Avidbank Holdings, Inc. Common stock (AVBH) - Net Assets
Based on the latest financial reports, Avidbank Holdings, Inc. Common stock (AVBH) has net assets worth $288.44 Million USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.58 Billion) and total liabilities ($2.29 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Avidbank Holdings, Inc. Common stock tangible equity quality to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $288.44 Million |
| % of Total Assets | 11.18% |
| Annual Growth Rate | 13.66% |
| 5-Year Change | 104.94% |
| 10-Year Change | 342.42% |
| Growth Volatility | 32.18 |
Avidbank Holdings, Inc. Common stock - Net Assets Trend (2003–2025)
This chart illustrates how Avidbank Holdings, Inc. Common stock's net assets have evolved over time, based on quarterly financial data. See AVBH days of operational coverage to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Avidbank Holdings, Inc. Common stock (2003–2025)
The table below shows the annual net assets of Avidbank Holdings, Inc. Common stock from 2003 to 2025. For live valuation and market cap data, see AVBH company net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $280.98 Million | +50.77% |
| 2024-12-31 | $186.36 Million | +12.73% |
| 2023-12-31 | $165.31 Million | +20.19% |
| 2022-12-31 | $137.54 Million | +0.32% |
| 2021-12-31 | $137.10 Million | +7.17% |
| 2020-12-31 | $127.92 Million | +9.91% |
| 2019-12-31 | $116.39 Million | +15.80% |
| 2018-12-31 | $100.52 Million | +12.80% |
| 2017-12-31 | $89.11 Million | +40.31% |
| 2016-12-31 | $63.51 Million | +14.17% |
| 2015-12-31 | $55.62 Million | +7.91% |
| 2014-12-31 | $51.55 Million | +7.32% |
| 2013-12-31 | $48.03 Million | +26.86% |
| 2012-12-31 | $37.86 Million | +12.37% |
| 2011-12-31 | $33.69 Million | +138.45% |
| 2006-12-31 | $14.13 Million | +0.38% |
| 2005-12-31 | $14.08 Million | -4.58% |
| 2004-12-31 | $14.75 Million | -12.22% |
| 2003-12-31 | $16.81 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Avidbank Holdings, Inc. Common stock's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 11276801800.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $111.15 Million | 39.56% |
| Common Stock | $169.99 Million | 60.50% |
| Other Comprehensive Income | $-161.00K | -0.06% |
| Total Equity | $280.98 Million | 100.00% |
Avidbank Holdings, Inc. Common stock Competitors by Market Cap
The table below lists competitors of Avidbank Holdings, Inc. Common stock ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Bharat Bijlee Limited
NSE:BBL
|
$343.58 Million |
|
US Century Bank
NASDAQ:USCB
|
$343.60 Million |
|
Genie Energy Ltd
NYSE:GNE
|
$343.64 Million |
|
Sinpas Gayrimenkul Yatirim Ortakligi AS
IS:SNGYO
|
$343.74 Million |
|
SimilarWeb Ltd
NYSE:SMWB
|
$343.40 Million |
|
Dimerco Express
TWO:5609
|
$343.21 Million |
|
D-Link Corp
TW:2332
|
$343.15 Million |
|
Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC
PA:CIV
|
$343.06 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Avidbank Holdings, Inc. Common stock's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 186,362,000 to 280,979,000, a change of 94,617,000 (50.8%).
- Net income of 23,979,000 contributed positively to equity growth.
- Share repurchases of 1,522,000 reduced equity.
- New share issuances of 61,344,000 increased equity.
- Other comprehensive income increased equity by 51,177,000.
- Other factors decreased equity by 40,361,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $23.98 Million | +8.53% |
| Share Repurchases | $1.52 Million | -0.54% |
| Share Issuances | $61.34 Million | +21.83% |
| Other Comprehensive Income | $51.18 Million | +18.21% |
| Other Changes | $-40.36 Million | -14.36% |
| Total Change | $- | 50.77% |
Book Value vs Market Value Analysis
This analysis compares Avidbank Holdings, Inc. Common stock's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.87x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 3.48x to 0.87x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2003-12-31 | $9.12 | $31.75 | x |
| 2004-12-31 | $8.00 | $31.75 | x |
| 2005-12-31 | $7.61 | $31.75 | x |
| 2006-12-31 | $7.47 | $31.75 | x |
| 2011-12-31 | $12.93 | $31.75 | x |
| 2012-12-31 | $14.40 | $31.75 | x |
| 2013-12-31 | $13.47 | $31.75 | x |
| 2014-12-31 | $11.71 | $31.75 | x |
| 2015-12-31 | $12.31 | $31.75 | x |
| 2016-12-31 | $13.64 | $31.75 | x |
| 2017-12-31 | $17.00 | $31.75 | x |
| 2018-12-31 | $17.13 | $31.75 | x |
| 2019-12-31 | $19.68 | $31.75 | x |
| 2020-12-31 | $21.44 | $31.75 | x |
| 2021-12-31 | $22.61 | $31.75 | x |
| 2022-12-31 | $19.78 | $31.75 | x |
| 2023-12-31 | $22.07 | $31.75 | x |
| 2024-12-31 | $24.51 | $31.75 | x |
| 2025-12-31 | $36.56 | $31.75 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Avidbank Holdings, Inc. Common stock utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.53%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 32.32%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 9.15x
- Recent ROE (8.53%) is above the historical average (6.03%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2003 | -4.30% | -1137.58% | 0.00x | 1.59x | $-2.40 Million |
| 2004 | -13.94% | -159.10% | 0.02x | 3.65x | $-3.53 Million |
| 2005 | -5.90% | -24.44% | 0.04x | 5.80x | $-2.24 Million |
| 2006 | -1.61% | -3.42% | 0.05x | 8.67x | $-1.64 Million |
| 2011 | 11.39% | 24.76% | 0.05x | 10.16x | $467.21K |
| 2012 | 7.25% | 15.41% | 0.04x | 10.98x | $-1.04 Million |
| 2013 | 5.22% | 14.07% | 0.04x | 10.42x | $-2.29 Million |
| 2014 | 5.32% | 14.64% | 0.04x | 9.10x | $-2.41 Million |
| 2015 | 6.62% | 14.74% | 0.04x | 10.82x | $-1.88 Million |
| 2016 | 11.44% | 24.65% | 0.05x | 10.18x | $912.10K |
| 2017 | 6.35% | 16.04% | 0.05x | 8.79x | $-3.26 Million |
| 2018 | 11.06% | 24.55% | 0.05x | 9.12x | $1.07 Million |
| 2019 | 11.05% | 23.48% | 0.05x | 9.72x | $1.22 Million |
| 2020 | 7.53% | 20.99% | 0.03x | 11.18x | $-3.17 Million |
| 2021 | 8.95% | 23.24% | 0.02x | 15.77x | $-1.45 Million |
| 2022 | 18.19% | 33.26% | 0.04x | 15.55x | $11.27 Million |
| 2023 | 10.16% | 24.76% | 0.03x | 13.52x | $269.80K |
| 2024 | 11.28% | 27.24% | 0.03x | 12.39x | $2.38 Million |
| 2025 | 8.53% | 32.32% | 0.03x | 9.15x | $-4.12 Million |
Industry Comparison
This section compares Avidbank Holdings, Inc. Common stock's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $389,399,400
- Average return on equity (ROE) among peers: 10.20%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Avidbank Holdings, Inc. Common stock (AVBH) | $288.44 Million | -4.30% | 7.94x | $343.55 Million |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $68.20 Million | 10.85% | 9.15x | $5.79 Billion |
| ACNB Corporation (ACNB) | $51.46 Million | 12.55% | 7.93x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $76.38 Million | 0.59% | 3.01x | $137.13 Million |
| Alerus Financial Corp (ALRS) | $127.25 Million | 8.42% | 8.09x | $736.27 Million |
| Amalgamated Bank (AMAL) | $508.95 Million | 16.01% | 14.41x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $1.00 Billion | 3.23% | 8.67x | $974.56 Million |
| Arrow Financial Corporation (AROW) | $431.85 Million | 10.18% | 9.29x | $622.98 Million |
| Associated Banc-Corp (ASB) | $968.70 Million | 17.34% | 12.55x | $5.45 Billion |
| AmeriServ Financial Inc (ASRV) | $141.70 Million | 14.89% | 15.78x | $62.43 Million |
About Avidbank Holdings, Inc. Common stock
Avidbank Holdings, Inc. operates as a bank holding company for Avidbank that provides financial solutions and services. It offers business and personal deposit products, such as checking, money market, and savings accounts; and certificates of deposit. The company also provides lending products, including working capital lines of credit, equipment loans, acquisition financing, shareholder buyouts… Read more