Fynske Bank A/S Net Assets
Fynske Bank A/S net assets. Based on the latest financial reports, Fynske Bank A/S (FYNBK) has net assets worth Dkr1.46 Billion DKK (≈ $229.11 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Dkr10.01 Billion ≈ $1.57 Billion USD) and total liabilities (Dkr8.55 Billion ≈ $1.34 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Fynske Bank A/S equity growth rate to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Dkr1.46 Billion |
| % of Total Assets | 14.63% |
| Annual Growth Rate | 7.34% |
| 5-Year Change | 24.58% |
| 10-Year Change | 64.97% |
| Growth Volatility | 7.79 |
Net Assets of Fynske Bank A/S (2000–2024)
Net assets of Fynske Bank A/S from 2000 to 2024. This chart illustrates how Fynske Bank A/S's net assets have evolved over time, based on quarterly financial data. See FYNBK equity to assets ratio to measure how much of total assets are equity-financed.
Annual Net Assets for Fynske Bank A/S (2000–2024)
The table below shows the annual net assets of Fynske Bank A/S from 2000 to 2024. For live market cap and overall valuation, see FYNBK market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Dkr1.43 Billion ≈ $223.80 Million |
+5.26% |
| 2023-12-31 | Dkr1.36 Billion ≈ $212.62 Million |
+11.78% |
| 2022-12-31 | Dkr1.22 Billion ≈ $190.21 Million |
+1.15% |
| 2021-12-31 | Dkr1.20 Billion ≈ $188.04 Million |
+4.67% |
| 2020-12-31 | Dkr1.15 Billion ≈ $179.65 Million |
+3.57% |
| 2019-12-31 | Dkr1.11 Billion ≈ $173.46 Million |
+6.42% |
| 2018-12-31 | Dkr1.04 Billion ≈ $163.00 Million |
+6.32% |
| 2017-12-31 | Dkr979.88 Million ≈ $153.31 Million |
+5.64% |
| 2016-12-31 | Dkr927.55 Million ≈ $145.12 Million |
+6.97% |
| 2015-12-31 | Dkr867.09 Million ≈ $135.66 Million |
+2.70% |
| 2014-12-31 | Dkr844.25 Million ≈ $132.09 Million |
+5.77% |
| 2013-12-31 | Dkr798.23 Million ≈ $124.89 Million |
+37.60% |
| 2012-12-31 | Dkr580.09 Million ≈ $90.76 Million |
+1.80% |
| 2011-12-31 | Dkr569.81 Million ≈ $89.15 Million |
+1.77% |
| 2010-12-31 | Dkr559.91 Million ≈ $87.60 Million |
+13.96% |
| 2009-12-31 | Dkr491.31 Million ≈ $76.87 Million |
+6.56% |
| 2008-12-31 | Dkr461.06 Million ≈ $72.14 Million |
-7.86% |
| 2007-12-31 | Dkr500.37 Million ≈ $78.29 Million |
+7.99% |
| 2006-12-31 | Dkr463.33 Million ≈ $72.49 Million |
+11.78% |
| 2005-12-31 | Dkr414.49 Million ≈ $64.85 Million |
+13.79% |
| 2004-12-31 | Dkr364.25 Million ≈ $56.99 Million |
+7.64% |
| 2003-12-31 | Dkr338.39 Million ≈ $52.94 Million |
+12.22% |
| 2002-12-31 | Dkr301.55 Million ≈ $47.18 Million |
+9.52% |
| 2001-12-31 | Dkr275.33 Million ≈ $43.08 Million |
+5.42% |
| 2000-12-31 | Dkr261.17 Million ≈ $40.86 Million |
-- |
Equity Component Analysis
This analysis shows how different components contribute to Fynske Bank A/S's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 467.4% over the analyzed period, indicating profitable operations and earnings retention.
Fynske Bank A/S Net Assets Breakdown (December 2024)
Fynske Bank A/S net assets breakdown by equity component as of December 2024.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Dkr1.31 Billion | 91.62% |
| Common Stock | Dkr75.81 Million | 5.30% |
| Other Components | Dkr44.02 Million | 3.08% |
| Total Equity | Dkr1.43 Billion | 100.00% |
Fynske Bank A/S Competitors by Market Cap
The table below lists competitors of Fynske Bank A/S ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
GULF MARINE SVCS LS -02
F:G0M
|
$241.95 Million |
|
H+H International A/S
CO:HH
|
$241.99 Million |
|
Vine Hill Capital Investment Corp. Class A Ordinary Shares
NASDAQ:VCIC
|
$242.00 Million |
|
Crescendo Corporation Bhd
KLSE:6718
|
$242.00 Million |
|
Sino AG
XETRA:XTP
|
$241.93 Million |
|
Bravo Mining Corp
V:BRVO
|
$241.91 Million |
|
C&F Financial Corporation
NASDAQ:CFFI
|
$241.89 Million |
|
Standard Biotools Inc
NASDAQ:LAB
|
$241.83 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Fynske Bank A/S's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 1,358,944,000 to 1,430,423,000, a change of 71,479,000 (5.3%).
- Net income of 123,966,000 contributed positively to equity growth.
- Dividend payments of 52,348,000 reduced retained earnings.
- Share repurchases of 23,704,000 reduced equity.
- New share issuances of 24,657,000 increased equity.
- Other comprehensive income decreased equity by 4,247,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Dkr123.97 Million | +8.67% |
| Dividends Paid | Dkr52.35 Million | -3.66% |
| Share Repurchases | Dkr23.70 Million | -1.66% |
| Share Issuances | Dkr24.66 Million | +1.72% |
| Other Comprehensive Income | Dkr-4.25 Million | -0.3% |
| Other Changes | Dkr3.15 Million | +0.22% |
| Total Change | Dkr- | 5.26% |
Book Value vs Market Value Analysis
This analysis compares Fynske Bank A/S's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.08x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.60x to 1.08x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | Dkr78.41 | Dkr204.00 | x |
| 2005-12-31 | Dkr87.92 | Dkr204.00 | x |
| 2006-12-31 | Dkr96.95 | Dkr204.00 | x |
| 2007-12-31 | Dkr104.84 | Dkr204.00 | x |
| 2008-12-31 | Dkr106.61 | Dkr204.00 | x |
| 2009-12-31 | Dkr110.72 | Dkr204.00 | x |
| 2010-12-31 | Dkr118.36 | Dkr204.00 | x |
| 2011-12-31 | Dkr119.29 | Dkr204.00 | x |
| 2012-12-31 | Dkr121.91 | Dkr204.00 | x |
| 2013-12-31 | Dkr161.57 | Dkr204.00 | x |
| 2014-12-31 | Dkr112.52 | Dkr204.00 | x |
| 2015-12-31 | Dkr116.43 | Dkr204.00 | x |
| 2016-12-31 | Dkr124.39 | Dkr204.00 | x |
| 2017-12-31 | Dkr130.92 | Dkr204.00 | x |
| 2018-12-31 | Dkr139.08 | Dkr204.00 | x |
| 2019-12-31 | Dkr147.66 | Dkr204.00 | x |
| 2020-12-31 | Dkr152.13 | Dkr204.00 | x |
| 2021-12-31 | Dkr158.66 | Dkr204.00 | x |
| 2022-12-31 | Dkr160.38 | Dkr204.00 | x |
| 2023-12-31 | Dkr179.35 | Dkr204.00 | x |
| 2024-12-31 | Dkr188.77 | Dkr204.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Fynske Bank A/S utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.67%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 21.25%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 6.85x
- Recent ROE (8.67%) is above the historical average (6.87%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 11.44% | 30.05% | 0.07x | 5.37x | Dkr5.24 Million |
| 2005 | 11.66% | 33.62% | 0.07x | 5.15x | Dkr6.88 Million |
| 2006 | 13.54% | 37.62% | 0.07x | 5.16x | Dkr16.41 Million |
| 2007 | 11.26% | 28.71% | 0.08x | 5.22x | Dkr6.28 Million |
| 2008 | 7.68% | 15.29% | 0.08x | 5.97x | Dkr-10.69 Million |
| 2009 | 4.30% | 9.13% | 0.08x | 6.28x | Dkr-28.00 Million |
| 2010 | 5.29% | 14.32% | 0.07x | 5.67x | Dkr-26.35 Million |
| 2011 | 3.73% | 10.82% | 0.06x | 5.54x | Dkr-35.74 Million |
| 2012 | 2.05% | 5.95% | 0.06x | 5.62x | Dkr-46.11 Million |
| 2013 | 1.87% | 8.02% | 0.03x | 6.68x | Dkr-64.90 Million |
| 2014 | 5.55% | 14.02% | 0.06x | 6.70x | Dkr-37.61 Million |
| 2015 | 4.26% | 11.42% | 0.06x | 6.69x | Dkr-49.81 Million |
| 2016 | 7.86% | 22.28% | 0.05x | 6.78x | Dkr-19.83 Million |
| 2017 | 7.62% | 25.29% | 0.04x | 6.71x | Dkr-23.29 Million |
| 2018 | 8.01% | 26.82% | 0.04x | 6.84x | Dkr-20.69 Million |
| 2019 | 6.87% | 24.52% | 0.04x | 6.79x | Dkr-34.66 Million |
| 2020 | 3.14% | 14.53% | 0.03x | 7.09x | Dkr-78.77 Million |
| 2021 | 5.35% | 23.86% | 0.03x | 6.93x | Dkr-55.91 Million |
| 2022 | 2.50% | 12.09% | 0.03x | 7.22x | Dkr-91.13 Million |
| 2023 | 11.57% | 30.39% | 0.06x | 6.58x | Dkr21.29 Million |
| 2024 | 8.67% | 21.25% | 0.06x | 6.85x | Dkr-19.08 Million |
Industry Comparison
This section compares Fynske Bank A/S's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $20,697,963,333
- Average return on equity (ROE) among peers: 6.41%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Fynske Bank A/S (FYNBK) | Dkr1.46 Billion | 11.44% | 5.84x | $241.94 Million |
| Danske Andelskassers Bank A/S (DAB) | $1.09 Billion | 3.64% | 5.62x | $507.78 Million |
| Danske Bank A/S (DANSKE) | $175.69 Billion | 13.45% | 20.15x | $45.05 Billion |
| Djurslands Bank (DJUR) | $565.10 Million | 14.74% | 8.60x | $496.15 Million |
| Groenlandsbanken AS (GRLA) | $648.72 Million | 10.37% | 4.62x | $364.70 Million |
| Hvidbjerg Bank (HVID) | $74.80 Million | 0.00% | 6.34x | $48.63 Million |
| Jyske Bank A/S (JYSK) | $6.66 Billion | 0.00% | 22.01x | $9.77 Billion |
| Kreditbanken A/S (KRE) | $391.01 Million | 2.72% | 4.85x | $257.90 Million |
| Laan & Spar Bank AS (LASP) | $695.78 Million | -0.13% | 11.55x | $741.06 Million |
| Lollands Bank (LOLB) | $474.42 Million | 12.93% | 5.85x | $154.78 Million |
About Fynske Bank A/S
Fynske Bank A/S provides banking products and services for private customers, and small and medium-sized businesses in Denmark. The company accepts deposits; and offers lending, guarantees, and securities and currency trading services, as well as advisory services for financing, pensions, investment, and real estate trading, etc. It also offers housing finance, mortgages, savings and insurance pr… Read more