WOORI FIN. GRP SP.ADR/3 (2WGA) - Net Assets
Based on the latest financial reports, WOORI FIN. GRP SP.ADR/3 (2WGA) has net assets worth €37.86 Trillion EUR (≈ $44.26 Trillion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€601.46 Trillion ≈ $703.17 Trillion USD) and total liabilities (€563.60 Trillion ≈ $658.91 Trillion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Explore WOORI FIN. GRP SP.ADR/3 (2WGA) cash conversion ratio to assess how effectively this company generates cash.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €37.86 Trillion |
| % of Total Assets | 6.29% |
| Annual Growth Rate | 7.07% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 1.76 |
WOORI FIN. GRP SP.ADR/3 - Net Assets Trend (2021–2025)
This chart illustrates how WOORI FIN. GRP SP.ADR/3's net assets have evolved over time, based on quarterly financial data. Explore how much of WOORI FIN. GRP SP.ADR/3's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Annual Net Assets for WOORI FIN. GRP SP.ADR/3 (2021–2025)
The table below shows the annual net assets of WOORI FIN. GRP SP.ADR/3 from 2021 to 2025. For live valuation and market cap data, see market value of WOORI FIN. GRP SP.ADR/3.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €37.86 Trillion ≈ $44.26 Trillion |
+5.47% |
| 2024-12-31 | €35.90 Trillion ≈ $41.97 Trillion |
+7.48% |
| 2023-12-31 | €33.40 Trillion ≈ $39.05 Trillion |
+5.60% |
| 2022-12-31 | €31.63 Trillion ≈ $36.98 Trillion |
+9.80% |
| 2021-12-31 | €28.81 Trillion ≈ $33.68 Trillion |
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Equity Component Analysis
This analysis shows how different components contribute to WOORI FIN. GRP SP.ADR/3's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 34.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €28.79 Trillion | 79.93% |
| Other Components | €7.23 Trillion | 20.07% |
| Total Equity | €36.02 Trillion | 100.00% |
WOORI FIN. GRP SP.ADR/3 Competitors by Market Cap
The table below lists competitors of WOORI FIN. GRP SP.ADR/3 ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Webster Financial Corporation
NYSE:WBS
|
$11.06 Billion |
|
Leonardo DRS, Inc. Common Stock
NASDAQ:DRS
|
$11.07 Billion |
|
Industrial Bank Of Korea
KO:024110
|
$11.08 Billion |
|
Swiss Prime Site AG
SW:SPSN
|
$11.08 Billion |
|
CSPC PHARMACEUT.GR. ADR4
F:CVGU
|
$11.04 Billion |
|
YANGTZE OPT.FIB.AND CAB.H
F:1YO
|
$11.04 Billion |
|
REXEL S.A. ADR EO 5
F:E7V0
|
$11.02 Billion |
|
Avidity Biosciences, Inc
NASDAQ:RNAM
|
$11.02 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in WOORI FIN. GRP SP.ADR/3's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 34,096,836,000,000 to 36,017,339,000,000, a change of 1,920,503,000,000 (5.6%).
- Net income of 3,124,346,000,000 contributed positively to equity growth.
- Dividend payments of 927,296,000,000 reduced retained earnings.
- Share repurchases of 150,000,000,000 reduced equity.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €3.12 Trillion | +8.67% |
| Dividends Paid | €927.30 Billion | -2.57% |
| Share Repurchases | €150.00 Billion | -0.42% |
| Other Changes | €-126.55 Billion | -0.35% |
| Total Change | €- | 5.63% |
Book Value vs Market Value Analysis
This analysis compares WOORI FIN. GRP SP.ADR/3's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-12-31 | €35432.51 | €59.50 | x |
| 2022-12-31 | €39523.49 | €59.50 | x |
| 2023-12-31 | €42305.88 | €59.50 | x |
| 2024-12-31 | €45919.34 | €59.50 | x |
| 2025-12-31 | €49271.73 | €59.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently WOORI FIN. GRP SP.ADR/3 utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.67%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 23.51%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 16.70x
- Recent ROE (8.67%) is below the historical average (9.32%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2021 | 9.86% | 26.49% | 0.02x | 17.33x | €-36.85 Billion |
| 2022 | 11.08% | 27.89% | 0.02x | 16.71x | €310.58 Billion |
| 2023 | 7.91% | 21.24% | 0.02x | 15.73x | €-660.39 Billion |
| 2024 | 9.05% | 24.45% | 0.02x | 15.42x | €-323.69 Billion |
| 2025 | 8.67% | 23.51% | 0.02x | 16.70x | €-477.39 Billion |
Industry Comparison
This section compares WOORI FIN. GRP SP.ADR/3's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $1,312,417,140,222
- Average return on equity (ROE) among peers: 10.82%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| WOORI FIN. GRP SP.ADR/3 (2WGA) | €37.86 Trillion | 9.86% | 14.89x | $11.06 Billion |
| Grupo Supervielle S.A (189A) | $35.68 Billion | 9.81% | 5.99x | $590.94 Million |
| Bank of Zhengzhou Co. Ltd (3BZ) | $56.85 Billion | 3.33% | 12.08x | $243.30 Million |
| Manx Financial Group PLC (3IM) | $37.31 Million | 21.71% | 12.34x | $36.64 Million |
| Postal Savings Bank of China Co Ltd (3YB) | $475.31 Billion | 11.01% | 19.02x | $13.01 Billion |
| PO.S.B.O. UNSP.ADRS/20YC1 (3YB0) | $825.81 Billion | 10.32% | 16.03x | $13.93 Billion |
| TISCO Financial Group Public Company Limited (47TA) | $37.83 Billion | 18.55% | 7.00x | $2.34 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $30.48 Billion | 7.50% | 11.26x | $1.28 Billion |
| Harbin Bank Co. Ltd (5H6) | $47.49 Billion | 11.68% | 11.96x | $123.72 Million |
| JAPAN POST BK UNSP.ADR/1 (5JP0) | $10.30 Trillion | 3.45% | 21.61x | $53.42 Billion |
About WOORI FIN. GRP SP.ADR/3
Woori Financial Group Inc., together with its subsidiaries, operates as a commercial bank which provides various financial services to individual, business, and institutional customers in Korea. The company operates through Banking, Credit Card, Capital, Investment Securities, and Others segments. It offers savings, demand, and installment deposits; time deposits, certificates of deposit, and rep… Read more