Charan Insurance Public Company Limited (CHARAN) - Net Assets

Latest as of December 2025: ฿586.16 Million THB ≈ $18.27 Million USD

Based on the latest financial reports, Charan Insurance Public Company Limited (CHARAN) has net assets worth ฿586.16 Million THB (≈ $18.27 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (฿907.22 Million ≈ $28.28 Million USD) and total liabilities (฿321.06 Million ≈ $10.01 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check CHARAN financial resilience to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	฿586.16 Million
% of Total Assets	64.61%
Annual Growth Rate	0.52%
5-Year Change	13.59%
10-Year Change	-1.3%
Growth Volatility	8.69

Charan Insurance Public Company Limited - Net Assets Trend (2004–2025)

This chart illustrates how Charan Insurance Public Company Limited's net assets have evolved over time, based on quarterly financial data. Also explore CHARAN total asset value for the complete picture of this company's asset base.

Annual Net Assets for Charan Insurance Public Company Limited (2004–2025)

The table below shows the annual net assets of Charan Insurance Public Company Limited from 2004 to 2025. For live valuation and market cap data, see Charan Insurance Public Company Limited market cap and net worth.

Year	Net Assets	Change
2025-12-31	฿586.16 Million ≈ $18.27 Million	+11.27%
2024-12-31	฿526.80 Million ≈ $16.42 Million	-5.83%
2023-12-31	฿559.39 Million ≈ $17.44 Million	-4.07%
2022-12-31	฿583.15 Million ≈ $18.18 Million	+13.01%
2021-12-31	฿516.04 Million ≈ $16.08 Million	-7.40%
2020-12-31	฿557.26 Million ≈ $17.37 Million	+5.43%
2019-12-31	฿528.56 Million ≈ $16.47 Million	-8.32%
2018-12-31	฿576.51 Million ≈ $17.97 Million	-4.24%
2017-12-31	฿602.05 Million ≈ $18.77 Million	+1.37%
2016-12-31	฿593.91 Million ≈ $18.51 Million	+1.22%
2015-12-31	฿586.75 Million ≈ $18.29 Million	+1.47%
2014-12-31	฿578.25 Million ≈ $18.02 Million	+6.39%
2013-12-31	฿543.55 Million ≈ $16.94 Million	-7.44%
2012-12-31	฿587.24 Million ≈ $18.30 Million	+12.30%
2011-12-31	฿522.90 Million ≈ $16.30 Million	-20.78%
2010-12-31	฿660.06 Million ≈ $20.57 Million	+9.69%
2009-12-31	฿601.74 Million ≈ $18.76 Million	+8.45%
2008-12-31	฿554.86 Million ≈ $17.29 Million	-11.29%
2007-12-31	฿625.49 Million ≈ $19.50 Million	+6.10%
2006-12-31	฿589.52 Million ≈ $18.37 Million	+6.10%
2005-12-31	฿555.63 Million ≈ $17.32 Million	+5.67%
2004-12-31	฿525.81 Million ≈ $16.39 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Charan Insurance Public Company Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 7.9% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	฿187.19 Million	31.93%
Other Components	฿398.97 Million	68.07%
Total Equity	฿586.16 Million	100.00%

Charan Insurance Public Company Limited Competitors by Market Cap

The table below lists competitors of Charan Insurance Public Company Limited ranked by their market capitalization.

Company	Market Cap
Expion360 Inc NASDAQ:XPON	$6.28 Million
BACTECH ENVIRONMENT.CORP. F:0BT1	$6.29 Million
GIGLIO.COM S.P.A. O.N. F:5JR0	$6.29 Million
Future Market Networks Limited NSE:FMNL	$6.30 Million
Digitalist Group Oyj HE:DIGIGR	$6.28 Million
Jasnita Telekomindo Tbk PT JK:JAST	$6.28 Million
Balkrishna Paper Mills Limited NSE:BALKRISHNA	$6.28 Million
AUXICO RESOURCES CANADA F:A0H	$6.27 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Charan Insurance Public Company Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 526,801,829 to 586,164,960, a change of 59,363,131 (11.3%).
Net income of 30,655,246 contributed positively to equity growth.
Other comprehensive income decreased equity by 12,000,000.
Other factors increased equity by 40,707,885.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	฿30.66 Million	+5.23%
Other Comprehensive Income	฿-12.00 Million	-2.05%
Other Changes	฿40.71 Million	+6.94%
Total Change	฿-	11.27%

Book Value vs Market Value Analysis

This analysis compares Charan Insurance Public Company Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.34x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2004-12-31	฿43.80	฿16.80	x
2005-12-31	฿46.27	฿16.80	x
2006-12-31	฿49.11	฿16.80	x
2007-12-31	฿52.12	฿16.80	x
2008-12-31	฿46.26	฿16.80	x
2009-12-31	฿50.14	฿16.80	x
2010-12-31	฿55.01	฿16.80	x
2011-12-31	฿43.58	฿16.80	x
2012-12-31	฿48.94	฿16.80	x
2013-12-31	฿45.30	฿16.80	x
2014-12-31	฿48.19	฿16.80	x
2015-12-31	฿48.90	฿16.80	x
2016-12-31	฿49.49	฿16.80	x
2017-12-31	฿50.17	฿16.80	x
2018-12-31	฿48.04	฿16.80	x
2019-12-31	฿44.05	฿16.80	x
2020-12-31	฿46.44	฿16.80	x
2021-12-31	฿43.00	฿16.80	x
2022-12-31	฿48.60	฿16.80	x
2023-12-31	฿46.62	฿16.80	x
2024-12-31	฿43.77	฿16.80	x
2025-12-31	฿48.85	฿16.80	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Charan Insurance Public Company Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 5.23%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 7.53%
• Asset Turnover: 0.45x
• Equity Multiplier: 1.55x
Recent ROE (5.23%) is above the historical average (3.20%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2004	3.84%	109.05%	0.03x	1.32x	฿-32.41 Million
2005	5.20%	135.15%	0.03x	1.27x	฿-26.69 Million
2006	8.07%	154.89%	0.04x	1.28x	฿-11.35 Million
2007	6.85%	117.55%	0.05x	1.25x	฿-19.69 Million
2008	5.88%	20.05%	0.23x	1.27x	฿-22.86 Million
2009	3.90%	15.83%	0.20x	1.24x	฿-36.72 Million
2010	2.46%	10.84%	0.18x	1.23x	฿-49.79 Million
2011	-7.27%	-22.26%	0.21x	1.58x	฿-90.33 Million
2012	5.14%	16.39%	0.22x	1.46x	฿-28.56 Million
2013	0.34%	0.92%	0.25x	1.47x	฿-52.53 Million
2014	3.73%	9.47%	0.28x	1.40x	฿-36.24 Million
2015	6.13%	14.92%	0.30x	1.36x	฿-22.72 Million
2016	4.29%	12.23%	0.26x	1.35x	฿-33.89 Million
2017	2.21%	6.84%	0.24x	1.34x	฿-46.91 Million
2018	1.08%	3.16%	0.25x	1.39x	฿-51.45 Million
2019	-5.87%	-9.04%	0.38x	1.70x	฿-83.91 Million
2020	9.19%	17.51%	0.37x	1.41x	฿-4.50 Million
2021	-5.49%	-17.31%	0.18x	1.72x	฿-79.92 Million
2022	11.97%	14.50%	0.49x	1.68x	฿11.48 Million
2023	4.82%	9.64%	0.31x	1.64x	฿-28.97 Million
2024	-1.35%	-2.15%	0.33x	1.90x	฿-59.82 Million
2025	5.23%	7.53%	0.45x	1.55x	฿-27.96 Million

Industry Comparison

This section compares Charan Insurance Public Company Limited's net assets metrics with peer companies in the Insurance - Property & Casualty industry.

Industry Context

Industry: Insurance - Property & Casualty
Average net assets among peers: $2,341,205,038
Average return on equity (ROE) among peers: 6.51%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Charan Insurance Public Company Limited (CHARAN)	฿586.16 Million	3.84%	0.55x	$6.28 Million
Allianz Ayudhya Capital Public Company Limited (AYUD)	$6.78 Billion	27.47%	0.62x	$467.13 Million
Bangkok Union Insurance Public Co. Ltd. (BUI)	$537.13 Million	5.74%	1.84x	$17.68 Million
Indara Insurance Public Company Limited (INSURE)	$152.88 Million	-14.26%	3.87x	$22.44 Million
Muang Thai Insurance Public Company Limited (MTI)	$4.14 Billion	20.65%	3.24x	$275.85 Million
The Navakij Insurance Public Company Limited (NKI)	$1.98 Billion	-0.72%	1.95x	$16.23 Million
Thai Setakij Insurance PCL (TSI)	$461.96 Million	0.18%	0.73x	$3.56 Million

About Charan Insurance Public Company Limited

BK:CHARAN Thailand Insurance - Property & Casualty

Market Cap

$6.28 Million

฿201.60 Million THB

Market Cap Rank

#27913 Global

#596 in Thailand

Share Price

฿16.80

Change (1 day)

+0.00%

52-Week Range

฿13.90 - ฿19.00

All Time High

฿36.43