China Construction Bank Corporation (C6T) - Net Assets
Based on the latest financial reports, China Construction Bank Corporation (C6T) has net assets worth €3.69 Trillion EUR as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€45.63 Trillion) and total liabilities (€41.95 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €3.69 Trillion |
| % of Total Assets | 8.08% |
| Annual Growth Rate | 10.82% |
| 5-Year Change | 41.01% |
| 10-Year Change | 131.88% |
| Growth Volatility | 3.01 |
China Construction Bank Corporation - Net Assets Trend (2013–2025)
This chart illustrates how China Construction Bank Corporation's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for China Construction Bank Corporation (2013–2025)
The table below shows the annual net assets of China Construction Bank Corporation from 2013 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €3.69 Trillion | +10.23% |
| 2024-12-31 | €3.34 Trillion | +5.42% |
| 2023-12-31 | €3.17 Trillion | +10.19% |
| 2022-12-31 | €2.88 Trillion | +10.12% |
| 2021-12-31 | €2.61 Trillion | +9.41% |
| 2020-12-31 | €2.39 Trillion | +6.90% |
| 2019-12-31 | €2.24 Trillion | +12.23% |
| 2018-12-31 | €1.99 Trillion | +10.90% |
| 2017-12-31 | €1.80 Trillion | +12.97% |
| 2016-12-31 | €1.59 Trillion | +10.00% |
| 2015-12-31 | €1.45 Trillion | +15.44% |
| 2014-12-31 | €1.25 Trillion | +16.52% |
| 2013-12-31 | €1.07 Trillion | -- |
Equity Component Analysis
This analysis shows how different components contribute to China Construction Bank Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 173.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €1.93 Trillion | 52.69% |
| Other Components | €1.73 Trillion | 47.31% |
| Total Equity | €3.66 Trillion | 100.00% |
China Construction Bank Corporation Competitors by Market Cap
The table below lists competitors of China Construction Bank Corporation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Novartis AG
SW:NOVN
|
$241.30 Billion |
|
Westpac Banking Corporation
AU:WBCPI
|
$243.39 Billion |
|
Philip Morris International Inc
NYSE:PM
|
$245.63 Billion |
|
RTX Corporation
NEO:RTX
|
$251.49 Billion |
|
Royal Bank of Canada
NYSE:RY
|
$238.45 Billion |
|
Goldman Sachs Group Inc
NYSE:GS
|
$236.20 Billion |
|
Intel Corporation
NASDAQ:INTC
|
$233.72 Billion |
|
International Business Machines
NYSE:IBM
|
$232.33 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in China Construction Bank Corporation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 3,322,127,000,000 to 3,663,411,000,000, a change of 341,284,000,000 (10.3%).
- Net income of 338,906,000,000 contributed positively to equity growth.
- Dividend payments of 139,274,000,000 reduced retained earnings.
- Other factors increased equity by 141,652,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €338.91 Billion | +9.25% |
| Dividends Paid | €139.27 Billion | -3.8% |
| Other Changes | €141.65 Billion | +3.87% |
| Total Change | €- | 10.27% |
Book Value vs Market Value Analysis
This analysis compares China Construction Bank Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.07x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €7.12 | €0.95 | x |
| 2018-12-31 | €7.91 | €0.95 | x |
| 2019-12-31 | €8.86 | €0.95 | x |
| 2020-12-31 | €9.46 | €0.95 | x |
| 2021-12-31 | €10.35 | €0.95 | x |
| 2022-12-31 | €11.43 | €0.95 | x |
| 2023-12-31 | €12.60 | €0.95 | x |
| 2024-12-31 | €13.29 | €0.95 | x |
| 2025-12-31 | €14.00 | €0.95 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently China Construction Bank Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.25%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 44.55%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 12.46x
- Recent ROE (9.25%) is below the historical average (13.25%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 20.14% | 45.81% | 0.03x | 14.41x | €108.06 Billion |
| 2014 | 18.35% | 45.87% | 0.03x | 13.49x | €103.68 Billion |
| 2015 | 16.13% | 46.08% | 0.03x | 12.97x | €86.71 Billion |
| 2016 | 14.68% | 38.26% | 0.03x | 13.30x | €73.81 Billion |
| 2017 | 13.61% | 38.98% | 0.03x | 12.43x | €64.29 Billion |
| 2018 | 12.88% | 38.66% | 0.03x | 11.75x | €57.01 Billion |
| 2019 | 12.04% | 37.81% | 0.03x | 11.48x | €45.11 Billion |
| 2020 | 11.46% | 35.90% | 0.03x | 11.90x | €34.57 Billion |
| 2021 | 11.69% | 36.77% | 0.03x | 11.69x | €43.69 Billion |
| 2022 | 11.34% | 39.43% | 0.02x | 12.11x | €38.19 Billion |
| 2023 | 10.56% | 43.28% | 0.02x | 12.17x | €17.64 Billion |
| 2024 | 10.10% | 44.96% | 0.02x | 12.21x | €3.36 Billion |
| 2025 | 9.25% | 44.55% | 0.02x | 12.46x | €-27.44 Billion |
Industry Comparison
This section compares China Construction Bank Corporation's net assets metrics with peer companies in the Banks - Diversified industry.
Industry Context
- Industry: Banks - Diversified
- Average net assets among peers: $1,727,937,610,175
- Average return on equity (ROE) among peers: 7.91%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| China Construction Bank Corporation (C6T) | €3.69 Trillion | 20.14% | 11.38x | $239.50 Billion |
| VP Bank AG (3VFN) | $994.18 Million | 6.62% | 11.85x | $571.19 Million |
| THE BK N.T.BUTTERF.+S.NEW (4IK) | $977.49 Million | 0.00% | 14.69x | $1.96 Billion |
| Barclays PLC (BCY2) | $63.78 Billion | 2.19% | 16.77x | $68.42 Billion |
| Bank of Communications Co. Ltd (C4C) | $878.63 Billion | 8.91% | 11.18x | $31.07 Billion |
| FirstRand Limited (FSRA) | $108.06 Billion | 21.20% | 9.64x | $27.55 Billion |
| Mitsubishi UFJ Financial Group Inc (MFZA) | $12.75 Trillion | 7.96% | 18.89x | $176.47 Billion |
| National Australia Bank Limited (NAL) | $19.22 Billion | 16.44% | 17.75x | $88.32 Billion |
| ProCredit Holding AG & Co KGaA (PCZ) | $388.34 Million | 0.00% | 11.74x | $459.41 Million |
About China Construction Bank Corporation
China Construction Bank Corporation engages in the provision of various banking and related financial services to individuals and corporate customers in the People's Republic of China and internationally. It operates through Corporate Finance Business, Personal Finance Business, Treasury and Asset Management Business, and Others segments. The company offers corporate and personal loans; trade fin… Read more