W.A.G payment solutions plc (EWG) - Net Assets
Based on the latest financial reports, W.A.G payment solutions plc (EWG) has net assets worth GBX244.07 Million GBX (≈ $29.70K USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX1.12 Billion ≈ $136.51K USD) and total liabilities (GBX877.91 Million ≈ $106.82K USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. For live market cap and overall valuation, see EWG stock market capitalisation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | GBX244.07 Million |
| % of Total Assets | 21.75% |
| Annual Growth Rate | 25.05% |
| 5-Year Change | -14.29% |
| 10-Year Change | N/A |
| Growth Volatility | 120.43 |
W.A.G payment solutions plc - Net Assets Trend (2018–2025)
This chart illustrates how W.A.G payment solutions plc's net assets have evolved over time, based on quarterly financial data.
Annual Net Assets for W.A.G payment solutions plc (2018–2025)
The table below shows the annual net assets of W.A.G payment solutions plc from 2018 to 2025. See EWG net asset quality index to measure how much of total assets are equity-financed.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | GBX244.07 Million ≈ $29.70K |
-6.96% |
| 2024-12-31 | GBX262.32 Million ≈ $31.92K |
-0.20% |
| 2023-12-31 | GBX262.84 Million ≈ $31.98K |
-16.97% |
| 2022-12-31 | GBX316.56 Million ≈ $38.52K |
+11.17% |
| 2021-12-31 | GBX284.75 Million ≈ $34.65K |
+344.19% |
| 2020-12-31 | GBX64.11 Million ≈ $7.80K |
+29.29% |
| 2019-12-31 | GBX49.58 Million ≈ $6.03K |
-2.85% |
| 2018-12-31 | GBX51.04 Million ≈ $6.21K |
-- |
Equity Component Analysis
This analysis shows how different components contribute to W.A.G payment solutions plc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 447.8% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | GBX234.75 Million | 96.40% |
| Common Stock | GBX8.16 Million | 3.35% |
| Other Components | GBX620.76K | 0.25% |
| Total Equity | GBX243.53 Million | 100.00% |
W.A.G payment solutions plc Competitors by Market Cap
The table below lists competitors of W.A.G payment solutions plc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Eddy Smart Home Solutions Ltd
V:EDY
|
$8.78 Million |
|
Winfarm
PA:ALWF
|
$8.78 Million |
|
BRADDA HEAD LITHIUM O.N.
F:8CD1
|
$8.79 Million |
|
XTL Biopharmaceuticals Ltd ADR
NASDAQ:XTLB
|
$8.80 Million |
|
Harper Hygienics S.A.
WAR:HRP
|
$8.76 Million |
|
Holand og Setskog Sparebank
OL:HSPG
|
$8.76 Million |
|
Cambium Networks Corp
NASDAQ:CMBM
|
$8.76 Million |
|
Cipta Selera Murni Pt
JK:CSMI
|
$8.75 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in W.A.G payment solutions plc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 261,942,000 to 243,532,447, a change of -18,409,553 (-7.0%).
- Net income of 2,013,967 contributed positively to equity growth.
- Dividend payments of 23,821,975 reduced retained earnings.
- New share issuances of 28,000 increased equity.
- Other factors increased equity by 3,370,455.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | GBX2.01 Million | +0.83% |
| Dividends Paid | GBX23.82 Million | -9.78% |
| Share Issuances | GBX28.00K | +0.01% |
| Other Changes | GBX3.37 Million | +1.38% |
| Total Change | GBX- | -7.03% |
Book Value vs Market Value Analysis
This analysis compares W.A.G payment solutions plc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 296.86x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 1398.34x to 296.86x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2018-12-31 | GBX0.07 | GBX103.60 | x |
| 2019-12-31 | GBX0.02 | GBX103.60 | x |
| 2020-12-31 | GBX0.05 | GBX103.60 | x |
| 2021-12-31 | GBX0.46 | GBX103.60 | x |
| 2022-12-31 | GBX0.45 | GBX103.60 | x |
| 2023-12-31 | GBX0.37 | GBX103.60 | x |
| 2024-12-31 | GBX0.38 | GBX103.60 | x |
| 2025-12-31 | GBX0.35 | GBX103.60 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently W.A.G payment solutions plc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.83%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 0.09%
- • Asset Turnover: 2.06x
- • Equity Multiplier: 4.61x
- Recent ROE (0.83%) is below the historical average (18.47%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2018 | 18.07% | 1.00% | 3.13x | 5.77x | GBX4.12 Million |
| 2019 | 66.14% | 0.83% | 2.50x | 31.86x | GBX9.60 Million |
| 2020 | 70.82% | 1.70% | 2.14x | 19.55x | GBX18.24 Million |
| 2021 | 3.32% | 0.56% | 2.05x | 2.91x | GBX-18.44 Million |
| 2022 | 5.33% | 0.70% | 2.59x | 2.93x | GBX-14.60 Million |
| 2023 | -17.80% | -2.19% | 1.82x | 4.46x | GBX-71.28 Million |
| 2024 | 1.03% | 0.12% | 2.00x | 4.26x | GBX-23.50 Million |
| 2025 | 0.83% | 0.09% | 2.06x | 4.61x | GBX-22.34 Million |
Industry Comparison
This section compares W.A.G payment solutions plc's net assets metrics with peer companies in the Software - Infrastructure industry.
Industry Context
- Industry: Software - Infrastructure
- Average net assets among peers: $12,496,337
- Average return on equity (ROE) among peers: 0.81%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| W.A.G payment solutions plc (EWG) | GBX244.07 Million | 18.07% | 3.60x | $8.77 Million |
| Bango plc (BGO) | $25.63 Million | -6.81% | 1.28x | $585.44K |
| Beeks Trading Corporation Ltd (BKS) | $5.63 Million | 18.87% | 0.46x | $1.81 Million |
| Boku Inc (BOKU) | $26.65 Million | -16.26% | 3.02x | $3.97 Million |
| Bytes Technology Ltd (BYIT) | $47.57 Million | 69.07% | 4.96x | $12.39 Million |
| Cloudcoco Group PLC (CLCO) | $2.80 Million | -107.28% | 0.97x | $14.61K |
| Corero Network Security plc (CNS) | $-2.89 Million | 0.00% | 0.00x | $451.79K |
| Catenai PLC (CTAI) | $4.96 Million | -129.36% | 0.46x | $22.68K |
| Cykel AI PLC (CYK) | $-74.15K | 0.00% | 0.00x | $38.67K |
| Fonix Mobile plc (FNX) | $2.19 Million | 179.01% | 15.04x | $2.01 Million |
About W.A.G payment solutions plc
W.A.G payment solutions plc develops and sells integrated digital platform, payment, mobility, and financial solutions for the commercial road transport (CRT) industry in Europe. It operates through two segments: Payment Solutions and Mobility Solutions. The Payment Solutions segment offers energy payment solutions, and toll payment solutions for conventional fuels, alternative energy, eMobility,… Read more