Bank Maybank Indonesia Tbk PT (BNII) - Net Assets
Based on the latest financial reports, Bank Maybank Indonesia Tbk PT (BNII) has net assets worth Rp33.08 Trillion IDR (≈ $1.94 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp193.72 Trillion ≈ $11.35 Billion USD) and total liabilities (Rp160.63 Trillion ≈ $9.41 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Bank Maybank Indonesia Tbk PT (BNII) total assets for the complete picture of this company's asset base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp33.08 Trillion |
| % of Total Assets | 17.08% |
| Annual Growth Rate | 11.18% |
| 5-Year Change | 15.17% |
| 10-Year Change | 71.66% |
| Growth Volatility | 42.37 |
Bank Maybank Indonesia Tbk PT - Net Assets Trend (2000–2025)
This chart illustrates how Bank Maybank Indonesia Tbk PT's net assets have evolved over time, based on quarterly financial data. Check Bank Maybank Indonesia Tbk PT tangible equity quality to evaluate the tangible quality of the company's equity base.
Annual Net Assets for Bank Maybank Indonesia Tbk PT (2000–2025)
The table below shows the annual net assets of Bank Maybank Indonesia Tbk PT from 2000 to 2025. For live valuation and market cap data, see BNII stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | Rp33.08 Trillion ≈ $1.94 Billion |
+6.01% |
| 2024-12-31 | Rp31.21 Trillion ≈ $1.83 Billion |
+1.34% |
| 2023-12-31 | Rp30.80 Trillion ≈ $1.80 Billion |
+4.27% |
| 2022-12-31 | Rp29.53 Trillion ≈ $1.73 Billion |
+2.82% |
| 2021-12-31 | Rp28.73 Trillion ≈ $1.68 Billion |
+5.52% |
| 2020-12-31 | Rp27.22 Trillion ≈ $1.60 Billion |
+2.02% |
| 2019-12-31 | Rp26.68 Trillion ≈ $1.56 Billion |
+6.35% |
| 2018-12-31 | Rp25.09 Trillion ≈ $1.47 Billion |
+20.77% |
| 2017-12-31 | Rp20.78 Trillion ≈ $1.22 Billion |
+7.80% |
| 2016-12-31 | Rp19.27 Trillion ≈ $1.13 Billion |
+22.42% |
| 2015-12-31 | Rp15.74 Trillion ≈ $922.49 Million |
+7.46% |
| 2014-12-31 | Rp14.65 Trillion ≈ $858.43 Million |
+18.07% |
| 2013-12-31 | Rp12.41 Trillion ≈ $727.08 Million |
+28.35% |
| 2012-12-31 | Rp9.67 Trillion ≈ $566.48 Million |
+21.54% |
| 2011-12-31 | Rp7.95 Trillion ≈ $466.07 Million |
+6.63% |
| 2010-12-31 | Rp7.46 Trillion ≈ $437.08 Million |
+37.44% |
| 2009-12-31 | Rp5.43 Trillion ≈ $318.00 Million |
+6.35% |
| 2008-12-31 | Rp5.10 Trillion ≈ $299.02 Million |
-7.54% |
| 2007-12-31 | Rp5.52 Trillion ≈ $323.40 Million |
-1.19% |
| 2006-12-31 | Rp5.59 Trillion ≈ $327.30 Million |
+10.41% |
| 2005-12-31 | Rp5.06 Trillion ≈ $296.43 Million |
+20.14% |
| 2004-12-31 | Rp4.21 Trillion ≈ $246.74 Million |
+25.33% |
| 2003-12-31 | Rp3.36 Trillion ≈ $196.87 Million |
+12.87% |
| 2002-12-31 | Rp2.98 Trillion ≈ $174.43 Million |
+235.36% |
| 2001-12-31 | Rp-2.20 Trillion ≈ $-128.86 Million |
-194.03% |
| 2000-12-31 | Rp2.34 Trillion ≈ $137.04 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Bank Maybank Indonesia Tbk PT's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1860936300000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp18.61 Trillion | 57.34% |
| Common Stock | Rp3.86 Trillion | 11.88% |
| Other Comprehensive Income | Rp3.63 Trillion | 11.19% |
| Other Components | Rp6.36 Trillion | 19.59% |
| Total Equity | Rp32.45 Trillion | 100.00% |
Bank Maybank Indonesia Tbk PT Competitors by Market Cap
The table below lists competitors of Bank Maybank Indonesia Tbk PT ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Gratomic Inc
V:GRAT
|
$4.35 Million |
|
CT Private Equity Trust PLC
LSE:CTPE
|
$4.35 Million |
|
Terregra Asia Energy PT
JK:TGRA
|
$4.35 Million |
|
RWS Holdings PLC
LSE:RWS
|
$4.35 Million |
|
EURO MANGANESE CDI/1
F:E06A
|
$4.34 Million |
|
COLLPLANT BIOTECH. IS-01
F:CPT
|
$4.34 Million |
|
Soco Corporation Ltd
AU:SOC
|
$4.34 Million |
|
Bang Overseas Limited
NSE:BANG
|
$4.34 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Maybank Indonesia Tbk PT's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 30,606,865,000,000 to 32,453,307,000,000, a change of 1,846,442,000,000 (6.0%).
- Net income of 1,657,366,000,000 contributed positively to equity growth.
- Dividend payments of 471,030,000,000 reduced retained earnings.
- Other comprehensive income increased equity by 635,461,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp1.66 Trillion | +5.11% |
| Dividends Paid | Rp471.03 Billion | -1.45% |
| Other Comprehensive Income | Rp635.46 Billion | +1.96% |
| Other Changes | Rp24.64 Billion | +0.08% |
| Total Change | Rp- | 6.03% |
Book Value vs Market Value Analysis
This analysis compares Bank Maybank Indonesia Tbk PT's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.45x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.06x to 0.45x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-12-31 | Rp92.75 | Rp191.00 | x |
| 2006-12-31 | Rp102.86 | Rp191.00 | x |
| 2007-12-31 | Rp103.80 | Rp191.00 | x |
| 2008-12-31 | Rp95.72 | Rp191.00 | x |
| 2009-12-31 | Rp102.59 | Rp191.00 | x |
| 2010-12-31 | Rp129.75 | Rp191.00 | x |
| 2011-12-31 | Rp135.05 | Rp191.00 | x |
| 2012-12-31 | Rp165.97 | Rp191.00 | x |
| 2013-12-31 | Rp204.64 | Rp191.00 | x |
| 2014-12-31 | Rp235.09 | Rp191.00 | x |
| 2015-12-31 | Rp227.65 | Rp191.00 | x |
| 2016-12-31 | Rp279.19 | Rp191.00 | x |
| 2017-12-31 | Rp302.06 | Rp191.00 | x |
| 2018-12-31 | Rp342.90 | Rp191.00 | x |
| 2019-12-31 | Rp344.41 | Rp191.00 | x |
| 2020-12-31 | Rp352.13 | Rp191.00 | x |
| 2021-12-31 | Rp371.33 | Rp191.00 | x |
| 2022-12-31 | Rp381.20 | Rp191.00 | x |
| 2023-12-31 | Rp397.01 | Rp191.00 | x |
| 2024-12-31 | Rp401.58 | Rp191.00 | x |
| 2025-12-31 | Rp425.89 | Rp191.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Maybank Indonesia Tbk PT utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 5.11%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 10.92%
- • Asset Turnover: 0.08x
- • Equity Multiplier: 5.97x
- Recent ROE (5.11%) is below the historical average (8.32%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 11.44% | 6.70% | 0.11x | 15.91x | Rp33.62 Billion |
| 2002 | 4.45% | 3.53% | 0.10x | 12.21x | Rp-165.16 Billion |
| 2003 | 9.20% | 7.73% | 0.12x | 10.34x | Rp-26.89 Billion |
| 2004 | 19.51% | 20.94% | 0.11x | 8.57x | Rp400.50 Billion |
| 2005 | 15.40% | 22.08% | 0.07x | 10.68x | Rp254.28 Billion |
| 2006 | 12.06% | 17.37% | 0.07x | 10.10x | Rp108.18 Billion |
| 2007 | 7.58% | 10.92% | 0.07x | 10.32x | Rp-129.56 Billion |
| 2008 | 9.88% | 12.18% | 0.07x | 11.45x | Rp-5.71 Billion |
| 2009 | -0.20% | -0.22% | 0.08x | 11.59x | Rp-536.55 Billion |
| 2010 | 7.35% | 9.53% | 0.07x | 10.39x | Rp-191.84 Billion |
| 2011 | 8.62% | 10.74% | 0.07x | 12.19x | Rp-107.71 Billion |
| 2012 | 12.72% | 16.06% | 0.06x | 12.19x | Rp258.36 Billion |
| 2013 | 12.65% | 18.50% | 0.06x | 11.51x | Rp323.67 Billion |
| 2014 | 4.84% | 8.77% | 0.06x | 9.92x | Rp-745.70 Billion |
| 2015 | 7.35% | 12.32% | 0.06x | 10.17x | Rp-411.50 Billion |
| 2016 | 10.25% | 21.77% | 0.05x | 8.77x | Rp46.69 Billion |
| 2017 | 8.82% | 16.92% | 0.06x | 8.47x | Rp-242.35 Billion |
| 2018 | 8.88% | 20.69% | 0.06x | 7.18x | Rp-277.20 Billion |
| 2019 | 7.02% | 16.77% | 0.06x | 6.44x | Rp-782.42 Billion |
| 2020 | 4.72% | 12.85% | 0.06x | 6.45x | Rp-1.42 Trillion |
| 2021 | 5.89% | 13.74% | 0.07x | 5.96x | Rp-1.16 Trillion |
| 2022 | 5.06% | 13.00% | 0.07x | 5.54x | Rp-1.43 Trillion |
| 2023 | 5.76% | 14.05% | 0.07x | 5.68x | Rp-1.28 Trillion |
| 2024 | 3.65% | 8.44% | 0.07x | 6.44x | Rp-1.94 Trillion |
| 2025 | 5.11% | 10.92% | 0.08x | 5.97x | Rp-1.59 Trillion |
Industry Comparison
This section compares Bank Maybank Indonesia Tbk PT's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $8,173,858,985,727
- Average return on equity (ROE) among peers: -3.89%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Maybank Indonesia Tbk PT (BNII) | Rp33.08 Trillion | 11.44% | 4.86x | $4.34 Million |
| Bank Rakyat Indonesia Agroniaga (AGRO) | $1.35 Trillion | 5.95% | 5.18x | $213.11 Million |
| Bank Agris Tbk (AGRS) | $1.90 Trillion | -9.31% | 4.19x | $171.08 Million |
| Bank Amar Indonesia (AMAR) | $472.48 Billion | -5.85% | 0.16x | $232.22 Million |
| Bank Artos Indonesia Tbk PT (ARTO) | $1.23 Trillion | -15.38% | 0.77x | $990.91 Million |
| Bank Mnc Internasional Tbk (BABP) | $518.93 Billion | 1.53% | 9.44x | $130.26 Million |
| Bank Capital Indonesia Tbk (BACA) | $3.29 Trillion | 0.98% | 5.27x | $134.45 Million |
| Bank Net Indonesia Syariah Tbk PT (BANK) | $592.11 Billion | -27.65% | 1.27x | $242.71 Million |
| Bank Central Asia Tbk (BBCA) | $63.97 Trillion | 22.28% | 6.76x | $45.68 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $375.97 Billion | -12.23% | 4.53x | $1.20 Billion |
| Bank Bukopin Tbk (BBKP) | $8.04 Trillion | 0.82% | 10.17x | $572.43 Million |
About Bank Maybank Indonesia Tbk PT
PT Bank Maybank Indonesia Tbk provides various banking products and services in Indonesia and internationally. It operates through three segments: Global Banking, Business Banking, and Retail. The company provides current accounts; savings, demand, and time deposits; business deposit accounts; credit cards; mortgage, multifunction, car, working capital, SME, and motorcycle loans; and property fin… Read more