MAPFRE S.A.ADR 2 / EO-10 (CMA) - Net Assets
Based on the latest financial reports, MAPFRE S.A.ADR 2 / EO-10 (CMA) has net assets worth €10.51 Billion EUR (≈ $12.29 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€58.51 Billion ≈ $68.41 Billion USD) and total liabilities (€48.00 Billion ≈ $56.12 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how resilient are MAPFRE S.A.ADR 2 / EO-10's assets to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €10.51 Billion |
| % of Total Assets | 17.97% |
| Annual Growth Rate | 5.83% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 2.26 |
MAPFRE S.A.ADR 2 / EO-10 - Net Assets Trend (2022–2025)
This chart illustrates how MAPFRE S.A.ADR 2 / EO-10's net assets have evolved over time, based on quarterly financial data. Also explore MAPFRE S.A.ADR 2 / EO-10 asset portfolio for the complete picture of this company's asset base.
Annual Net Assets for MAPFRE S.A.ADR 2 / EO-10 (2022–2025)
The table below shows the annual net assets of MAPFRE S.A.ADR 2 / EO-10 from 2022 to 2025. For live valuation and market cap data, see MAPFRE S.A.ADR 2 / EO-10 (CMA) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €10.51 Billion ≈ $12.29 Billion |
+5.30% |
| 2024-12-31 | €9.99 Billion ≈ $11.67 Billion |
+3.41% |
| 2023-12-31 | €9.66 Billion ≈ $11.29 Billion |
+8.87% |
| 2022-12-31 | €8.87 Billion ≈ $10.37 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to MAPFRE S.A.ADR 2 / EO-10's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 101.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €1.13 Billion | 12.04% |
| Other Components | €8.28 Billion | 87.96% |
| Total Equity | €9.41 Billion | 100.00% |
MAPFRE S.A.ADR 2 / EO-10 Competitors by Market Cap
The table below lists competitors of MAPFRE S.A.ADR 2 / EO-10 ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Pinterest Inc
NYSE:PINS
|
$12.05 Billion |
|
James Hardie Industries Plc
AU:JHX
|
$12.06 Billion |
|
PICC Property and Casualty Company Limited
F:PJC
|
$12.06 Billion |
|
Bureau Veritas SA
PA:BVI
|
$12.07 Billion |
|
Fresenius Medical Care AG & Co. KGaA
XETRA:FME
|
$12.02 Billion |
|
Saputo Inc
TO:SAP
|
$12.01 Billion |
|
Guidewire Software Inc
NYSE:GWRE
|
$12.01 Billion |
|
Embraer SA ADR
NYSE:ERJ
|
$12.00 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in MAPFRE S.A.ADR 2 / EO-10's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 8,888,700,000 to 9,409,900,000, a change of 521,200,000 (5.9%).
- Net income of 1,132,600,000 contributed positively to equity growth.
- Dividend payments of 1,183,400,000 reduced retained earnings.
- Share repurchases of 40,400,000 reduced equity.
- New share issuances of 7,400,000 increased equity.
- Other factors increased equity by 605,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €1.13 Billion | +12.04% |
| Dividends Paid | €1.18 Billion | -12.58% |
| Share Repurchases | €40.40 Million | -0.43% |
| Share Issuances | €7.40 Million | +0.08% |
| Other Changes | €605.00 Million | +6.43% |
| Total Change | €- | 5.86% |
Book Value vs Market Value Analysis
This analysis compares MAPFRE S.A.ADR 2 / EO-10's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.65x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 3.20x to 2.65x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2022-12-31 | €2.55 | €8.15 | x |
| 2023-12-31 | €2.76 | €8.15 | x |
| 2024-12-31 | €2.90 | €8.15 | x |
| 2025-12-31 | €3.07 | €8.15 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently MAPFRE S.A.ADR 2 / EO-10 utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.04%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 4.30%
- • Asset Turnover: 0.45x
- • Equity Multiplier: 6.22x
- Recent ROE (12.04%) is above the historical average (9.54%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2022 | 7.23% | 2.60% | 0.42x | 6.69x | €-216.11 Million |
| 2023 | 8.00% | 2.64% | 0.47x | 6.49x | €-169.46 Million |
| 2024 | 10.88% | 3.75% | 0.46x | 6.38x | €78.63 Million |
| 2025 | 12.04% | 4.30% | 0.45x | 6.22x | €191.61 Million |
Industry Comparison
This section compares MAPFRE S.A.ADR 2 / EO-10's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $28,487,448,672
- Average return on equity (ROE) among peers: 9.63%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| MAPFRE S.A.ADR 2 / EO-10 (CMA) | €10.51 Billion | 7.23% | 4.57x | $12.03 Billion |
| NN GROUP NV UNSP.ADR/1 (2NN0) | $23.63 Billion | 13.87% | 9.64x | $19.09 Billion |
| WATERDROP INC.ADS/10 CL.A (717) | $4.87 Billion | 7.54% | 0.32x | $460.70 Million |
| Allianz SE VNA O.N. (ALV) | $52.85 Billion | 11.35% | 12.46x | $140.11 Billion |
| ALLIANZ SE UNSP.ADR 1/10 (ALVE) | $58.73 Billion | 10.93% | 14.93x | $141.45 Billion |
| ASS.GENERALI ADR 1/2/EO 1 (ASG0) | $31.29 Billion | 11.98% | 15.26x | $54.86 Billion |
| AXA SA (AXAA) | $78.28 Billion | 6.42% | 9.73x | $81.82 Billion |
| NÜRNBERGER Beteiligungs-AG (NBG6) | $932.76 Million | 6.75% | 37.45x | $1.38 Billion |
| RheinLand Holding AG (RLV) | $157.22 Million | 5.29% | 9.48x | $115.20 Million |
| Arch Capital Group Ltd (RSK) | $5.65 Billion | 12.57% | 2.46x | $29.77 Billion |
About MAPFRE S.A.ADR 2 / EO-10
Mapfre, S.A., together with its subsidiaries, engages in insurance, reinsurance, and financial activities in Spain. The company offers life; health; accident; property and casualty protection that include automobile insurance, homeowner and commercial risk, and family third-party liability insurance; savings and investment; retirement; burial; travel and leisure insurance; and agriculture and liv… Read more