BANK OF JIUJIANG H YC1 (BJ8) - Net Assets
Based on the latest financial reports, BANK OF JIUJIANG H YC1 (BJ8) has net assets worth €48.62 Billion EUR (≈ $56.85 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€523.43 Billion ≈ $611.95 Billion USD) and total liabilities (€474.81 Billion ≈ $555.10 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check BJ8 PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €48.62 Billion |
| % of Total Assets | 9.29% |
| Annual Growth Rate | 8.25% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 5.08 |
BANK OF JIUJIANG H YC1 - Net Assets Trend (2021–2025)
This chart illustrates how BANK OF JIUJIANG H YC1's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see market value of BANK OF JIUJIANG H YC1.
Annual Net Assets for BANK OF JIUJIANG H YC1 (2021–2025)
The table below shows the annual net assets of BANK OF JIUJIANG H YC1 from 2021 to 2025. Also explore BANK OF JIUJIANG H YC1 (BJ8) net asset momentum to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €48.62 Billion ≈ $56.85 Billion |
+14.32% |
| 2024-12-31 | €42.53 Billion ≈ $49.73 Billion |
+3.85% |
| 2023-12-31 | €40.96 Billion ≈ $47.88 Billion |
+12.47% |
| 2022-12-31 | €36.42 Billion ≈ $42.57 Billion |
+2.83% |
| 2021-12-31 | €35.41 Billion ≈ $41.40 Billion |
-- |
Equity Component Analysis
This analysis shows how different components contribute to BANK OF JIUJIANG H YC1's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 799475400000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €7.99 Billion | 16.67% |
| Other Components | €39.98 Billion | 83.33% |
| Total Equity | €47.97 Billion | 100.00% |
BANK OF JIUJIANG H YC1 Competitors by Market Cap
The table below lists competitors of BANK OF JIUJIANG H YC1 ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Indonesia Prima Property Tbk
JK:OMRE
|
$172.58 Million |
|
Bank Ganesha Tbk PT
JK:BGTG
|
$172.77 Million |
|
Gia Lai Electricity JSC
VN:GEG
|
$172.89 Million |
|
Metsa Board Oyj A
HE:METSA
|
$172.95 Million |
|
Open Lending Corp
NASDAQ:LPRO
|
$172.56 Million |
|
Syrah Resources Ltd
AU:SYR
|
$172.51 Million |
|
HansBiomed Corporation
KQ:042520
|
$172.50 Million |
|
Digital Asset Acquisition Corp.
NASDAQ:DAAQ
|
$172.50 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in BANK OF JIUJIANG H YC1's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 41,747,120,000 to 47,970,249,000, a change of 6,223,129,000 (14.9%).
- Net income of 827,523,000 contributed positively to equity growth.
- Dividend payments of 167,102,000 reduced retained earnings.
- Other factors increased equity by 5,562,708,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €827.52 Million | +1.73% |
| Dividends Paid | €167.10 Million | -0.35% |
| Other Changes | €5.56 Billion | +11.6% |
| Total Change | €- | 14.91% |
Book Value vs Market Value Analysis
This analysis compares BANK OF JIUJIANG H YC1's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.02x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-12-31 | €14.41 | €0.31 | x |
| 2022-12-31 | €14.80 | €0.31 | x |
| 2023-12-31 | €14.10 | €0.31 | x |
| 2024-12-31 | €14.66 | €0.31 | x |
| 2025-12-31 | €16.85 | €0.31 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently BANK OF JIUJIANG H YC1 utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 1.73%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 8.29%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 10.91x
- Recent ROE (1.73%) is below the historical average (2.97%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2021 | 4.98% | 20.26% | 0.02x | 13.31x | €-1.74 Billion |
| 2022 | 4.53% | 15.90% | 0.02x | 13.46x | €-1.95 Billion |
| 2023 | 1.80% | 7.98% | 0.02x | 12.55x | €-3.29 Billion |
| 2024 | 1.78% | 7.79% | 0.02x | 12.37x | €-3.43 Billion |
| 2025 | 1.73% | 8.29% | 0.02x | 10.91x | €-3.97 Billion |
Industry Comparison
This section compares BANK OF JIUJIANG H YC1's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $4,507,074,371,100
- Average return on equity (ROE) among peers: 6.49%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| BANK OF JIUJIANG H YC1 (BJ8) | €48.62 Billion | 4.98% | 9.77x | $172.57 Million |
| Grupo Supervielle S.A (189A) | $23.44 Billion | -9.18% | 5.34x | $590.94 Million |
| WOORI FIN. GRP SP.ADR/3 (2WGA) | $33.40 Trillion | 7.50% | 13.91x | $11.06 Billion |
| Bank of Zhengzhou Co. Ltd (3BZ) | $56.85 Billion | 3.33% | 12.08x | $219.68 Million |
| Manx Financial Group PLC (3IM) | $22.32 Million | 11.98% | 10.33x | $30.82 Million |
| Postal Savings Bank of China Co Ltd (3YB) | $956.62 Billion | 9.02% | 15.44x | $13.39 Billion |
| PO.S.B.O. UNSP.ADRS/20YC1 (3YB0) | $825.81 Billion | 10.32% | 16.03x | $13.93 Billion |
| TISCO Financial Group Public Company Limited (47TA) | $42.79 Billion | 16.88% | 5.20x | $2.34 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $50.25 Billion | 10.32% | 15.22x | $1.53 Billion |
| Harbin Bank Co. Ltd (5H6) | $65.60 Billion | 1.40% | 12.97x | $116.65 Million |
| JAPAN POST BK UNSP.ADR/1 (5JP0) | $9.65 Trillion | 3.37% | 22.79x | $53.42 Billion |
About BANK OF JIUJIANG H YC1
Bank of Jiujiang Co., Ltd. provides various banking products and services for individual customers, corporations, government agencies, and financial institutions in the People's Republic of China. It operates through Corporate Banking, Retail Banking, and Financial Market Business segments. The company offers corporate and personal loans, trade financing, depositing sproducts, granting short-term… Read more