HARMONEY CORP. LTD (6DR) - Net Assets
Based on the latest financial reports, HARMONEY CORP. LTD (6DR) has net assets worth €34.48 Million EUR (≈ $40.31 Million USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€877.85 Million ≈ $1.03 Billion USD) and total liabilities (€843.37 Million ≈ $985.98 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. See HARMONEY CORP. LTD (6DR) balance sheet quality index to measure how much of total assets are equity-financed.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €34.48 Million |
| % of Total Assets | 3.93% |
| Annual Growth Rate | -17.15% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 11.08 |
HARMONEY CORP. LTD - Net Assets Trend (2022–2025)
This chart illustrates how HARMONEY CORP. LTD's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see market value of HARMONEY CORP. LTD.
Annual Net Assets for HARMONEY CORP. LTD (2022–2025)
The table below shows the annual net assets of HARMONEY CORP. LTD from 2022 to 2025. Also explore 6DR net asset momentum to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | €37.13 Million ≈ $43.41 Million |
-6.79% |
| 2024-06-30 | €39.84 Million ≈ $46.57 Million |
-31.90% |
| 2023-06-30 | €58.50 Million ≈ $68.39 Million |
-10.43% |
| 2022-06-30 | €65.31 Million ≈ $76.36 Million |
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Equity Component Analysis
This analysis shows how different components contribute to HARMONEY CORP. LTD's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 1685806256.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (June 2025)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | €130.57 Million | 351.65% |
| Total Equity | €37.13 Million | 100.00% |
HARMONEY CORP. LTD Competitors by Market Cap
The table below lists competitors of HARMONEY CORP. LTD ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Immutep Ltd
AU:IMM
|
$39.58 Million |
|
ENERGY S.P.A.
F:S2I
|
$39.58 Million |
|
Ta Jiang Co Ltd
TW:1453
|
$39.60 Million |
|
CORESTEM Inc
KQ:166480
|
$39.60 Million |
|
BG Staffing Inc
NYSE:BGSF
|
$39.55 Million |
|
Senheng New Retail Bhd
KLSE:5305
|
$39.54 Million |
|
Regal Holding Co Ltd
TW:4807
|
$39.54 Million |
|
AGRONOMICS LTD.LS-0000001
F:V77
|
$39.53 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in HARMONEY CORP. LTD's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 39,836,101 to 37,130,397, a change of -2,705,704 (-6.8%).
- Net income of 5,518,000 contributed positively to equity growth.
- Share repurchases of 127,000 reduced equity.
- Other factors decreased equity by 8,096,704.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €5.52 Million | +14.86% |
| Share Repurchases | €127.00K | -0.34% |
| Other Changes | €-8.10 Million | -21.81% |
| Total Change | €- | -6.79% |
Book Value vs Market Value Analysis
This analysis compares HARMONEY CORP. LTD's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.04x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 0.58x to 1.04x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2022-06-30 | €0.65 | €0.37 | x |
| 2023-06-30 | €0.58 | €0.37 | x |
| 2024-06-30 | €0.39 | €0.37 | x |
| 2025-06-30 | €0.36 | €0.37 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently HARMONEY CORP. LTD utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.86%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 4.19%
- • Asset Turnover: 0.14x
- • Equity Multiplier: 25.46x
- Recent ROE (14.86%) is above the historical average (-14.77%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2022 | -27.87% | -26.12% | 0.10x | 10.74x | €-24.73 Million |
| 2023 | -12.96% | -7.11% | 0.12x | 14.62x | €-13.43 Million |
| 2024 | -33.12% | -10.84% | 0.14x | 21.51x | €-17.18 Million |
| 2025 | 14.86% | 4.19% | 0.14x | 25.46x | €1.80 Million |
Industry Comparison
This section compares HARMONEY CORP. LTD's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $8,076,884,065
- Average return on equity (ROE) among peers: 4.85%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| HARMONEY CORP. LTD (6DR) | €34.48 Million | -27.87% | 24.46x | $39.55 Million |
| Yiren Digital Ltd (19YA) | $9.54 Billion | 16.58% | 0.36x | $86.37 Million |
| Qudian Inc (1QU) | $11.63 Billion | 6.09% | 0.17x | $227.51 Million |
| Yixin Group Limited (1YX) | $16.95 Billion | 7.07% | 2.21x | $912.52 Million |
| TRUFIN PLC (29U) | $32.45 Million | -21.79% | 0.56x | $112.33 Million |
| 51 CREDIT CARD DL-00001 (2JY) | $779.52 Million | -7.72% | 0.38x | $46.45 Million |
| CREDIT CORP. GROUP LTD. (2RC) | $740.64 Million | 13.60% | 0.32x | $490.08 Million |
| HANHUA FNCL HLDG CO.H YC1 (5HF) | $7.97 Billion | 0.15% | 0.44x | $11.63 Million |
| Genertec Universal Medical Group Company Limited (5UM) | $25.04 Billion | 8.82% | 2.37x | $1.00 Billion |
| PREMIA FINANCE O.N. (81U) | $2.89 Million | 20.84% | 0.56x | $2.32 Million |
About HARMONEY CORP. LTD
Harmoney Corp Limited, together with its subsidiaries, provides secured and unsecured personal loans through online in Australia and New Zealand. The company's personal loans are used for various purposes, including debt consolidation, home improvement, wedding, car, holiday, education, business, and medical expenses. It also operates Stellare, an investment platform. Harmoney Corp Limited was in… Read more