Investors House (INVEST) - Net Assets
Based on the latest financial reports, Investors House (INVEST) has net assets worth €20.45 Million EUR (≈ $23.90 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€40.45 Million ≈ $47.29 Million USD) and total liabilities (€20.00 Million ≈ $23.38 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check asset resilience ratio of Investors House to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €20.45 Million |
| % of Total Assets | 50.55% |
| Annual Growth Rate | 8.78% |
| 5-Year Change | -44.31% |
| 10-Year Change | -5.75% |
| Growth Volatility | 65.33 |
Investors House - Net Assets Trend (2001–2025)
This chart illustrates how Investors House's net assets have evolved over time, based on quarterly financial data. Also explore Investors House (INVEST) total assets for the complete picture of this company's asset base.
Annual Net Assets for Investors House (2001–2025)
The table below shows the annual net assets of Investors House from 2001 to 2025. For live valuation and market cap data, see Investors House market cap and net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €20.45 Million ≈ $23.90 Million |
-56.86% |
| 2024-12-31 | €47.40 Million ≈ $55.41 Million |
+39.59% |
| 2023-12-31 | €33.95 Million ≈ $39.70 Million |
+4.35% |
| 2022-12-31 | €32.54 Million ≈ $38.04 Million |
-11.37% |
| 2021-12-31 | €36.71 Million ≈ $42.92 Million |
-4.07% |
| 2020-12-31 | €38.27 Million ≈ $44.74 Million |
-38.40% |
| 2019-12-31 | €62.12 Million ≈ $72.63 Million |
+25.53% |
| 2018-12-31 | €49.49 Million ≈ $57.85 Million |
+7.24% |
| 2017-12-31 | €46.15 Million ≈ $53.95 Million |
+112.71% |
| 2016-12-31 | €21.70 Million ≈ $25.36 Million |
+21.44% |
| 2015-12-31 | €17.87 Million ≈ $20.89 Million |
+299.71% |
| 2014-12-31 | €4.47 Million ≈ $5.23 Million |
-3.65% |
| 2013-12-31 | €4.64 Million ≈ $5.42 Million |
-1.58% |
| 2012-12-31 | €4.71 Million ≈ $5.51 Million |
+1.62% |
| 2011-12-31 | €4.64 Million ≈ $5.42 Million |
-5.59% |
| 2010-12-31 | €4.91 Million ≈ $5.74 Million |
+5.63% |
| 2009-12-31 | €4.65 Million ≈ $5.44 Million |
+5.77% |
| 2008-12-31 | €4.40 Million ≈ $5.14 Million |
-0.27% |
| 2007-12-31 | €4.41 Million ≈ $5.15 Million |
-0.09% |
| 2006-12-31 | €4.41 Million ≈ $5.16 Million |
+19.65% |
| 2005-12-31 | €3.69 Million ≈ $4.31 Million |
+2.11% |
| 2004-12-31 | €3.61 Million ≈ $4.22 Million |
+15.08% |
| 2003-12-31 | €3.14 Million ≈ $3.67 Million |
+11.42% |
| 2002-12-31 | €2.82 Million ≈ $3.29 Million |
+3.72% |
| 2001-12-31 | €2.72 Million ≈ $3.18 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Investors House's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1729600000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €17.30 Million | 84.59% |
| Common Stock | €2.56 Million | 12.50% |
| Other Components | €595.00K | 2.91% |
| Total Equity | €20.45 Million | 100.00% |
Investors House Competitors by Market Cap
The table below lists competitors of Investors House ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Tate & Lyle PLC
LSE:TATE
|
$27.33 Million |
|
Interhides Public Company Limited
BK:IHL
|
$27.35 Million |
|
Handok Clean Tech Co. Ltd
KQ:256150
|
$27.35 Million |
|
Vertex Minerals Ltd
AU:VTX
|
$27.37 Million |
|
Shanghai Sanmao Enterprise Group Co Ltd B
SHG:900922
|
$27.32 Million |
|
JAS Asset PCL
BK:J
|
$27.32 Million |
|
Norse Atlantic ASA
OL:NORSE
|
$27.30 Million |
|
Inderes Oyj
HE:INDERES
|
$27.30 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Investors House's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 38,328,000 to 20,447,000, a change of -17,881,000 (-46.7%).
- Net income of 4,344,000 contributed positively to equity growth.
- Dividend payments of 22,230,000 reduced retained earnings.
- Other comprehensive income decreased equity by 19,734,000.
- Other factors increased equity by 19,739,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €4.34 Million | +21.25% |
| Dividends Paid | €22.23 Million | -108.72% |
| Other Comprehensive Income | €-19.73 Million | -96.51% |
| Other Changes | €19.74 Million | +96.54% |
| Total Change | €- | -46.65% |
Book Value vs Market Value Analysis
This analysis compares Investors House's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.07x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 1.78x to 1.07x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2003-12-31 | €2.07 | €3.67 | x |
| 2004-12-31 | €2.38 | €3.67 | x |
| 2005-12-31 | €2.43 | €3.67 | x |
| 2006-12-31 | €2.90 | €3.67 | x |
| 2007-12-31 | €2.90 | €3.67 | x |
| 2008-12-31 | €2.89 | €3.67 | x |
| 2009-12-31 | €3.06 | €3.67 | x |
| 2010-12-31 | €3.23 | €3.67 | x |
| 2011-12-31 | €3.05 | €3.67 | x |
| 2012-12-31 | €3.10 | €3.67 | x |
| 2013-12-31 | €3.05 | €3.67 | x |
| 2014-12-31 | €2.94 | €3.67 | x |
| 2015-12-31 | €5.39 | €3.67 | x |
| 2016-12-31 | €6.60 | €3.67 | x |
| 2017-12-31 | €10.93 | €3.67 | x |
| 2018-12-31 | €7.77 | €3.67 | x |
| 2019-12-31 | €7.48 | €3.67 | x |
| 2020-12-31 | €6.24 | €3.67 | x |
| 2021-12-31 | €5.97 | €3.67 | x |
| 2022-12-31 | €5.03 | €3.67 | x |
| 2023-12-31 | €5.26 | €3.67 | x |
| 2024-12-31 | €6.02 | €3.67 | x |
| 2025-12-31 | €3.43 | €3.67 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Investors House utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 21.25%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 51.80%
- • Asset Turnover: 0.21x
- • Equity Multiplier: 1.98x
- Recent ROE (21.25%) is above the historical average (8.64%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2003 | 12.66% | 54.51% | 0.19x | 1.22x | €83.43K |
| 2004 | 15.21% | 71.54% | 0.18x | 1.16x | €187.99K |
| 2005 | 7.63% | 35.33% | 0.19x | 1.11x | €-87.44K |
| 2006 | 21.59% | 121.63% | 0.17x | 1.05x | €511.28K |
| 2007 | 5.08% | 32.49% | 0.15x | 1.01x | €-216.74K |
| 2008 | 4.92% | 29.93% | 0.16x | 1.02x | €-223.55K |
| 2009 | 10.36% | 66.73% | 0.15x | 1.04x | €16.66K |
| 2010 | 8.43% | 59.54% | 0.12x | 1.15x | €-77.22K |
| 2011 | -2.03% | -15.45% | 0.11x | 1.24x | €-557.91K |
| 2012 | 4.87% | 35.43% | 0.11x | 1.22x | €-241.99K |
| 2013 | 1.46% | 10.24% | 0.10x | 1.39x | €-396.08K |
| 2014 | -0.62% | -3.68% | 0.13x | 1.34x | €-474.63K |
| 2015 | 19.51% | 264.66% | 0.05x | 1.64x | €1.70 Million |
| 2016 | 17.36% | 120.21% | 0.07x | 2.01x | €1.60 Million |
| 2017 | 10.94% | 78.28% | 0.09x | 1.64x | €435.20K |
| 2018 | 5.34% | 30.18% | 0.09x | 1.98x | €-2.18 Million |
| 2019 | 3.67% | 14.40% | 0.09x | 2.91x | €-2.85 Million |
| 2020 | -5.26% | -20.72% | 0.14x | 1.87x | €-5.69 Million |
| 2021 | -2.12% | -7.88% | 0.15x | 1.75x | €-4.39 Million |
| 2022 | 10.01% | 42.26% | 0.14x | 1.72x | €1.70K |
| 2023 | 10.59% | 51.90% | 0.13x | 1.59x | €197.10K |
| 2024 | 17.87% | 68.66% | 0.10x | 2.50x | €3.02 Million |
| 2025 | 21.25% | 51.80% | 0.21x | 1.98x | €2.30 Million |
Industry Comparison
This section compares Investors House's net assets metrics with peer companies in the Real Estate Services industry.
Industry Context
- Industry: Real Estate Services
- Average net assets among peers: $1,831,430,000
- Average return on equity (ROE) among peers: 6.34%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Investors House (INVEST) | €20.45 Million | 12.66% | 0.98x | $27.33 Million |
| Kojamo (KOJAMO) | $3.59 Billion | 0.58% | 1.21x | $2.02 Billion |
| Ovaro Kiinteistosijoitus Oyj (OVARO) | $69.86 Million | 12.10% | 0.96x | $25.62 Million |
About Investors House
Investors House Oyj operates as a real estate investment company in Finland and Estonia. The company operates in two segments, Investments in Real Estate and Business Service. It owns, operates, leases, and manages university town and provincial center properties in 11 locations. The company was formerly known as SSK Suomen Saastajien Kiinteistot Oyj and changed its name to Investors House Oyj in… Read more