CASH CONVERTERS INTL (UKC) - Net Assets
Based on the latest financial reports, CASH CONVERTERS INTL (UKC) has net assets worth €227.96 Million EUR (≈ $266.51 Million USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€485.75 Million ≈ $567.89 Million USD) and total liabilities (€257.79 Million ≈ $301.38 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Read CASH CONVERTERS INTL balance sheet liabilities for a breakdown of total debt and financial obligations.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €227.96 Million |
| % of Total Assets | 46.93% |
| Annual Growth Rate | -10.25% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 18.81 |
CASH CONVERTERS INTL - Net Assets Trend (2022–2025)
This chart illustrates how CASH CONVERTERS INTL's net assets have evolved over time, based on quarterly financial data. Also explore CASH CONVERTERS INTL asset portfolio for the complete picture of this company's asset base.
Annual Net Assets for CASH CONVERTERS INTL (2022–2025)
The table below shows the annual net assets of CASH CONVERTERS INTL from 2022 to 2025. For live valuation and market cap data, see UKC market cap.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | €227.96 Million ≈ $266.51 Million |
+7.85% |
| 2024-06-30 | €211.37 Million ≈ $247.11 Million |
+2.36% |
| 2023-06-30 | €206.49 Million ≈ $241.41 Million |
-34.52% |
| 2022-06-30 | €315.35 Million ≈ $368.68 Million |
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Equity Component Analysis
This analysis shows how different components contribute to CASH CONVERTERS INTL's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 163.6% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (June 2025)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | €264.38 Million | 115.98% |
| Total Equity | €227.96 Million | 100.00% |
CASH CONVERTERS INTL Competitors by Market Cap
The table below lists competitors of CASH CONVERTERS INTL ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Eidesvik Offshore ASA
OL:EIOF
|
$126.72 Million |
|
ENIGMATIG LIMITED
NYSE MKT:EGG
|
$126.76 Million |
|
Cannara Biotech Inc
V:LOVE
|
$126.80 Million |
|
Hiap Teck Venture Bhd
KLSE:5072
|
$126.85 Million |
|
Victoria Investama Tbk
JK:VICO
|
$126.62 Million |
|
Avita Medical Ltd
NASDAQ:RCEL
|
$126.49 Million |
|
Kodi-S Co Ltd
KQ:080530
|
$126.44 Million |
|
SciVision Biotech Inc
TW:1786
|
$126.36 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in CASH CONVERTERS INTL's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 211,366,000 to 227,959,000, a change of 16,593,000 (7.9%).
- Net income of 24,483,000 contributed positively to equity growth.
- Dividend payments of 12,550,000 reduced retained earnings.
- Other factors increased equity by 4,660,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €24.48 Million | +10.74% |
| Dividends Paid | €12.55 Million | -5.51% |
| Other Changes | €4.66 Million | +2.04% |
| Total Change | €- | 7.85% |
Book Value vs Market Value Analysis
This analysis compares CASH CONVERTERS INTL's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.47x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.34x to 0.47x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2022-06-30 | €0.50 | €0.17 | x |
| 2023-06-30 | €0.33 | €0.17 | x |
| 2024-06-30 | €0.34 | €0.17 | x |
| 2025-06-30 | €0.36 | €0.17 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently CASH CONVERTERS INTL utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.74%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 6.42%
- • Asset Turnover: 0.78x
- • Equity Multiplier: 2.13x
- Recent ROE (10.74%) is above the historical average (-6.13%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2022 | 3.54% | 5.27% | 0.44x | 1.52x | €-20.36 Million |
| 2023 | -47.05% | -37.08% | 0.59x | 2.14x | €-117.80 Million |
| 2024 | 8.23% | 4.61% | 0.79x | 2.26x | €-3.74 Million |
| 2025 | 10.74% | 6.42% | 0.78x | 2.13x | €1.69 Million |
Industry Comparison
This section compares CASH CONVERTERS INTL's net assets metrics with peer companies in the Specialty Retail industry.
Industry Context
- Industry: Specialty Retail
- Average net assets among peers: $1,010,076,565
- Average return on equity (ROE) among peers: 23.16%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| CASH CONVERTERS INTL (UKC) | €227.96 Million | 3.54% | 1.13x | $126.65 Million |
| BAPCOR LTD. (0BS) | $1.13 Billion | 9.46% | 0.86x | $133.71 Million |
| JUMBO SA UNSP.ADR/1 O.N. (5JB1) | $1.33 Billion | 16.31% | 0.35x | $3.23 Billion |
| TERACT EO 1 (6O8) | $142.10 Million | 24.42% | 5.60x | $206.71 Million |
| SEALAND CAP. GA. LS-0001 (7KM) | $-1.58 Million | 0.00% | 0.00x | $654.74K |
| SFD SA ZY -10 (7PQ) | $47.27 Million | 26.53% | 1.19x | $24.75 Million |
| BETTERWARE DE MEXICO SAPI (BM0) | $1.10 Billion | 79.52% | 9.33x | $521.41 Million |
| Brüder Mannesmann Aktiengesellschaft (BMM) | $8.06 Million | 14.03% | 3.42x | $4.28 Million |
| Ceconomy AG (CEC) | $4.02 Billion | 5.82% | 4.57x | $2.03 Billion |
| DUFRY AG UNSP.ADR/010 (D2JA) | $2.05 Billion | 9.70% | 6.94x | $7.78 Billion |
| Dunelm Group plc (DFQ) | $281.20 Million | 45.84% | 1.73x | $2.12 Billion |
About CASH CONVERTERS INTL
Cash Converters International Limited, together with its subsidiaries, provides unsecured lending and second-hand retail services in Australia, New Zealand, the United Kingdom, and internationally. It operates through Personal Finance, Vehicle Financing, Store Operations, New Zealand, and United Kingdom (UK) segments. The company offers personal loans and vehicle financing services. It is also in… Read more