China Construction Bank Corporation (C6T) - Net Assets

Latest as of March 2026: €3.77 Trillion EUR ≈ $4.41 Trillion USD

Based on the latest financial reports, China Construction Bank Corporation (C6T) has net assets worth €3.77 Trillion EUR (≈ $4.41 Trillion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€47.13 Trillion ≈ $55.10 Trillion USD) and total liabilities (€43.36 Trillion ≈ $50.70 Trillion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check China Construction Bank Corporation tangible book value ratio to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	€3.77 Trillion
% of Total Assets	8.0%
Annual Growth Rate	10.82%
5-Year Change	41.01%
10-Year Change	131.88%
Growth Volatility	3.01

China Construction Bank Corporation - Net Assets Trend (2013–2025)

This chart illustrates how China Construction Bank Corporation's net assets have evolved over time, based on quarterly financial data. See China Construction Bank Corporation liquidity coverage in days to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for China Construction Bank Corporation (2013–2025)

The table below shows the annual net assets of China Construction Bank Corporation from 2013 to 2025. For live valuation and market cap data, see C6T company net worth.

Year	Net Assets	Change
2025-12-31	€3.69 Trillion ≈ $4.31 Trillion	+10.23%
2024-12-31	€3.34 Trillion ≈ $3.91 Trillion	+5.42%
2023-12-31	€3.17 Trillion ≈ $3.71 Trillion	+10.19%
2022-12-31	€2.88 Trillion ≈ $3.37 Trillion	+10.12%
2021-12-31	€2.61 Trillion ≈ $3.06 Trillion	+9.41%
2020-12-31	€2.39 Trillion ≈ $2.79 Trillion	+6.90%
2019-12-31	€2.24 Trillion ≈ $2.61 Trillion	+12.23%
2018-12-31	€1.99 Trillion ≈ $2.33 Trillion	+10.90%
2017-12-31	€1.80 Trillion ≈ $2.10 Trillion	+12.97%
2016-12-31	€1.59 Trillion ≈ $1.86 Trillion	+10.00%
2015-12-31	€1.45 Trillion ≈ $1.69 Trillion	+15.44%
2014-12-31	€1.25 Trillion ≈ $1.46 Trillion	+16.52%
2013-12-31	€1.07 Trillion ≈ $1.26 Trillion	--

Equity Component Analysis

This analysis shows how different components contribute to China Construction Bank Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 173.5% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	€1.93 Trillion	52.69%
Other Components	€1.73 Trillion	47.31%
Total Equity	€3.66 Trillion	100.00%

China Construction Bank Corporation Competitors by Market Cap

The table below lists competitors of China Construction Bank Corporation ranked by their market capitalization.

Company	Market Cap
Qualcomm Incorporated NASDAQ:QCOM	$250.36 Billion
Roche Holding AG SW:ROP	$250.86 Billion
AstraZeneca PLC F:ZEGA	$252.57 Billion
Toyota Motor Corporation ADR NYSE:TM	$255.57 Billion
Westpac Banking Corporation AU:WBCPI	$243.39 Billion
KLA Corporation NASDAQ:KLAC	$241.03 Billion
Shell PLC ADR NYSE:SHEL	$239.42 Billion
Goldman Sachs Group Inc NYSE:GS	$236.20 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in China Construction Bank Corporation's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 3,322,127,000,000 to 3,663,411,000,000, a change of 341,284,000,000 (10.3%).
Net income of 338,906,000,000 contributed positively to equity growth.
Dividend payments of 139,274,000,000 reduced retained earnings.
Other factors increased equity by 141,652,000,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	€338.91 Billion	+9.25%
Dividends Paid	€139.27 Billion	-3.8%
Other Changes	€141.65 Billion	+3.87%
Total Change	€-	10.27%

Book Value vs Market Value Analysis

This analysis compares China Construction Bank Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.07x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2017-12-31	€7.12	€0.93	x
2018-12-31	€7.91	€0.93	x
2019-12-31	€8.86	€0.93	x
2020-12-31	€9.46	€0.93	x
2021-12-31	€10.35	€0.93	x
2022-12-31	€11.43	€0.93	x
2023-12-31	€12.60	€0.93	x
2024-12-31	€13.29	€0.93	x
2025-12-31	€14.00	€0.93	x

Capital Efficiency Dashboard

This dashboard shows how efficiently China Construction Bank Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 9.25%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 44.55%
• Asset Turnover: 0.02x
• Equity Multiplier: 12.46x
Recent ROE (9.25%) is below the historical average (13.25%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2013	20.14%	45.81%	0.03x	14.41x	€108.06 Billion
2014	18.35%	45.87%	0.03x	13.49x	€103.68 Billion
2015	16.13%	46.08%	0.03x	12.97x	€86.71 Billion
2016	14.68%	38.26%	0.03x	13.30x	€73.81 Billion
2017	13.61%	38.98%	0.03x	12.43x	€64.29 Billion
2018	12.88%	38.66%	0.03x	11.75x	€57.01 Billion
2019	12.04%	37.81%	0.03x	11.48x	€45.11 Billion
2020	11.46%	35.90%	0.03x	11.90x	€34.57 Billion
2021	11.69%	36.77%	0.03x	11.69x	€43.69 Billion
2022	11.34%	39.43%	0.02x	12.11x	€38.19 Billion
2023	10.56%	43.28%	0.02x	12.17x	€17.64 Billion
2024	10.10%	44.96%	0.02x	12.21x	€3.36 Billion
2025	9.25%	44.55%	0.02x	12.46x	€-27.44 Billion

Industry Comparison

This section compares China Construction Bank Corporation's net assets metrics with peer companies in the Banks - Diversified industry.

Industry Context

Industry: Banks - Diversified
Average net assets among peers: $478,798,427,889
Average return on equity (ROE) among peers: 7.68%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
China Construction Bank Corporation (C6T)	€3.77 Trillion	20.14%	11.50x	$249.31 Billion
VP Bank AG (3VFN)	$1.11 Billion	3.99%	9.34x	$568.46 Million
THE BK N.T.BUTTERF.+S.NEW (4IK)	$977.49 Million	0.00%	14.69x	$1.96 Billion
ABN AMRO BK.UNSP.ADR/1 (AB2A)	$22.82 Billion	8.18%	15.64x	$23.71 Billion
Barclays PLC (BCY2)	$71.86 Billion	7.32%	19.56x	$66.81 Billion
BANC.DE.SA.A ADR2/EO-125 (BDS)	$13.88 Billion	9.60%	15.94x	$15.71 Billion
Banco Santander S.A (BSDK)	$97.05 Billion	8.37%	15.44x	$148.32 Billion
Bank of Communications Co. Ltd (C4C)	$1.16 Trillion	8.10%	11.89x	$32.76 Billion
CHINA CON.BANK ADR/20 YC1 (C6TB)	$2.88 Trillion	11.29%	11.03x	$235.44 Billion
Commonwealth Bank of Australia (CWW)	$69.65 Billion	12.31%	13.02x	$181.02 Billion

About China Construction Bank Corporation

F:C6T Germany Banks - Diversified

Market Cap

$261.43 Billion

€223.61 Billion EUR

Market Cap Rank

#74 Global

#6 in Germany

Share Price

€0.93

Change (1 day)

-0.70%

52-Week Range

€0.79 - €0.97

All Time High

€0.97