Ramsdens Holdings PLC (RFX) - Net Assets
Based on the latest financial reports, Ramsdens Holdings PLC (RFX) has net assets worth GBX62.90 Million GBX (≈ $7.65K USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX91.09 Million ≈ $11.08K USD) and total liabilities (GBX28.20 Million ≈ $3.43K USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Read RFX liabilities breakdown for a breakdown of total debt and financial obligations.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | GBX62.90 Million |
| % of Total Assets | 69.05% |
| Annual Growth Rate | 8.86% |
| 5-Year Change | 74.02% |
| 10-Year Change | 282.86% |
| Growth Volatility | 18.1 |
Ramsdens Holdings PLC - Net Assets Trend (2014–2025)
This chart illustrates how Ramsdens Holdings PLC's net assets have evolved over time, based on quarterly financial data. Also explore RFX asset base for the complete picture of this company's asset base.
Annual Net Assets for Ramsdens Holdings PLC (2014–2025)
The table below shows the annual net assets of Ramsdens Holdings PLC from 2014 to 2025. For live valuation and market cap data, see Ramsdens Holdings PLC market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-09-30 | GBX62.90 Million ≈ $7.65K |
+17.33% |
| 2024-09-30 | GBX53.61 Million ≈ $6.52K |
+11.29% |
| 2023-09-30 | GBX48.17 Million ≈ $5.86K |
+15.11% |
| 2022-09-30 | GBX41.84 Million ≈ $5.09K |
+15.77% |
| 2021-09-30 | GBX36.14 Million ≈ $4.40K |
+1.65% |
| 2020-09-30 | GBX35.55 Million ≈ $4.33K |
+15.03% |
| 2019-03-31 | GBX30.91 Million ≈ $3.76K |
+12.12% |
| 2018-03-31 | GBX27.57 Million ≈ $3.35K |
+17.84% |
| 2017-03-31 | GBX23.39 Million ≈ $2.85K |
+42.41% |
| 2016-03-31 | GBX16.43 Million ≈ $2.00K |
+11.60% |
| 2015-03-31 | GBX14.72 Million ≈ $1.79K |
-37.85% |
| 2014-03-31 | GBX23.69 Million ≈ $2.88K |
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Equity Component Analysis
This analysis shows how different components contribute to Ramsdens Holdings PLC's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 148.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (September 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | GBX57.68 Million | 91.71% |
| Common Stock | GBX324.00K | 0.52% |
| Other Components | GBX4.89 Million | 7.78% |
| Total Equity | GBX62.90 Million | 100.00% |
Ramsdens Holdings PLC Competitors by Market Cap
The table below lists competitors of Ramsdens Holdings PLC ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Hexima Ltd
AU:HXL
|
$1.54 Million |
|
Nextgen
TA:NXGN
|
$1.54 Million |
|
Onlineformapro SA
PA:MLONL
|
$1.54 Million |
|
Mercia Technologies PLC
LSE:MERC
|
$1.54 Million |
|
Quartix Holdings Plc
LSE:QTX
|
$1.53 Million |
|
CanadaBis Capital Inc
V:CANB
|
$1.53 Million |
|
GEMINA LABS LTD
F:8I7
|
$1.53 Million |
|
DELPHI WORLD MONEY LIMITED
NSE:DELPHIFX
|
$1.53 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Ramsdens Holdings PLC's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 53,606,000 to 62,896,000, a change of 9,290,000 (17.3%).
- Net income of 11,894,000 contributed positively to equity growth.
- Dividend payments of 3,584,000 reduced retained earnings.
- New share issuances of 5,000 increased equity.
- Other factors increased equity by 975,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | GBX11.89 Million | +18.91% |
| Dividends Paid | GBX3.58 Million | -5.7% |
| Share Issuances | GBX5.00K | +0.01% |
| Other Changes | GBX975.00K | +1.55% |
| Total Change | GBX- | 17.33% |
Book Value vs Market Value Analysis
This analysis compares Ramsdens Holdings PLC's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 205.08x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 507.75x to 205.08x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2014-03-31 | GBX0.77 | GBX390.00 | x |
| 2015-03-31 | GBX0.48 | GBX390.00 | x |
| 2016-03-31 | GBX0.53 | GBX390.00 | x |
| 2017-03-31 | GBX0.91 | GBX390.00 | x |
| 2018-03-31 | GBX0.87 | GBX390.00 | x |
| 2019-03-31 | GBX0.98 | GBX390.00 | x |
| 2020-09-30 | GBX1.12 | GBX390.00 | x |
| 2021-09-30 | GBX1.14 | GBX390.00 | x |
| 2022-09-30 | GBX1.31 | GBX390.00 | x |
| 2023-09-30 | GBX1.49 | GBX390.00 | x |
| 2024-09-30 | GBX1.66 | GBX390.00 | x |
| 2025-09-30 | GBX1.90 | GBX390.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Ramsdens Holdings PLC utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 18.91%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 10.18%
- • Asset Turnover: 1.28x
- • Equity Multiplier: 1.45x
- Recent ROE (18.91%) is below the historical average (21.07%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 5.08% | 3.08% | 1.21x | 1.36x | GBX-1.17 Million |
| 2015 | 106.59% | 53.59% | 1.03x | 1.93x | GBX14.22 Million |
| 2016 | 10.40% | 5.70% | 1.04x | 1.75x | GBX65.20K |
| 2017 | 8.59% | 5.82% | 1.10x | 1.34x | GBX-329.50K |
| 2018 | 18.26% | 12.60% | 1.06x | 1.36x | GBX2.28 Million |
| 2019 | 16.69% | 11.03% | 1.07x | 1.42x | GBX2.07 Million |
| 2020 | 20.02% | 9.82% | 1.38x | 1.47x | GBX3.56 Million |
| 2021 | 1.01% | 0.90% | 0.77x | 1.46x | GBX-3.25 Million |
| 2022 | 15.74% | 9.96% | 0.97x | 1.63x | GBX2.40 Million |
| 2023 | 16.10% | 9.25% | 1.13x | 1.54x | GBX2.94 Million |
| 2024 | 15.48% | 8.68% | 1.17x | 1.52x | GBX2.94 Million |
| 2025 | 18.91% | 10.18% | 1.28x | 1.45x | GBX5.60 Million |
Industry Comparison
This section compares Ramsdens Holdings PLC's net assets metrics with peer companies in the Luxury Goods industry.
Industry Context
- Industry: Luxury Goods
- Average net assets among peers: $797,416,500
- Average return on equity (ROE) among peers: 15.48%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Ramsdens Holdings PLC (RFX) | GBX62.90 Million | 5.08% | 0.45x | $1.54 Million |
| Burberry Group PLC (BRBY) | $1.54 Billion | 31.84% | 1.40x | $51.21 Million |
| Watches Of Switzerland Group PLC (WOSG) | $55.83 Million | -0.88% | 3.78x | $14.43 Million |
About Ramsdens Holdings PLC
Ramsdens Holdings PLC engages in the provision of diversified financial services in the United Kingdom and internationally. It operates through four segments: Foreign Currency Exchange, Pawnbroking, Jewellery Retail, and Purchase of Precious Metals. The company engages in the sale and purchase of foreign currency notes to holidaymakers; offers Ramsdens Mastercard, a multi-currency card provision … Read more