Bank Cimb Niaga Tbk

JK:BNGA Indonesia Banks - Regional
Market Cap
$1.02K
Rp16.53 Million IDR
Market Cap Rank
#29559 Global
#493 in Indonesia
Share Price
Rp1785.00
Change (1 day)
+1.13%
52-Week Range
Rp1620.00 - Rp1895.00
All Time High
Rp2064.38
Categories
Companies in Indonesia Banks - Regional Banking & Financial
About

PT Bank CIMB Niaga Tbk, together with its subsidiaries, provides various banking products and services in Indonesia and internationally. The company offers saving, current, and time and term deposit products; Sharia and payroll savings products; credit and debit cards; mortgages and loans; distributes and supplies financing services; treasury products, such as foreign exchange, strike currency, b… Read more

Bank Cimb Niaga Tbk (BNGA) - Net Assets

Latest net assets as of September 2025: Rp56.31 Trillion IDR

Based on the latest financial reports, Bank Cimb Niaga Tbk (BNGA) has net assets worth Rp56.31 Trillion IDR as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp369.45 Trillion) and total liabilities (Rp313.14 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets Rp56.31 Trillion
% of Total Assets 15.24%
Annual Growth Rate 17.59%
5-Year Change 29.58%
10-Year Change 85.49%
Growth Volatility 22.9

Bank Cimb Niaga Tbk - Net Assets Trend (2000–2024)

This chart illustrates how Bank Cimb Niaga Tbk's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Bank Cimb Niaga Tbk (2000–2024)

The table below shows the annual net assets of Bank Cimb Niaga Tbk from 2000 to 2024.

Year Net Assets Change
2024-12-31 Rp53.20 Trillion +7.82%
2023-12-31 Rp49.34 Trillion +8.97%
2022-12-31 Rp45.28 Trillion +4.35%
2021-12-31 Rp43.39 Trillion +5.69%
2020-12-31 Rp41.05 Trillion -5.18%
2019-12-31 Rp43.29 Trillion +9.38%
2018-12-31 Rp39.58 Trillion +7.12%
2017-12-31 Rp36.95 Trillion +8.02%
2016-12-31 Rp34.21 Trillion +19.28%
2015-12-31 Rp28.68 Trillion +0.81%
2014-12-31 Rp28.45 Trillion +9.89%
2013-12-31 Rp25.89 Trillion +14.28%
2012-12-31 Rp22.65 Trillion +23.31%
2011-12-31 Rp18.37 Trillion +32.72%
2010-12-31 Rp13.84 Trillion +22.74%
2009-12-31 Rp11.28 Trillion +20.46%
2008-12-31 Rp9.36 Trillion +2.47%
2007-12-31 Rp9.14 Trillion +12.18%
2006-12-31 Rp8.14 Trillion +105.16%
2005-12-31 Rp3.97 Trillion +67.51%
2004-12-31 Rp2.37 Trillion +19.48%
2003-12-31 Rp1.98 Trillion +33.76%
2002-12-31 Rp1.48 Trillion +21.67%
2001-12-31 Rp1.22 Trillion +11.90%
2000-12-31 Rp1.09 Trillion --

Equity Component Analysis

This analysis shows how different components contribute to Bank Cimb Niaga Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 4061676900000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings Rp40.62 Trillion 76.64%
Common Stock Rp1.61 Trillion 3.04%
Other Comprehensive Income Rp3.64 Trillion 6.87%
Other Components Rp7.13 Trillion 13.45%
Total Equity Rp53.00 Trillion 100.00%

Bank Cimb Niaga Tbk Competitors by Market Cap

The table below lists competitors of Bank Cimb Niaga Tbk ranked by their market capitalization.

Company Market Cap
Nureca Limited
NSE:NURECA
 		$7.89 Million
Komputronik S.A.
WAR:KOM
 		$7.89 Million
Heart Test Laboratories Inc. Common Stock
NASDAQ:HSCS
 		$7.89 Million
Solueta Co Ltd
KQ:154040
 		$7.89 Million
Maha Rashtra Apex Corporation Limited
NSE:MAHAPEXLTD
 		$7.89 Million
Focus Impact Acquisition Corp
PINK:FIAC
 		$7.89 Million
Australian Dairy Nutritionals Ltd
AU:AHF
 		$7.89 Million
FFI Holdings Ltd
AU:FFI
 		$7.88 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank Cimb Niaga Tbk's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 49,192,544,000,000 to 52,999,187,000,000, a change of 3,806,643,000,000 (7.7%).
  • Net income of 6,825,773,000,000 contributed positively to equity growth.
  • Dividend payments of 3,106,040,000,000 reduced retained earnings.
  • Share repurchases of 129,985,000,000 reduced equity.
  • New share issuances of 129,985,000,000 increased equity.
  • Other comprehensive income decreased equity by 114,600,000,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income Rp6.83 Trillion +12.88%
Dividends Paid Rp3.11 Trillion -5.86%
Share Repurchases Rp129.99 Billion -0.25%
Share Issuances Rp129.99 Billion +0.25%
Other Comprehensive Income Rp-114.60 Billion -0.22%
Other Changes Rp201.51 Billion +0.38%
Total Change Rp- 7.74%

Book Value vs Market Value Analysis

This analysis compares Bank Cimb Niaga Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.85x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 6.74x to 0.85x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2004-12-31 Rp264.64 Rp1785.00 x
2005-12-31 Rp422.95 Rp1785.00 x
2006-12-31 Rp337.51 Rp1785.00 x
2007-12-31 Rp368.67 Rp1785.00 x
2008-12-31 Rp376.25 Rp1785.00 x
2009-12-31 Rp460.08 Rp1785.00 x
2010-12-31 Rp575.20 Rp1785.00 x
2011-12-31 Rp730.95 Rp1785.00 x
2012-12-31 Rp897.98 Rp1785.00 x
2013-12-31 Rp1026.28 Rp1785.00 x
2014-12-31 Rp1131.92 Rp1785.00 x
2015-12-31 Rp1141.14 Rp1785.00 x
2016-12-31 Rp1361.11 Rp1785.00 x
2017-12-31 Rp1471.21 Rp1785.00 x
2018-12-31 Rp1587.48 Rp1785.00 x
2019-12-31 Rp1735.95 Rp1785.00 x
2020-12-31 Rp1646.21 Rp1785.00 x
2021-12-31 Rp1740.01 Rp1785.00 x
2022-12-31 Rp1812.54 Rp1785.00 x
2023-12-31 Rp1971.35 Rp1785.00 x
2024-12-31 Rp2108.80 Rp1785.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank Cimb Niaga Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 12.88%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 36.03%
  • • Asset Turnover: 0.05x
  • • Equity Multiplier: 6.80x
  • Recent ROE (12.88%) is above the historical average (12.41%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2000 5.92% 2.73% 0.13x 17.06x Rp-44.74 Billion
2001 16.71% 7.41% 0.12x 18.89x Rp81.62 Billion
2002 6.24% 2.93% 0.14x 15.47x Rp-55.49 Billion
2003 23.66% 16.32% 0.12x 12.02x Rp269.73 Billion
2004 27.94% 21.58% 0.10x 13.00x Rp423.99 Billion
2005 13.79% 13.26% 0.10x 10.47x Rp150.31 Billion
2006 14.19% 12.09% 0.12x 9.82x Rp340.70 Billion
2007 16.61% 25.81% 0.06x 10.33x Rp600.20 Billion
2008 7.29% 6.20% 0.11x 11.09x Rp-252.06 Billion
2009 13.99% 20.46% 0.07x 9.55x Rp447.09 Billion
2010 18.51% 18.20% 0.10x 10.43x Rp1.17 Trillion
2011 17.34% 18.43% 0.10x 9.11x Rp1.34 Trillion
2012 18.76% 21.82% 0.10x 8.75x Rp1.98 Trillion
2013 16.60% 20.13% 0.10x 8.49x Rp1.70 Trillion
2014 8.23% 10.02% 0.10x 8.20x Rp-502.26 Billion
2015 1.49% 1.73% 0.10x 8.33x Rp-2.44 Trillion
2016 6.09% 8.53% 0.10x 7.06x Rp-1.34 Trillion
2017 8.06% 12.53% 0.09x 7.21x Rp-717.34 Billion
2018 8.80% 14.44% 0.09x 6.74x Rp-475.65 Billion
2019 8.42% 14.05% 0.09x 6.34x Rp-682.74 Billion
2020 4.90% 8.23% 0.09x 6.85x Rp-2.09 Trillion
2021 9.45% 17.45% 0.08x 7.16x Rp-237.37 Billion
2022 11.16% 20.57% 0.08x 6.79x Rp522.59 Billion
2023 13.16% 23.36% 0.08x 6.80x Rp1.55 Trillion
2024 12.88% 36.03% 0.05x 6.80x Rp1.53 Trillion

Industry Comparison

This section compares Bank Cimb Niaga Tbk's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $26,697,514,767,363
  • Average return on equity (ROE) among peers: 5.57%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Bank Cimb Niaga Tbk (BNGA) Rp56.31 Trillion 5.92% 5.56x $7.89 Million
Bank Rakyat Indonesia Agroniaga (AGRO) $1.35 Trillion 5.95% 5.18x $35.48 Million
Bank Agris Tbk (AGRS) $465.23 Billion 0.96% 7.82x $17.27 Million
Bank Amar Indonesia  (AMAR) $472.48 Billion -5.85% 0.16x $6.64 Million
Bank Mnc Internasional Tbk (BABP) $204.12 Billion 0.00% 20.15x $7.22 Million
Bank Central Asia Tbk (BBCA) $221.18 Trillion 18.42% 4.94x $20.04 Billion
Bk Harda Internasional Tbk Pt (BBHI) $381.81 Billion 1.86% 4.39x $241.24 Million
Bank Bukopin Tbk (BBKP) $7.54 Trillion 12.75% 11.52x $115.37 Million
Bank Mestika Dharma Tbk (BBMD) $2.26 Trillion 10.64% 3.16x $15.62 Million
PT Bank Bisnis Internasional Tbk (BBSI) $546.55 Billion 1.76% 0.01x $108.82 Million
Bank Tabungan Negara Persero (BBTN) $32.57 Trillion 9.23% 13.42x $435.78 Million