Raize Servicos de Gestao SA (MLRZE) - Net Assets
Based on the latest financial reports, Raize Servicos de Gestao SA (MLRZE) has net assets worth €- EUR (≈ $- USD) as of . Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€- ≈ $- USD) and total liabilities (€- ≈ $- USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check tangible net worth ratio of Raize Servicos de Gestao SA to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €- |
| % of Total Assets | 0% |
| Annual Growth Rate | -7.62% |
| 5-Year Change | -20.62% |
| 10-Year Change | N/A |
| Growth Volatility | 12.2 |
Raize Servicos de Gestao SA - Net Assets Trend (2018–2024)
This chart illustrates how Raize Servicos de Gestao SA's net assets have evolved over time, based on quarterly financial data. See Raize Servicos de Gestao SA liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Raize Servicos de Gestao SA (2018–2024)
The table below shows the annual net assets of Raize Servicos de Gestao SA from 2018 to 2024. For live valuation and market cap data, see MLRZE market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €297.92K ≈ $348.30K |
-9.23% |
| 2023-12-31 | €328.20K ≈ $383.70K |
-22.55% |
| 2022-12-31 | €423.78K ≈ $495.45K |
+0.43% |
| 2021-12-31 | €421.97K ≈ $493.33K |
+12.43% |
| 2020-12-31 | €375.31K ≈ $438.77K |
-20.55% |
| 2019-12-31 | €472.39K ≈ $552.28K |
-1.47% |
| 2018-12-31 | €479.46K ≈ $560.54K |
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Equity Component Analysis
This analysis shows how different components contribute to Raize Servicos de Gestao SA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 19182244.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | €589.29K | 197.80% |
| Total Equity | €297.92K | 100.00% |
Raize Servicos de Gestao SA Competitors by Market Cap
The table below lists competitors of Raize Servicos de Gestao SA ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Atlas Cycles (Haryana) Limited
NSE:ATLASCYCLE
|
$7.00 Million |
|
Greenlane Holdings Inc
NASDAQ:GNLN
|
$7.01 Million |
|
TIANJIN JIN.PUB.U.H YC-10
F:TL6
|
$7.02 Million |
|
Asuransi Bina Dana Arta Tbk
JK:ABDA
|
$7.03 Million |
|
Erria A/S
CO:ERRIA
|
$7.00 Million |
|
IP Group
LSE:IPO
|
$7.00 Million |
|
JE Cleantech Holdings Ltd
NASDAQ:JCSE
|
$7.00 Million |
|
SUNation Energy Inc.
NASDAQ:SUNE
|
$6.98 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Raize Servicos de Gestao SA's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 328,203 to 297,916, a change of -30,286 (-9.2%).
- Net loss of 30,286 reduced equity.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €-30.29K | -10.17% |
| Other Changes | €0.00 | +0.0% |
| Total Change | €- | -9.23% |
Book Value vs Market Value Analysis
This analysis compares Raize Servicos de Gestao SA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 23.16x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has increased from 14.39x to 23.16x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2018-12-31 | €0.10 | €1.38 | x |
| 2019-12-31 | €0.09 | €1.38 | x |
| 2020-12-31 | €0.08 | €1.38 | x |
| 2021-12-31 | €0.08 | €1.38 | x |
| 2022-12-31 | €0.08 | €1.38 | x |
| 2023-12-31 | €0.07 | €1.38 | x |
| 2024-12-31 | €0.06 | €1.38 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Raize Servicos de Gestao SA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -10.17%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -2.32%
- • Asset Turnover: 0.39x
- • Equity Multiplier: 11.34x
- Recent ROE (-10.17%) is below the historical average (-5.91%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2018 | -13.75% | -13.90% | 0.17x | 5.69x | €-113.89K |
| 2019 | -1.67% | -1.39% | 0.21x | 5.66x | €-55.11K |
| 2020 | -20.80% | -13.90% | 0.19x | 7.73x | €-115.59K |
| 2021 | 14.67% | 5.66% | 0.29x | 8.87x | €19.69K |
| 2022 | 4.99% | 1.66% | 0.29x | 10.27x | €-21.21K |
| 2023 | -14.62% | -3.91% | 0.40x | 9.36x | €-80.80K |
| 2024 | -10.17% | -2.32% | 0.39x | 11.34x | €-60.08K |
Industry Comparison
This section compares Raize Servicos de Gestao SA's net assets metrics with peer companies in the Credit Services industry.
No peer company data available for comparison.
About Raize Servicos de Gestao SA
Raize - Instituição de Pagamentos, S.A. operates as a payment institution in Portugal. The company offers service platform that monitors transfers, payments, and receipts of customer funds. It also provides business loans, such as working capital and investment, and start up loans; and investment platform. In addition, the company manages crowdfunding platforms; provides life and non-life insuran… Read more