RAIFFEIS. UNSPON.ADR/1/4 (RAW0) - Net Assets
Based on the latest financial reports, RAIFFEIS. UNSPON.ADR/1/4 (RAW0) has net assets worth €23.11 Billion EUR (≈ $27.02 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€218.36 Billion ≈ $255.29 Billion USD) and total liabilities (€195.25 Billion ≈ $228.27 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Explore RAIFFEIS. UNSPON.ADR/1/4 cash flow conversion to assess how effectively this company generates cash.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €23.11 Billion |
| % of Total Assets | 10.58% |
| Annual Growth Rate | 9.77% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 7.1 |
RAIFFEIS. UNSPON.ADR/1/4 - Net Assets Trend (2021–2025)
This chart illustrates how RAIFFEIS. UNSPON.ADR/1/4's net assets have evolved over time, based on quarterly financial data. Explore RAIFFEIS. UNSPON.ADR/1/4 long-term investment allocation to see how much of total assets are deployed in long-term investments.
Annual Net Assets for RAIFFEIS. UNSPON.ADR/1/4 (2021–2025)
The table below shows the annual net assets of RAIFFEIS. UNSPON.ADR/1/4 from 2021 to 2025. For live valuation and market cap data, see RAIFFEIS. UNSPON.ADR/1/4 (RAW0) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €22.46 Billion ≈ $26.26 Billion |
+10.44% |
| 2024-12-31 | €20.34 Billion ≈ $23.78 Billion |
+2.47% |
| 2023-12-31 | €19.85 Billion ≈ $23.21 Billion |
+5.79% |
| 2022-12-31 | €18.77 Billion ≈ $21.94 Billion |
+21.26% |
| 2021-12-31 | €15.47 Billion ≈ $18.09 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to RAIFFEIS. UNSPON.ADR/1/4's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 69.2% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €17.13 Billion | 81.26% |
| Other Components | €3.95 Billion | 18.74% |
| Total Equity | €21.08 Billion | 100.00% |
RAIFFEIS. UNSPON.ADR/1/4 Competitors by Market Cap
The table below lists competitors of RAIFFEIS. UNSPON.ADR/1/4 ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Powell Industries Inc
NASDAQ:POWL
|
$10.78 Billion |
|
SEI Investments Company
NASDAQ:SEIC
|
$10.79 Billion |
|
China Southern Airlines Co Ltd Class A
SHG:600029
|
$10.79 Billion |
|
Mankind Pharma Ltd
NSE:MANKIND
|
$10.81 Billion |
|
Alcoa Corp
NYSE:AA
|
$10.77 Billion |
|
JBS N.V.
NYSE:JBS
|
$10.76 Billion |
|
The Clorox Company
NYSE:CLX
|
$10.75 Billion |
|
Kratos Defense & Security Solutions
NASDAQ:KTOS
|
$10.74 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in RAIFFEIS. UNSPON.ADR/1/4's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 19,081,000,000 to 21,078,000,000, a change of 1,997,000,000 (10.5%).
- Net income of 1,371,000,000 contributed positively to equity growth.
- Dividend payments of 609,000,000 reduced retained earnings.
- Share repurchases of 174,000,000 reduced equity.
- Other factors increased equity by 1,409,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €1.37 Billion | +6.5% |
| Dividends Paid | €609.00 Million | -2.89% |
| Share Repurchases | €174.00 Million | -0.83% |
| Other Changes | €1.41 Billion | +6.68% |
| Total Change | €- | 10.47% |
Book Value vs Market Value Analysis
This analysis compares RAIFFEIS. UNSPON.ADR/1/4's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.17x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-12-31 | €44.02 | €10.60 | x |
| 2022-12-31 | €53.70 | €10.60 | x |
| 2023-12-31 | €56.71 | €10.60 | x |
| 2024-12-31 | €58.10 | €10.60 | x |
| 2025-12-31 | €64.22 | €10.60 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently RAIFFEIS. UNSPON.ADR/1/4 utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.50%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 14.99%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 9.98x
- Recent ROE (6.50%) is below the historical average (11.09%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2021 | 9.48% | 24.37% | 0.03x | 13.28x | €-74.50 Million |
| 2022 | 20.56% | 37.75% | 0.05x | 11.74x | €1.86 Billion |
| 2023 | 12.81% | 27.05% | 0.04x | 10.65x | €524.00 Million |
| 2024 | 6.06% | 13.02% | 0.04x | 10.47x | €-751.10 Million |
| 2025 | 6.50% | 14.99% | 0.04x | 9.98x | €-736.80 Million |
Industry Comparison
This section compares RAIFFEIS. UNSPON.ADR/1/4's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $4,520,924,426,200
- Average return on equity (ROE) among peers: 10.49%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| RAIFFEIS. UNSPON.ADR/1/4 (RAW0) | €23.11 Billion | 9.48% | 8.45x | $10.77 Billion |
| Grupo Supervielle S.A (189A) | $35.68 Billion | 9.81% | 5.99x | $590.94 Million |
| WOORI FIN. GRP SP.ADR/3 (2WGA) | $33.40 Trillion | 7.50% | 13.91x | $11.06 Billion |
| Bank of Zhengzhou Co. Ltd (3BZ) | $56.85 Billion | 3.33% | 12.08x | $243.30 Million |
| Manx Financial Group PLC (3IM) | $37.31 Million | 21.71% | 12.34x | $36.64 Million |
| Postal Savings Bank of China Co Ltd (3YB) | $475.31 Billion | 11.01% | 19.02x | $13.01 Billion |
| PO.S.B.O. UNSP.ADRS/20YC1 (3YB0) | $825.81 Billion | 10.32% | 16.03x | $13.93 Billion |
| TISCO Financial Group Public Company Limited (47TA) | $37.83 Billion | 18.55% | 7.00x | $2.34 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $30.48 Billion | 7.50% | 11.26x | $1.28 Billion |
| Harbin Bank Co. Ltd (5H6) | $47.49 Billion | 11.68% | 11.96x | $123.72 Million |
| JAPAN POST BK UNSP.ADR/1 (5JP0) | $10.30 Trillion | 3.45% | 21.61x | $53.42 Billion |
About RAIFFEIS. UNSPON.ADR/1/4
Raiffeisen Bank International AG, together with its subsidiaries, offers banking services to corporate, private, and institutional customers. The company offers cash management, cross border accounts, electronic banking, payments solutions, supply chain financing, foreign exchange, sustainable and subsidized financing, leveraged and acquisition financing, project and structured financing, real es… Read more