Mandatum Oyj (MANTA) - Net Assets
Based on the latest financial reports, Mandatum Oyj (MANTA) has net assets worth €1.41 Billion EUR (≈ $1.65 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€18.61 Billion ≈ $21.76 Billion USD) and total liabilities (€17.20 Billion ≈ $20.11 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore MANTA total assets for the complete picture of this company's asset base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €1.41 Billion |
| % of Total Assets | 7.59% |
| Annual Growth Rate | -1.99% |
| 5-Year Change | -19.87% |
| 10-Year Change | N/A |
| Growth Volatility | 8.05 |
Mandatum Oyj - Net Assets Trend (2020–2025)
This chart illustrates how Mandatum Oyj's net assets have evolved over time, based on quarterly financial data. Check tangible net worth ratio of Mandatum Oyj to evaluate the tangible quality of the company's equity base.
Annual Net Assets for Mandatum Oyj (2020–2025)
The table below shows the annual net assets of Mandatum Oyj from 2020 to 2025. For live valuation and market cap data, see how much is Mandatum Oyj worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €1.43 Billion ≈ $1.67 Billion |
-10.71% |
| 2024-12-31 | €1.60 Billion ≈ $1.87 Billion |
+0.15% |
| 2023-12-31 | €1.60 Billion ≈ $1.87 Billion |
-5.47% |
| 2022-12-31 | €1.69 Billion ≈ $1.98 Billion |
-5.21% |
| 2021-12-31 | €1.78 Billion ≈ $2.09 Billion |
+12.88% |
| 2020-12-31 | €1.58 Billion ≈ $1.85 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to Mandatum Oyj's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 12.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €989.10 Million | 69.20% |
| Common Stock | €100.00K | 0.01% |
| Other Components | €440.10 Million | 30.79% |
| Total Equity | €1.43 Billion | 100.00% |
Mandatum Oyj Competitors by Market Cap
The table below lists competitors of Mandatum Oyj ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
CCC Intelligent Solutions Holdings Inc.
NASDAQ:CCC
|
$2.74 Billion |
|
Boralex Inc
TO:BLX
|
$2.74 Billion |
|
Delek Logistics Partners LP
NYSE:DKL
|
$2.74 Billion |
|
Meinian Onehealth Healthcare Holdings Co Ltd
SHE:002044
|
$2.74 Billion |
|
Dynex Capital Inc
NYSE:DX
|
$2.73 Billion |
|
Remitly Global Inc
NASDAQ:RELY
|
$2.73 Billion |
|
Hesai Group Sponsored ADR
NASDAQ:HSAI
|
$2.73 Billion |
|
Acer Inc
TW:2353
|
$2.73 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Mandatum Oyj's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,601,200,000 to 1,429,300,000, a change of -171,900,000 (-10.7%).
- Net income of 156,000,000 contributed positively to equity growth.
- Dividend payments of 331,800,000 reduced retained earnings.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €156.00 Million | +10.91% |
| Dividends Paid | €331.80 Million | -23.21% |
| Other Changes | €3.90 Million | +0.27% |
| Total Change | €- | -10.74% |
Book Value vs Market Value Analysis
This analysis compares Mandatum Oyj's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.09x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 1.89x to 2.09x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2020-12-31 | €3.15 | €5.95 | x |
| 2021-12-31 | €3.56 | €5.95 | x |
| 2022-12-31 | €3.37 | €5.95 | x |
| 2023-12-31 | €3.19 | €5.95 | x |
| 2024-12-31 | €3.19 | €5.95 | x |
| 2025-12-31 | €2.84 | €5.95 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Mandatum Oyj utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.91%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 34.43%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 13.16x
- Recent ROE (10.91%) is below the historical average (13.62%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2020 | 7.40% | 7.17% | 0.11x | 9.24x | €-41.09 Million |
| 2021 | 10.99% | 6.57% | 0.18x | 9.28x | €17.75 Million |
| 2022 | 32.08% | 156.28% | 0.02x | 8.78x | €373.44 Million |
| 2023 | 10.05% | 48.26% | 0.02x | 10.22x | €770.00K |
| 2024 | 10.30% | 36.89% | 0.02x | 11.27x | €4.78 Million |
| 2025 | 10.91% | 34.43% | 0.02x | 13.16x | €13.07 Million |
Industry Comparison
This section compares Mandatum Oyj's net assets metrics with peer companies in the Financial Conglomerates industry.
No peer company data available for comparison.
About Mandatum Oyj
Mandatum Oyj provides various financial services in Finland. The company offers asset and wealth management, savings and investment, compensation, and rewards consultation, as well as pension plans and personal risk insurance solutions. It also operates online trading platform. The company serves corporate, retail, institutional, and wealth management clients. Mandatum Oyj was founded in 1874 and… Read more