Takarék Jelzálogbank Nyrt
MBH Jelzálogbank Nyilvánosan Muködo Részvénytársaság, together with its subsidiaries, engages in the provision of mortgage banking services in Hungary. The company was formerly known as Takarék Jelzálogbank Nyrt. and changed its name to MBH Jelzálogbank Nyilvánosan Muködo Részvénytársaság in May 2023. The company was founded in 1997 and is headquartered in Budapest, Hungary.
Takarék Jelzálogbank Nyrt (FH21) - Net Assets
Latest net assets as of June 2025: €90.29 Billion EUR
Based on the latest financial reports, Takarék Jelzálogbank Nyrt (FH21) has net assets worth €90.29 Billion EUR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€858.61 Billion) and total liabilities (€768.32 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €90.29 Billion |
| % of Total Assets | 10.52% |
| Annual Growth Rate | 5.38% |
| 5-Year Change | 26.76% |
| 10-Year Change | N/A |
| Growth Volatility | 3.07 |
Takarék Jelzálogbank Nyrt - Net Assets Trend (2019–2024)
This chart illustrates how Takarék Jelzálogbank Nyrt's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Takarék Jelzálogbank Nyrt (2019–2024)
The table below shows the annual net assets of Takarék Jelzálogbank Nyrt from 2019 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €84.53 Billion | +8.09% |
| 2023-12-31 | €78.20 Billion | +10.09% |
| 2022-12-31 | €71.04 Billion | +3.05% |
| 2021-12-31 | €68.94 Billion | +3.38% |
| 2020-12-31 | €66.68 Billion | +2.52% |
| 2019-12-31 | €65.04 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Takarék Jelzálogbank Nyrt's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 74.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €42.73 Billion | 50.55% |
| Other Components | €41.80 Billion | 49.45% |
| Total Equity | €84.53 Billion | 100.00% |
Takarék Jelzálogbank Nyrt Competitors by Market Cap
The table below lists competitors of Takarék Jelzálogbank Nyrt ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Venator Materials PLC
PINK:VNTRF
|
$19.64 Million |
|
Aytu BioScience Inc
NASDAQ:AYTU
|
$19.64 Million |
|
Intergis
KO:129260
|
$19.64 Million |
|
Jameson Resources Ltd
AU:JAL
|
$19.66 Million |
|
Ogunsen AB Series B
ST:OGUN-B
|
$19.63 Million |
|
SAN LEON ENERGY EO -01
F:SZX1
|
$19.63 Million |
|
Organto Foods Inc
PINK:OGOFF
|
$19.62 Million |
|
Thachang Green Energy PCL
BK:TGE
|
$19.61 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Takarék Jelzálogbank Nyrt's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 78,205,000,000 to 84,528,000,000, a change of 6,323,000,000 (8.1%).
- Net income of 6,597,000,000 contributed positively to equity growth.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €6.60 Billion | +7.8% |
| Other Changes | €-274.00 Million | -0.32% |
| Total Change | €- | 8.09% |
Book Value vs Market Value Analysis
This analysis compares Takarék Jelzálogbank Nyrt's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-12-31 | €600.93 | €1.52 | x |
| 2020-12-31 | €616.09 | €1.52 | x |
| 2021-12-31 | €636.90 | €1.52 | x |
| 2022-12-31 | €656.31 | €1.52 | x |
| 2023-12-31 | €722.54 | €1.52 | x |
| 2024-12-31 | €780.96 | €1.52 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Takarék Jelzálogbank Nyrt utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.80%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 66.04%
- • Asset Turnover: 0.01x
- • Equity Multiplier: 10.56x
- Recent ROE (7.80%) is below the historical average (10.12%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | 34.29% | 512.31% | 0.01x | 5.27x | €15.80 Billion |
| 2020 | 3.56% | 58.75% | 0.01x | 9.18x | €-4.30 Billion |
| 2021 | 3.98% | 60.01% | 0.01x | 9.65x | €-4.15 Billion |
| 2022 | 2.55% | 35.17% | 0.01x | 11.46x | €-5.29 Billion |
| 2023 | 8.52% | 65.04% | 0.01x | 11.59x | €-1.16 Billion |
| 2024 | 7.80% | 66.04% | 0.01x | 10.56x | €-1.86 Billion |
Industry Comparison
This section compares Takarék Jelzálogbank Nyrt's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $2,151,195,313,100
- Average return on equity (ROE) among peers: 3.71%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Takarék Jelzálogbank Nyrt (FH21) | €90.29 Billion | 34.29% | 8.51x | $19.64 Million |
| PT Bank Sinarmas Tbk (08S) | $6.07 Trillion | 0.11% | 5.02x | $303.68 Million |
| Seven Bank Ltd (0S7) | $275.85 Billion | 11.59% | 5.23x | $648.12 Million |
| Aktia Pankki Oyj (2A41) | $666.83 Million | 6.39% | 14.86x | $486.03 Million |
| Manx Financial Group PLC (3IM) | $24.98 Million | 11.18% | 11.36x | $13.98 Million |
| TowneBank (3T8) | $1.14 Billion | 7.67% | 6.46x | $2.10 Billion |
| TISCO Financial Group PCL (47T) | $42.45 Billion | 17.20% | 5.85x | $2.09 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $44.90 Billion | 9.50% | 14.37x | $867.69 Million |
| Fukuoka Financial Group Inc (4FK) | $853.06 Billion | 12.97% | 28.39x | $6.27 Billion |
| PT Bank KB Bukopin Tbk (5BB) | $14.11 Trillion | -42.76% | 4.97x | $15.54 Million |
| FIDEA Holdings Co. Ltd (5F9) | $109.23 Billion | 3.21% | 28.89x | $177.57 Million |