CIG PANNONIA LIFE INSURA. (0CKA) - Net Assets
Based on the latest financial reports, CIG PANNONIA LIFE INSURA. (0CKA) has net assets worth €25.55 Billion EUR (≈ $29.87 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€192.94 Billion ≈ $225.56 Billion USD) and total liabilities (€167.39 Billion ≈ $195.69 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore total assets of CIG PANNONIA LIFE INSURA. for the complete picture of this company's asset base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €25.55 Billion |
| % of Total Assets | 13.24% |
| Annual Growth Rate | 5.92% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 13.88 |
CIG PANNONIA LIFE INSURA. - Net Assets Trend (2021–2025)
This chart illustrates how CIG PANNONIA LIFE INSURA.'s net assets have evolved over time, based on quarterly financial data. Check tangible equity quality of CIG PANNONIA LIFE INSURA. to evaluate the tangible quality of the company's equity base.
Annual Net Assets for CIG PANNONIA LIFE INSURA. (2021–2025)
The table below shows the annual net assets of CIG PANNONIA LIFE INSURA. from 2021 to 2025. For live valuation and market cap data, see 0CKA market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €25.55 Billion ≈ $29.87 Billion |
+16.72% |
| 2024-12-31 | €21.89 Billion ≈ $25.59 Billion |
-5.91% |
| 2023-12-31 | €23.26 Billion ≈ $27.20 Billion |
+24.14% |
| 2022-12-31 | €18.74 Billion ≈ $21.91 Billion |
-7.67% |
| 2021-12-31 | €20.30 Billion ≈ $23.73 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to CIG PANNONIA LIFE INSURA.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 12.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €21.32 Billion | 83.46% |
| Other Components | €4.22 Billion | 16.54% |
| Total Equity | €25.55 Billion | 100.00% |
CIG PANNONIA LIFE INSURA. Competitors by Market Cap
The table below lists competitors of CIG PANNONIA LIFE INSURA. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Betamek Bhd
KLSE:0263
|
$74.04 Million |
|
Ispire Technology Inc. Common Stock
NASDAQ:ISPR
|
$74.05 Million |
|
Cemas Dokum Sanayi AS
IS:CEMAS
|
$74.05 Million |
|
Chin Hung Int'
KO:002780
|
$74.11 Million |
|
Taekyung BK Co Ltd
KO:014580
|
$74.02 Million |
|
Dilli Illustrate Inc
KQ:131180
|
$73.99 Million |
|
IDREAMSKY TE+H. DL-0001
F:08IA
|
$73.97 Million |
|
Medicalg
WAR:MDG
|
$73.96 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in CIG PANNONIA LIFE INSURA.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 21,890,000,000 to 25,550,000,000, a change of 3,660,000,000 (16.7%).
- Net income of 3,958,000,000 contributed positively to equity growth.
- Other factors decreased equity by 298,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €3.96 Billion | +15.49% |
| Other Changes | €-298.00 Million | -1.17% |
| Total Change | €- | 16.72% |
Book Value vs Market Value Analysis
This analysis compares CIG PANNONIA LIFE INSURA.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-12-31 | €216.03 | €0.79 | x |
| 2022-12-31 | €199.45 | €0.79 | x |
| 2023-12-31 | €247.61 | €0.79 | x |
| 2024-12-31 | €232.99 | €0.79 | x |
| 2025-12-31 | €271.94 | €0.79 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently CIG PANNONIA LIFE INSURA. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.49%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12.35%
- • Asset Turnover: 0.17x
- • Equity Multiplier: 7.55x
- Recent ROE (15.49%) is above the historical average (9.44%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2021 | 8.25% | 4.81% | 0.28x | 6.16x | €-354.63 Million |
| 2022 | 8.19% | 29.21% | 0.04x | 6.65x | €-339.10 Million |
| 2023 | 12.35% | 17.35% | 0.11x | 6.20x | €547.60 Million |
| 2024 | 2.90% | 1.28% | 0.27x | 8.39x | €-1.55 Billion |
| 2025 | 15.49% | 12.35% | 0.17x | 7.55x | €1.40 Billion |
Industry Comparison
This section compares CIG PANNONIA LIFE INSURA.'s net assets metrics with peer companies in the Insurance - Life industry.
Industry Context
- Industry: Insurance - Life
- Average net assets among peers: $264,279,500,000
- Average return on equity (ROE) among peers: 10.05%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| CIG PANNONIA LIFE INSURA. (0CKA) | €25.55 Billion | 8.25% | 6.55x | $74.04 Million |
| China Pacific Insurance (Group) Co. Ltd (75C) | $141.12 Billion | 10.39% | 7.30x | $10.51 Billion |
| CHINA PAC.IN.GR.GDR/5 YC1 (75CB) | $232.41 Billion | 11.55% | 7.37x | $31.05 Billion |
| China Life Insurance Company Limited (CHL) | $486.66 Billion | 10.46% | 9.05x | $26.27 Billion |
| DISCOVERY LTD(UNSP.ADR)/3 (D3H0) | $40.82 Billion | 13.42% | 4.68x | $8.48 Billion |
| HANSARD GLOBAL PLC LS-50 (H9G) | $16.50 Million | 10.91% | 80.81x | $81.93 Million |
| SANLAM LTD RC-01 ADR/2 (LA6S) | $96.53 Billion | 9.81% | 9.88x | $10.98 Billion |
| New China Life Insurance Company Ltd (NCL) | $59.12 Billion | 8.36% | 10.83x | $6.41 Billion |
| Prudential plc (PRU2) | $17.13 Billion | 5.83% | 8.69x | $29.96 Billion |
| Ping An Insurance (Group) Company of China Ltd (PZX) | $1.30 Trillion | 9.70% | 8.93x | $54.96 Billion |
About CIG PANNONIA LIFE INSURA.
CIG Pannónia Életbiztosító Nyrt., together with its subsidiaries, provides life and non-life insurance products in Romania and Slovakia. The company offers life insurance products, including unit-linked policies; term life, whole-life, endowment life, term-fix endowment life, and traditional pension insurance policies; waiver of premium rider in case of death; group life- and accident, and credit… Read more