Takarék Jelzálogbank Nyrt (FH21) - Net Assets
Based on the latest financial reports, Takarék Jelzálogbank Nyrt (FH21) has net assets worth €93.09 Billion EUR (≈ $108.83 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€775.75 Billion ≈ $906.93 Billion USD) and total liabilities (€682.66 Billion ≈ $798.10 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check tangible net worth ratio of Takarék Jelzálogbank Nyrt to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €93.09 Billion |
| % of Total Assets | 12.0% |
| Annual Growth Rate | 6.16% |
| 5-Year Change | 35.04% |
| 10-Year Change | N/A |
| Growth Volatility | 3.31 |
Takarék Jelzálogbank Nyrt - Net Assets Trend (2019–2025)
This chart illustrates how Takarék Jelzálogbank Nyrt's net assets have evolved over time, based on quarterly financial data. See how many days can Takarék Jelzálogbank Nyrt fund operations to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Takarék Jelzálogbank Nyrt (2019–2025)
The table below shows the annual net assets of Takarék Jelzálogbank Nyrt from 2019 to 2025. For live valuation and market cap data, see FH21 market cap.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €93.09 Billion ≈ $108.83 Billion |
+10.13% |
| 2024-12-31 | €84.53 Billion ≈ $98.82 Billion |
+8.09% |
| 2023-12-31 | €78.20 Billion ≈ $91.43 Billion |
+10.09% |
| 2022-12-31 | €71.04 Billion ≈ $83.05 Billion |
+3.05% |
| 2021-12-31 | €68.94 Billion ≈ $80.59 Billion |
+3.38% |
| 2020-12-31 | €66.68 Billion ≈ $77.96 Billion |
+2.52% |
| 2019-12-31 | €65.04 Billion ≈ $76.04 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to Takarék Jelzálogbank Nyrt's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 106.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €50.69 Billion | 54.45% |
| Other Components | €42.40 Billion | 45.55% |
| Total Equity | €93.09 Billion | 100.00% |
Takarék Jelzálogbank Nyrt Competitors by Market Cap
The table below lists competitors of Takarék Jelzálogbank Nyrt ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
ProCap Financial, Inc.
NASDAQ:BRR
|
$133.14 Million |
|
TH Plantations Bhd
KLSE:5112
|
$133.14 Million |
|
MOLECULAR PARTNERS ADS/1
F:6ML0
|
$133.19 Million |
|
PT Indonesia Kendaraan Terminal Tbk
JK:IPCC
|
$133.19 Million |
|
Vaxart Inc
NASDAQ:VXRT
|
$133.09 Million |
|
Polski Holding Nieruchomości SA
WAR:PHN
|
$133.06 Million |
|
Hardwyn India Limited
NSE:HARDWYN
|
$133.06 Million |
|
Audinate Group Ltd
AU:AD8
|
$133.06 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Takarék Jelzálogbank Nyrt's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 84,528,000,000 to 93,089,000,000, a change of 8,561,000,000 (10.1%).
- Net income of 8,849,000,000 contributed positively to equity growth.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €8.85 Billion | +9.51% |
| Other Changes | €-288.00 Million | -0.31% |
| Total Change | €- | 10.13% |
Book Value vs Market Value Analysis
This analysis compares Takarék Jelzálogbank Nyrt's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-12-31 | €600.93 | €1.20 | x |
| 2020-12-31 | €616.09 | €1.20 | x |
| 2021-12-31 | €636.90 | €1.20 | x |
| 2022-12-31 | €656.31 | €1.20 | x |
| 2023-12-31 | €722.54 | €1.20 | x |
| 2024-12-31 | €780.96 | €1.20 | x |
| 2025-12-31 | €860.05 | €1.20 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Takarék Jelzálogbank Nyrt utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.51%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 69.99%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 8.33x
- Recent ROE (9.51%) is below the historical average (10.03%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | 34.29% | 512.31% | 0.01x | 5.27x | €15.80 Billion |
| 2020 | 3.56% | 58.75% | 0.01x | 9.18x | €-4.30 Billion |
| 2021 | 3.98% | 60.01% | 0.01x | 9.65x | €-4.15 Billion |
| 2022 | 2.55% | 35.17% | 0.01x | 11.46x | €-5.29 Billion |
| 2023 | 8.52% | 65.04% | 0.01x | 11.59x | €-1.16 Billion |
| 2024 | 7.80% | 66.03% | 0.01x | 10.56x | €-1.86 Billion |
| 2025 | 9.51% | 69.99% | 0.02x | 8.33x | €-459.90 Million |
Industry Comparison
This section compares Takarék Jelzálogbank Nyrt's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $5,116,033,754,200
- Average return on equity (ROE) among peers: 7.19%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Takarék Jelzálogbank Nyrt (FH21) | €93.09 Billion | 34.29% | 7.33x | $133.13 Million |
| Grupo Supervielle S.A (189A) | $986.07 Billion | -3.81% | 6.88x | $590.94 Million |
| WOORI FIN. GRP SP.ADR/3 (2WGA) | $37.86 Trillion | 8.25% | 14.89x | $11.06 Billion |
| Bank of Zhengzhou Co. Ltd (3BZ) | $54.31 Billion | 3.41% | 10.61x | $226.76 Million |
| Manx Financial Group PLC (3IM) | $9.98 Million | 15.92% | 10.97x | $33.35 Million |
| Postal Savings Bank of China Co Ltd (3YB) | $1.03 Trillion | 8.38% | 15.56x | $12.56 Billion |
| PO.S.B.O. UNSP.ADRS/20YC1 (3YB0) | $795.55 Billion | 9.57% | 14.82x | $13.93 Billion |
| TISCO Financial Group Public Company Limited (47TA) | $34.73 Billion | 17.53% | 7.74x | $2.34 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $30.91 Billion | 7.75% | 13.88x | $1.28 Billion |
| Harbin Bank Co. Ltd (5H6) | $65.60 Billion | 1.40% | 12.97x | $116.65 Million |
| JAPAN POST BK UNSP.ADR/1 (5JP0) | $10.30 Trillion | 3.45% | 21.61x | $53.42 Billion |
About Takarék Jelzálogbank Nyrt
MBH Jelzálogbank Nyilvánosan Muködo Részvénytársaság, together with its subsidiaries, engages in the provision of mortgage banking services in Hungary. The company was formerly known as Takarék Jelzálogbank Nyrt. and changed its name to MBH Jelzálogbank Nyilvánosan Muködo Részvénytársaság in May 2023. The company was founded in 1997 and is headquartered in Budapest, Hungary.