Dgb Financial (139130) - Net Assets
Based on the latest financial reports, Dgb Financial (139130) has net assets worth ₩6.45 Trillion KRW (≈ $4.37 Billion USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₩102.63 Trillion ≈ $69.55 Billion USD) and total liabilities (₩96.18 Trillion ≈ $65.18 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check asset resilience ratio of Dgb Financial to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₩6.45 Trillion |
| % of Total Assets | 6.28% |
| Annual Growth Rate | 10.52% |
| 5-Year Change | 6.92% |
| 10-Year Change | 64.3% |
| Growth Volatility | 6.3 |
Dgb Financial - Net Assets Trend (2000–2024)
This chart illustrates how Dgb Financial's net assets have evolved over time, based on quarterly financial data. Also explore total assets of Dgb Financial for the complete picture of this company's asset base.
Annual Net Assets for Dgb Financial (2000–2024)
The table below shows the annual net assets of Dgb Financial from 2000 to 2024. For live valuation and market cap data, see market cap of Dgb Financial.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | ₩6.21 Trillion ≈ $4.21 Billion |
-1.24% |
| 2023-12-31 | ₩6.28 Trillion ≈ $4.26 Billion |
+1.18% |
| 2022-12-31 | ₩6.21 Trillion ≈ $4.21 Billion |
-1.85% |
| 2021-12-31 | ₩6.33 Trillion ≈ $4.29 Billion |
+9.02% |
| 2020-12-31 | ₩5.80 Trillion ≈ $3.93 Billion |
+6.92% |
| 2019-12-31 | ₩5.43 Trillion ≈ $3.68 Billion |
+7.21% |
| 2018-12-31 | ₩5.06 Trillion ≈ $3.43 Billion |
+20.67% |
| 2017-12-31 | ₩4.20 Trillion ≈ $2.84 Billion |
+5.63% |
| 2016-12-31 | ₩3.97 Trillion ≈ $2.69 Billion |
+5.17% |
| 2015-12-31 | ₩3.78 Trillion ≈ $2.56 Billion |
+17.61% |
| 2014-12-31 | ₩3.21 Trillion ≈ $2.18 Billion |
+7.10% |
| 2013-12-31 | ₩3.00 Trillion ≈ $2.03 Billion |
+18.84% |
| 2012-12-31 | ₩2.52 Trillion ≈ $1.71 Billion |
+10.12% |
| 2011-12-31 | ₩2.29 Trillion ≈ $1.55 Billion |
+13.80% |
| 2010-12-31 | ₩2.01 Trillion ≈ $1.36 Billion |
+13.57% |
| 2009-12-31 | ₩1.77 Trillion ≈ $1.20 Billion |
+10.90% |
| 2008-12-31 | ₩1.60 Trillion ≈ $1.08 Billion |
+12.35% |
| 2007-12-31 | ₩1.42 Trillion ≈ $964.32 Million |
+12.78% |
| 2006-12-31 | ₩1.26 Trillion ≈ $855.05 Million |
+17.16% |
| 2005-12-31 | ₩1.08 Trillion ≈ $729.84 Million |
+13.47% |
| 2004-12-31 | ₩949.07 Billion ≈ $643.17 Million |
+13.29% |
| 2003-12-31 | ₩837.75 Billion ≈ $567.73 Million |
+17.63% |
| 2002-12-31 | ₩712.17 Billion ≈ $482.63 Million |
+20.21% |
| 2001-12-31 | ₩592.42 Billion ≈ $401.48 Million |
+5.27% |
| 2000-12-31 | ₩562.79 Billion ≈ $381.40 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Dgb Financial's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 338458327787000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₩3.38 Trillion | 56.49% |
| Other Components | ₩2.61 Trillion | 43.51% |
| Total Equity | ₩5.99 Trillion | 100.00% |
Dgb Financial Competitors by Market Cap
The table below lists competitors of Dgb Financial ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Zhuzhou Huarui Precision Cutting Tools Co Ltd
SHG:688059
|
$2.08 Billion |
|
First National Financial Corp
TO:FN
|
$2.08 Billion |
|
Smartfit Escola de Ginástica e Dança S.A
SA:SMFT3
|
$2.08 Billion |
|
Anhui Jiangnan Chemical Industry Co Ltd
SHE:002226
|
$2.08 Billion |
|
Basic Fit NV
AS:BFIT
|
$2.08 Billion |
|
nCino Inc
NASDAQ:NCNO
|
$2.08 Billion |
|
Beijing Originwater Technology
SHE:300070
|
$2.08 Billion |
|
Anyuan Coal Industry Group Co Ltd
SHG:600397
|
$2.08 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Dgb Financial's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 5,948,770,414,910 to 5,991,114,817,470, a change of 42,344,402,560 (0.7%).
- Net income of 214,876,142,750 contributed positively to equity growth.
- Dividend payments of 119,912,389,850 reduced retained earnings.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₩214.88 Billion | +3.59% |
| Dividends Paid | ₩119.91 Billion | -2.0% |
| Other Changes | ₩-52.62 Billion | -0.88% |
| Total Change | ₩- | 0.71% |
Book Value vs Market Value Analysis
This analysis compares Dgb Financial's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.53x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 0.83x to 0.53x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | ₩23087.77 | ₩19100.00 | x |
| 2018-12-31 | ₩25684.05 | ₩19100.00 | x |
| 2019-12-31 | ₩27295.99 | ₩19100.00 | x |
| 2020-12-31 | ₩29492.81 | ₩19100.00 | x |
| 2021-12-31 | ₩32507.13 | ₩19100.00 | x |
| 2022-12-31 | ₩31811.59 | ₩19100.00 | x |
| 2023-12-31 | ₩35751.36 | ₩19100.00 | x |
| 2024-12-31 | ₩36005.85 | ₩19100.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Dgb Financial utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.59%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 9.28%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 15.71x
- Recent ROE (3.59%) is below the historical average (10.42%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 2.94% | 1.49% | 0.08x | 24.83x | ₩-37.65 Billion |
| 2001 | 5.48% | 2.65% | 0.08x | 26.80x | ₩-25.41 Billion |
| 2002 | 18.42% | 11.19% | 0.07x | 23.11x | ₩59.98 Billion |
| 2003 | 13.23% | 10.06% | 0.06x | 20.73x | ₩27.05 Billion |
| 2004 | 13.02% | 10.27% | 0.06x | 20.14x | ₩28.61 Billion |
| 2005 | 16.27% | 14.18% | 0.06x | 18.59x | ₩67.58 Billion |
| 2006 | 19.06% | 18.11% | 0.06x | 17.59x | ₩114.36 Billion |
| 2007 | 18.33% | 14.53% | 0.07x | 16.92x | ₩118.52 Billion |
| 2008 | 16.34% | 6.89% | 0.14x | 16.73x | ₩101.31 Billion |
| 2009 | 9.62% | 6.97% | 0.09x | 15.86x | ₩-6.78 Billion |
| 2010 | 11.30% | 9.44% | 0.08x | 15.07x | ₩26.17 Billion |
| 2011 | 15.34% | 28.44% | 0.04x | 13.66x | ₩122.45 Billion |
| 2012 | 10.83% | 15.17% | 0.05x | 13.56x | ₩21.04 Billion |
| 2013 | 8.79% | 12.58% | 0.05x | 13.87x | ₩-32.64 Billion |
| 2014 | 7.86% | 13.00% | 0.04x | 14.03x | ₩-62.47 Billion |
| 2015 | 8.44% | 12.79% | 0.04x | 14.67x | ₩-54.57 Billion |
| 2016 | 8.20% | 26.04% | 0.02x | 14.53x | ₩-66.22 Billion |
| 2017 | 7.74% | 24.62% | 0.02x | 14.53x | ₩-88.31 Billion |
| 2018 | 8.83% | 26.24% | 0.02x | 14.94x | ₩-50.90 Billion |
| 2019 | 7.09% | 21.24% | 0.02x | 15.68x | ₩-134.29 Billion |
| 2020 | 6.66% | 16.98% | 0.02x | 16.03x | ₩-166.54 Billion |
| 2021 | 9.15% | 22.28% | 0.03x | 15.62x | ₩-46.78 Billion |
| 2022 | 7.46% | 17.94% | 0.02x | 16.91x | ₩-136.51 Billion |
| 2023 | 6.52% | 16.28% | 0.03x | 15.69x | ₩-207.04 Billion |
| 2024 | 3.59% | 9.28% | 0.02x | 15.71x | ₩-384.24 Billion |
Industry Comparison
This section compares Dgb Financial's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $20,152,518,120,144
- Average return on equity (ROE) among peers: 6.25%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Dgb Financial (139130) | ₩6.45 Trillion | 2.94% | 14.92x | $2.08 Billion |
| Jeju Bank (006220) | $213.49 Billion | 6.01% | 12.85x | $323.27 Million |
| Industrial Bank Of Korea (024110) | $5.07 Trillion | 6.06% | 10.83x | $12.21 Billion |
| Shinhan Financial Group (055550) | $58.82 Trillion | 7.57% | 11.58x | $32.13 Billion |
| Hana Financial (086790) | $23.39 Trillion | 5.98% | 13.89x | $23.75 Billion |
| KB Financial Group (105560) | $39.24 Trillion | 1.38% | 0.15x | $39.00 Billion |
| BNK Financial Group Inc (138930) | $10.67 Trillion | 5.99% | 12.66x | $3.96 Billion |
| Jb Financial (175330) | $4.03 Trillion | 9.02% | 12.25x | $3.52 Billion |
| Woori Financial Group Inc (316140) | $33.40 Trillion | 7.50% | 13.91x | $16.52 Billion |
| KakaoBank Corp (323410) | $6.54 Trillion | 6.73% | 8.60x | $7.86 Billion |
About Dgb Financial
iM Financial Group Co., Ltd., through its subsidiaries, engages in the provision of various banking products and services in South Korea. The company offers deposit products; loans; financial products, including fund and bancassurance; and foreign exchange, asset management, and internet banking services. It also provides investment trading and brokerage, discretionary investment, investment advi… Read more