China Minsheng Banking Corp. Ltd Net Assets

Latest as of March 2026: €713.95 Billion EUR ≈ $834.68 Billion USD

China Minsheng Banking Corp. Ltd net assets. Based on the latest financial reports, China Minsheng Banking Corp. Ltd (GHFH) has net assets worth €713.95 Billion EUR (≈ $834.68 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€7.85 Trillion ≈ $9.18 Trillion USD) and total liabilities (€7.13 Trillion ≈ $8.34 Trillion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore China Minsheng Banking Corp. Ltd annual equity growth to track the company's year-over-year net asset growth rate.

Key Net Assets Metrics

Metric	Value
Current Net Assets	€713.95 Billion
% of Total Assets	9.1%
Annual Growth Rate	10.85%
5-Year Change	19.89%
10-Year Change	99.76%
Growth Volatility	7.73

Net Assets of China Minsheng Banking Corp. Ltd (2013–2025)

Net assets of China Minsheng Banking Corp. Ltd from 2013 to 2025. This chart illustrates how China Minsheng Banking Corp. Ltd's net assets have evolved over time, based on quarterly financial data. See China Minsheng Banking Corp. Ltd net asset quality index to measure how much of total assets are equity-financed.

Annual Net Assets for China Minsheng Banking Corp. Ltd (2013–2025)

The table below shows the annual net assets of China Minsheng Banking Corp. Ltd from 2013 to 2025. For live market cap and overall valuation, see China Minsheng Banking Corp. Ltd market capitalisation.

Year	Net Assets	Change
2025-12-31	€703.20 Billion ≈ $822.11 Billion	+7.10%
2024-12-31	€656.57 Billion ≈ $767.60 Billion	+2.94%
2023-12-31	€637.80 Billion ≈ $745.66 Billion	+4.08%
2022-12-31	€612.81 Billion ≈ $716.44 Billion	+4.48%
2021-12-31	€586.54 Billion ≈ $685.73 Billion	+8.37%
2020-12-31	€541.25 Billion ≈ $632.78 Billion	+1.96%
2019-12-31	€530.83 Billion ≈ $620.59 Billion	+23.16%
2018-12-31	€431.00 Billion ≈ $503.89 Billion	+10.57%
2017-12-31	€389.81 Billion ≈ $455.73 Billion	+10.73%
2016-12-31	€352.03 Billion ≈ $411.56 Billion	+13.64%
2015-12-31	€309.78 Billion ≈ $362.17 Billion	+25.04%
2014-12-31	€247.76 Billion ≈ $289.65 Billion	+21.28%
2013-12-31	€204.29 Billion ≈ $238.83 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to China Minsheng Banking Corp. Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 136.6% over the analyzed period, indicating profitable operations and earnings retention.

China Minsheng Banking Corp. Ltd Net Assets Breakdown (December 2025)

China Minsheng Banking Corp. Ltd net assets breakdown by equity component as of December 2025.

Component	Amount	Percentage
Retained Earnings	€291.00 Billion	42.20%
Other Components	€398.64 Billion	57.80%
Total Equity	€689.64 Billion	100.00%

China Minsheng Banking Corp. Ltd Competitors by Market Cap

The table below lists competitors of China Minsheng Banking Corp. Ltd ranked by their market capitalization.

Company	Market Cap
SLM Corp NASDAQ:SLM	$3.35 Billion
Aya Gold & Silver Inc TO:AYA	$3.35 Billion
Simmons First National Corporation NASDAQ:SFNC	$3.35 Billion
Regis Resources Ltd AU:RRL	$3.35 Billion
Minth Group Limited F:M3I	$3.34 Billion
Downer Edi Ltd AU:DOW	$3.34 Billion
Wockhardt Limited NSE:WOCKPHARMA	$3.34 Billion
Kenon Holdings NYSE:KEN	$3.34 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in China Minsheng Banking Corp. Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 642,859,000,000 to 689,637,000,000, a change of 46,778,000,000 (7.3%).
Net income of 30,563,000,000 contributed positively to equity growth.
Dividend payments of 19,476,000,000 reduced retained earnings.
Other factors increased equity by 35,691,000,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	€30.56 Billion	+4.43%
Dividends Paid	€19.48 Billion	-2.82%
Other Changes	€35.69 Billion	+5.18%
Total Change	€-	7.28%

Book Value vs Market Value Analysis

This analysis compares China Minsheng Banking Corp. Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.02x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2017-12-31	€8.66	€0.34	x
2018-12-31	€9.59	€0.34	x
2019-12-31	€11.85	€0.34	x
2020-12-31	€12.09	€0.34	x
2021-12-31	€13.12	€0.34	x
2022-12-31	€13.70	€0.34	x
2023-12-31	€14.27	€0.34	x
2024-12-31	€14.68	€0.34	x
2025-12-31	€15.75	€0.34	x

Capital Efficiency Dashboard

This dashboard shows how efficiently China Minsheng Banking Corp. Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 4.43%
The company may be facing challenges in efficiently utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 21.39%
• Asset Turnover: 0.02x
• Equity Multiplier: 11.36x
Recent ROE (4.43%) is below the historical average (10.63%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2013	21.38%	41.09%	0.03x	16.32x	€22.51 Billion
2014	18.55%	38.96%	0.03x	16.72x	€20.53 Billion
2015	15.31%	38.55%	0.03x	15.01x	€15.99 Billion
2016	13.97%	30.82%	0.03x	17.21x	€13.58 Billion
2017	13.14%	34.52%	0.02x	15.57x	€11.92 Billion
2018	11.98%	32.10%	0.03x	14.27x	€8.32 Billion
2019	10.37%	29.83%	0.03x	12.88x	€1.93 Billion
2020	6.48%	18.55%	0.03x	13.13x	€-18.64 Billion
2021	5.99%	20.37%	0.02x	12.11x	€-23.05 Billion
2022	5.88%	24.75%	0.02x	12.09x	€-24.72 Billion
2023	5.74%	25.44%	0.02x	12.29x	€-26.64 Billion
2024	5.02%	23.70%	0.02x	12.16x	€-31.99 Billion
2025	4.43%	21.39%	0.02x	11.36x	€-38.40 Billion

Industry Comparison

This section compares China Minsheng Banking Corp. Ltd's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $4,820,365,636,700
Average return on equity (ROE) among peers: 8.16%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
China Minsheng Banking Corp. Ltd (GHFH)	€713.95 Billion	21.38%	9.99x	$3.35 Billion
Grupo Supervielle S.A (189A)	$23.44 Billion	-9.18%	5.34x	$487.93 Million
WOORI FIN. GRP SP.ADR/3 (2WGA)	$35.90 Trillion	8.60%	13.65x	$11.06 Billion
Bank of Zhengzhou Co. Ltd (3BZ)	$37.86 Billion	8.08%	11.31x	$219.68 Million
Manx Financial Group PLC (3IM)	$35.98 Million	14.70%	12.36x	$31.80 Million
Postal Savings Bank of China Co Ltd (3YB)	$795.55 Billion	9.57%	14.82x	$14.54 Billion
PO.S.B.O. UNSP.ADRS/20YC1 (3YB0)	$1.03 Trillion	8.38%	15.56x	$13.93 Billion
TISCO Financial Group Public Company Limited (47TA)	$39.20 Billion	18.55%	6.61x	$2.59 Billion
Bank of Qingdao Co. Ltd (4BQ)	$30.91 Billion	7.75%	13.88x	$1.47 Billion
Harbin Bank Co. Ltd (5H6)	$47.49 Billion	11.68%	11.96x	$109.58 Million
JAPAN POST BK UNSP.ADR/1 (5JP0)	$10.30 Trillion	3.45%	21.61x	$53.42 Billion

About China Minsheng Banking Corp. Ltd

F:GHFH Germany Banks - Regional

Market Cap

$3.35 Billion

€2.86 Billion EUR

Market Cap Rank

#4444 Global

#778 in Germany

Share Price

€0.34

Change (1 day)

+0.58%

52-Week Range

€0.33 - €0.47

All Time High

€0.58