Bank of China Limited (W8V) - Net Assets

Latest as of March 2026: €3.25 Trillion EUR ≈ $3.80 Trillion USD

Based on the latest financial reports, Bank of China Limited (W8V) has net assets worth €3.25 Trillion EUR (≈ $3.80 Trillion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€39.59 Trillion ≈ $46.29 Trillion USD) and total liabilities (€36.35 Trillion ≈ $42.49 Trillion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Bank of China Limited (W8V) tangible net worth to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	€3.25 Trillion
% of Total Assets	8.2%
Annual Growth Rate	9.49%
5-Year Change	36.48%
10-Year Change	115.73%
Growth Volatility	2.64

Bank of China Limited - Net Assets Trend (2014–2025)

This chart illustrates how Bank of China Limited's net assets have evolved over time, based on quarterly financial data. See Bank of China Limited liquidity coverage in days to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Bank of China Limited (2014–2025)

The table below shows the annual net assets of Bank of China Limited from 2014 to 2025. For live valuation and market cap data, see market cap of Bank of China Limited.

Year	Net Assets	Change
2025-12-31	€3.21 Trillion ≈ $3.75 Trillion	+8.64%
2024-12-31	€2.95 Trillion ≈ $3.45 Trillion	+7.12%
2023-12-31	€2.76 Trillion ≈ $3.22 Trillion	+7.37%
2022-12-31	€2.57 Trillion ≈ $3.00 Trillion	+9.23%
2021-12-31	€2.35 Trillion ≈ $2.75 Trillion	+8.68%
2020-12-31	€2.16 Trillion ≈ $2.53 Trillion	+9.42%
2019-12-31	€1.98 Trillion ≈ $2.31 Trillion	+14.56%
2018-12-31	€1.73 Trillion ≈ $2.02 Trillion	+9.43%
2017-12-31	€1.58 Trillion ≈ $1.84 Trillion	+6.02%
2016-12-31	€1.49 Trillion ≈ $1.74 Trillion	+9.54%
2015-12-31	€1.36 Trillion ≈ $1.59 Trillion	+14.72%
2014-12-31	€1.18 Trillion ≈ $1.38 Trillion	--

Equity Component Analysis

This analysis shows how different components contribute to Bank of China Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 133.8% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	€1.28 Trillion	41.85%
Other Components	€1.78 Trillion	58.15%
Total Equity	€3.06 Trillion	100.00%

Bank of China Limited Competitors by Market Cap

The table below lists competitors of Bank of China Limited ranked by their market capitalization.

Company	Market Cap
HONGK.EXCH.+CLEA.UNSP.ADR F:HK2	$56.49 Billion
PING AN INSURANC.H ADR/2 F:PZXB	$56.60 Billion
Suzhou TFC Optical Communication Co Ltd SHE:300394	$56.71 Billion
Aon PLC F:4VK	$56.77 Billion
Deutsche Post AG XETRA:DHL	$56.42 Billion
Vingroup JSC VN:VIC	$56.30 Billion
AB Volvo (publ) ST:VOLV-B	$56.19 Billion
MPLX LP NYSE:MPLX	$56.09 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank of China Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 2,816,231,000,000 to 3,064,044,000,000, a change of 247,813,000,000 (8.8%).
Net income of 243,021,000,000 contributed positively to equity growth.
Dividend payments of 143,233,000,000 reduced retained earnings.
Other factors increased equity by 148,025,000,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	€243.02 Billion	+7.93%
Dividends Paid	€143.23 Billion	-4.67%
Other Changes	€148.03 Billion	+4.83%
Total Change	€-	8.80%

Book Value vs Market Value Analysis

This analysis compares Bank of China Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.06x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2017-12-31	€5.08	€0.58	x
2018-12-31	€5.48	€0.58	x
2019-12-31	€6.29	€0.58	x
2020-12-31	€6.92	€0.58	x
2021-12-31	€7.56	€0.58	x
2022-12-31	€8.25	€0.58	x
2023-12-31	€8.93	€0.58	x
2024-12-31	€9.57	€0.58	x
2025-12-31	€9.51	€0.58	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank of China Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 7.93%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 36.98%
• Asset Turnover: 0.02x
• Equity Multiplier: 12.52x
Recent ROE (7.93%) is below the historical average (11.17%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2013	16.98%	40.93%	0.00x	0.00x	€64.52 Billion
2014	15.86%	41.62%	0.03x	14.27x	€62.68 Billion
2015	14.18%	41.24%	0.02x	13.95x	€50.32 Billion
2016	11.66%	34.09%	0.03x	12.86x	€23.41 Billion
2017	11.52%	35.76%	0.02x	13.01x	€22.81 Billion
2018	11.16%	35.87%	0.02x	13.19x	€18.79 Billion
2019	10.12%	34.19%	0.02x	12.30x	€2.23 Billion
2020	9.46%	34.11%	0.02x	11.97x	€-10.97 Billion
2021	9.73%	35.85%	0.02x	12.01x	€-5.96 Billion
2022	9.37%	36.84%	0.02x	11.91x	€-15.32 Billion
2023	8.82%	37.29%	0.02x	12.33x	€-31.05 Billion
2024	8.45%	37.79%	0.02x	12.45x	€-43.78 Billion
2025	7.93%	36.98%	0.02x	12.52x	€-63.38 Billion

Industry Comparison

This section compares Bank of China Limited's net assets metrics with peer companies in the Banks - Diversified industry.

Industry Context

Industry: Banks - Diversified
Average net assets among peers: $765,315,085,100
Average return on equity (ROE) among peers: 7.92%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Bank of China Limited (W8V)	€3.25 Trillion	16.98%	11.19x	$56.46 Billion
VP Bank AG (3VFN)	$1.11 Billion	3.99%	9.34x	$568.46 Million
THE BK N.T.BUTTERF.+S.NEW (4IK)	$977.49 Million	0.00%	14.69x	$1.96 Billion
ABN AMRO BK.UNSP.ADR/1 (AB2A)	$22.82 Billion	8.18%	15.64x	$23.71 Billion
Barclays PLC (BCY2)	$71.86 Billion	7.32%	19.56x	$66.81 Billion
BANC.DE.SA.A ADR2/EO-125 (BDS)	$13.88 Billion	9.60%	15.94x	$15.71 Billion
Banco Santander S.A (BSDK)	$97.05 Billion	8.37%	15.44x	$148.32 Billion
Bank of Communications Co. Ltd (C4C)	$1.16 Trillion	8.10%	11.89x	$32.76 Billion
China Construction Bank Corporation (C6T)	$3.34 Trillion	10.04%	11.13x	$249.31 Billion
CHINA CON.BANK ADR/20 YC1 (C6TB)	$2.88 Trillion	11.29%	11.03x	$235.44 Billion
Commonwealth Bank of Australia (CWW)	$69.65 Billion	12.31%	13.02x	$181.02 Billion

About Bank of China Limited

F:W8V Germany Banks - Diversified

Market Cap

$56.46 Billion

€48.29 Billion EUR

Market Cap Rank

#465 Global

#93 in Germany

Share Price

€0.58

Change (1 day)

+0.63%

52-Week Range

€0.45 - €0.58

All Time High

€0.58