Manx Financial Group PLC
Manx Financial Group PLC, through its subsidiaries, provides asset and personal finance, investing, foreign exchange brokerage, and wealth management services in the Isle of Man, the United Kingdom, and the Channel Islands. The company offers various financial products and services, such as savings accounts, asset financing, personal loans, block discounting, and other specialist secured credit f… Read more
Manx Financial Group PLC (3IM) - Net Assets
Latest net assets as of June 2025: €41.20 Million EUR
Based on the latest financial reports, Manx Financial Group PLC (3IM) has net assets worth €41.20 Million EUR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€507.31 Million) and total liabilities (€466.11 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €41.20 Million |
| % of Total Assets | 8.12% |
| Annual Growth Rate | 14.35% |
| 5-Year Change | 66.32% |
| 10-Year Change | 207.18% |
| Growth Volatility | 8.54 |
Manx Financial Group PLC - Net Assets Trend (2013–2024)
This chart illustrates how Manx Financial Group PLC's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Manx Financial Group PLC (2013–2024)
The table below shows the annual net assets of Manx Financial Group PLC from 2013 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €37.31 Million | +3.69% |
| 2023-12-31 | €35.98 Million | +20.87% |
| 2022-12-31 | €29.77 Million | +19.15% |
| 2021-12-31 | €24.98 Million | +11.37% |
| 2020-12-31 | €22.43 Million | +0.52% |
| 2019-12-31 | €22.32 Million | +13.16% |
| 2018-12-31 | €19.72 Million | +13.12% |
| 2017-12-31 | €17.44 Million | +32.39% |
| 2016-12-31 | €13.17 Million | +8.42% |
| 2015-12-31 | €12.15 Million | +21.71% |
| 2014-12-31 | €9.98 Million | +16.94% |
| 2013-12-31 | €8.53 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Manx Financial Group PLC's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2803100000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €17.63 Million | 47.32% |
| Other Components | €19.63 Million | 52.68% |
| Total Equity | €37.26 Million | 100.00% |
Manx Financial Group PLC Competitors by Market Cap
The table below lists competitors of Manx Financial Group PLC ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Nuriplan Co. Ltd
KQ:069140
|
$13.98 Million |
|
PesoRama Inc.
PINK:PSSOF
|
$13.98 Million |
|
Compañía Minera Autlán S.A.B. de C.V
MX:AUTLANB
|
$13.99 Million |
|
Green Tech Ventures PCL
BK:GTV
|
$13.99 Million |
|
Pangaea Oncology S.A.
MC:PANG
|
$13.97 Million |
|
Kyoritsu Electric Corporation
MU:KYO
|
$13.96 Million |
|
PlumbFast Co. Ltd
KQ:035200
|
$13.96 Million |
|
Chemfab Alkalis Limited
NSE:CHEMFAB
|
$13.96 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Manx Financial Group PLC's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 34,943,000 to 37,258,000, a change of 2,315,000 (6.6%).
- Net income of 8,102,000 contributed positively to equity growth.
- Dividend payments of 337,000 reduced retained earnings.
- New share issuances of 49,000 increased equity.
- Other factors decreased equity by 5,499,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €8.10 Million | +21.75% |
| Dividends Paid | €337.00K | -0.9% |
| Share Issuances | €49.00K | +0.13% |
| Other Changes | €-5.50 Million | -14.76% |
| Total Change | €- | 6.63% |
Book Value vs Market Value Analysis
This analysis compares Manx Financial Group PLC's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.82x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.92x to 0.82x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €0.13 | €0.26 | x |
| 2018-12-31 | €0.15 | €0.26 | x |
| 2019-12-31 | €0.17 | €0.26 | x |
| 2020-12-31 | €0.20 | €0.26 | x |
| 2021-12-31 | €0.22 | €0.26 | x |
| 2022-12-31 | €0.26 | €0.26 | x |
| 2023-12-31 | €0.30 | €0.26 | x |
| 2024-12-31 | €0.31 | €0.26 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Manx Financial Group PLC utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 21.75%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 23.55%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 13.36x
- Recent ROE (21.75%) is above the historical average (13.84%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 12.74% | 16.58% | 0.07x | 10.98x | €233.60K |
| 2014 | 15.92% | 20.37% | 0.07x | 11.97x | €591.00K |
| 2015 | 17.30% | 24.71% | 0.07x | 10.70x | €887.30K |
| 2016 | 9.88% | 14.06% | 0.06x | 11.59x | €-16.00K |
| 2017 | 14.38% | 21.38% | 0.07x | 9.93x | €764.40K |
| 2018 | 12.51% | 18.59% | 0.07x | 9.98x | €494.70K |
| 2019 | 11.98% | 15.84% | 0.07x | 11.33x | €441.10K |
| 2020 | 8.66% | 11.86% | 0.06x | 11.99x | €-300.10K |
| 2021 | 11.20% | 14.23% | 0.06x | 12.39x | €300.10K |
| 2022 | 14.64% | 16.55% | 0.07x | 12.82x | €1.37 Million |
| 2023 | 15.13% | 16.80% | 0.07x | 13.76x | €1.79 Million |
| 2024 | 21.75% | 23.55% | 0.07x | 13.36x | €4.38 Million |
Industry Comparison
This section compares Manx Financial Group PLC's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $2,390,214,238,444
- Average return on equity (ROE) among peers: 2.87%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Manx Financial Group PLC (3IM) | €41.20 Million | 12.74% | 11.31x | $13.98 Million |
| PT Bank Sinarmas Tbk (08S) | $6.07 Trillion | 0.11% | 5.02x | $303.68 Million |
| Seven Bank Ltd (0S7) | $275.85 Billion | 11.59% | 5.23x | $648.12 Million |
| Aktia Pankki Oyj (2A41) | $666.83 Million | 6.39% | 14.86x | $486.03 Million |
| TowneBank (3T8) | $1.14 Billion | 7.67% | 6.46x | $2.10 Billion |
| TISCO Financial Group PCL (47T) | $42.45 Billion | 17.20% | 5.85x | $2.09 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $44.90 Billion | 9.50% | 14.37x | $867.69 Million |
| Fukuoka Financial Group Inc (4FK) | $853.06 Billion | 12.97% | 28.39x | $6.27 Billion |
| PT Bank KB Bukopin Tbk (5BB) | $14.11 Trillion | -42.76% | 4.97x | $15.54 Million |
| FIDEA Holdings Co. Ltd (5F9) | $109.23 Billion | 3.21% | 28.89x | $177.57 Million |