WATERDROP INC.ADS/10 CL.A (717) - Net Assets
Based on the latest financial reports, WATERDROP INC.ADS/10 CL.A (717) has net assets worth €5.07 Billion EUR (≈ $5.93 Billion USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€6.61 Billion ≈ $7.73 Billion USD) and total liabilities (€1.54 Billion ≈ $1.80 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check WATERDROP INC.ADS/10 CL.A (717) asset resilience to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €5.07 Billion |
| % of Total Assets | 76.7% |
| Annual Growth Rate | 7.04% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 9.19 |
WATERDROP INC.ADS/10 CL.A - Net Assets Trend (2021–2024)
This chart illustrates how WATERDROP INC.ADS/10 CL.A's net assets have evolved over time, based on quarterly financial data. Also explore WATERDROP INC.ADS/10 CL.A balance sheet assets for the complete picture of this company's asset base.
Annual Net Assets for WATERDROP INC.ADS/10 CL.A (2021–2024)
The table below shows the annual net assets of WATERDROP INC.ADS/10 CL.A from 2021 to 2024. For live valuation and market cap data, see 717 stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €4.87 Billion ≈ $5.70 Billion |
+4.17% |
| 2023-12-31 | €4.68 Billion ≈ $5.47 Billion |
-1.84% |
| 2022-12-31 | €4.77 Billion ≈ $5.57 Billion |
+19.95% |
| 2021-12-31 | €3.97 Billion ≈ $4.65 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to WATERDROP INC.ADS/10 CL.A's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 114018300000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | €6.99 Billion | 145.74% |
| Total Equity | €4.80 Billion | 100.00% |
WATERDROP INC.ADS/10 CL.A Competitors by Market Cap
The table below lists competitors of WATERDROP INC.ADS/10 CL.A ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Holcim Argentina SA
BA:HARG
|
$460.82 Million |
|
Electrovaya Inc.
TO:ELVA
|
$460.84 Million |
|
European Lithium Ltd
AU:EUR
|
$460.99 Million |
|
Dongbu Steel Co Ltd
KO:016380
|
$461.08 Million |
|
Guangzhou Devotion Therm Tech
SHE:300335
|
$460.69 Million |
|
Anzheng Fashion
SHG:603839
|
$460.55 Million |
|
Goldiam International Limited
NSE:GOLDIAM
|
$460.50 Million |
|
Quadient SA
PA:QDT
|
$460.50 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in WATERDROP INC.ADS/10 CL.A's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 4,585,694,000 to 4,797,435,000, a change of 211,741,000 (4.6%).
- Net income of 367,510,000 contributed positively to equity growth.
- Dividend payments of 158,671,000 reduced retained earnings.
- Share repurchases of 106,979,000 reduced equity.
- Other factors increased equity by 109,881,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €367.51 Million | +7.66% |
| Dividends Paid | €158.67 Million | -3.31% |
| Share Repurchases | €106.98 Million | -2.23% |
| Other Changes | €109.88 Million | +2.29% |
| Total Change | €- | 4.62% |
Book Value vs Market Value Analysis
This analysis compares WATERDROP INC.ADS/10 CL.A's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.06x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 1.39x to 1.06x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-12-31 | €1.01 | €1.40 | x |
| 2022-12-31 | €1.22 | €1.40 | x |
| 2023-12-31 | €1.24 | €1.40 | x |
| 2024-12-31 | €1.32 | €1.40 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently WATERDROP INC.ADS/10 CL.A utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.66%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 13.26%
- • Asset Turnover: 0.43x
- • Equity Multiplier: 1.35x
- Recent ROE (7.66%) is above the historical average (-3.89%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2021 | -39.62% | -49.10% | 0.61x | 1.32x | €-1.97 Billion |
| 2022 | 12.75% | 21.69% | 0.47x | 1.24x | €131.10 Million |
| 2023 | 3.65% | 6.36% | 0.43x | 1.34x | €-291.35 Million |
| 2024 | 7.66% | 13.26% | 0.43x | 1.35x | €-112.23 Million |
Industry Comparison
This section compares WATERDROP INC.ADS/10 CL.A's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $29,114,196,672
- Average return on equity (ROE) among peers: 9.99%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| WATERDROP INC.ADS/10 CL.A (717) | €5.07 Billion | -39.62% | 0.30x | $460.70 Million |
| NN GROUP NV UNSP.ADR/1 (2NN0) | $23.63 Billion | 13.87% | 9.64x | $19.09 Billion |
| Allianz SE VNA O.N. (ALV) | $52.85 Billion | 11.35% | 12.46x | $140.11 Billion |
| ALLIANZ SE UNSP.ADR 1/10 (ALVE) | $58.73 Billion | 10.93% | 14.93x | $141.45 Billion |
| ASS.GENERALI ADR 1/2/EO 1 (ASG0) | $31.29 Billion | 11.98% | 15.26x | $54.86 Billion |
| AXA SA (AXAA) | $78.28 Billion | 6.42% | 9.73x | $81.82 Billion |
| MAPFRE S.A.ADR 2 / EO-10 (CMA) | $10.51 Billion | 10.77% | 4.57x | $12.03 Billion |
| NÜRNBERGER Beteiligungs-AG (NBG6) | $932.76 Million | 6.75% | 37.45x | $1.38 Billion |
| RheinLand Holding AG (RLV) | $157.22 Million | 5.29% | 9.48x | $115.20 Million |
| Arch Capital Group Ltd (RSK) | $5.65 Billion | 12.57% | 2.46x | $29.77 Billion |
About WATERDROP INC.ADS/10 CL.A
Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company offers short-term and long-term health and life insurance products and services. It also operates a medical crowdfunding platform; and E-Find, a clinical trial patient re… Read more