-301.20K |
| 2022 | 15.56% | 17.39% | 0.53x | 1.69x | €1.56 Million |
| 2023 | 12.04% | 12.80% | 0.54x | 1.74x | €653.56K |
| 2024 | 15.35% | 13.94% | 0.59x | 1.86x | €1.95 Million |
Industry Comparison
This section compares Profile Systems & Software SA's net assets metrics with peer companies in the Software - Application industry.
Industry Context
- Industry: Software - Application
- Average net assets among peers: $8,369,945
- Average return on equity (ROE) among peers: -0.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Profile Systems & Software SA (PROF) | €38.27 Million | 5.57% | 0.94x | $180.20 Million |
| Ilyda SA (ILYDA) | $6.48 Million | 19.81% | 0.27x | $70.56 Million |
| Logismos Information Systems S.A (LOGISMOS) | $6.63 Million | -3.77% | 0.34x | $10.14 Million |
| Quality & Reliability A.B.E.E (QUAL) | $2.29 Million | -27.55% | 2.26x | $40.83 Million |
| Space Hellas SA (SPACE) | $18.08 Million | 9.74% | 4.51x | $46.75 Million |
About Profile Systems & Software SA
Profile Systems & Software SA develops software solutions for the banking and investment management industry in Europe, the Middle East, America, Asia, and Africa. The company's products include Axia, a web-based omni-channel and MiFID II enabled investment management solution; Finuevo Digital, a digital banking platform; Finuevo Core, an API-driven, cloud-enabled and banking platform; Acumen.plu… Read more